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Single Family ResidenceResidential
$336,748$402 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $315,000 on Aug 24, 2007

104 20TH ST

WADING RIVER, NY 11792
2
Beds
1
Baths
838 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.12 ac
Lot SizeThe size of the land the home sits on, from county records.
1951
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
4
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$337K
$312K low$361K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$315,000 · Aug 24, 2007
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$135,248
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$108,198
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.49%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$201,500
HOMEBRIDGE FINANCIAL SERVICES INC · R · recorded Dec 14, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,659 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$21,100 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$4,800
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$16,300
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$258,578

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Cottage
CountySUFFOLK
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2002
Lot (acres)The size of the land the home sits on, from county records.0.12
HeatingThe type of heating system in the home.Hot Water
PoolWhether the property has a pool, and what kind, such as in-ground.No
ViewThe type of view from the property, or another feature of the site that affects value.Canal

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Riley Avenue SchoolD
Elementary · Grades PK–4 · 3.9 mi
H
Riverhead Senior High SchoolC-
High · Grades 9–12 · 7.2 mi
M
Riverhead Middle SchoolD
Middle · Grades 6–8 · 7.4 mi

District: Riverhead Central School District

Neighborhood · ZIP 11792These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.81
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.103
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.59

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.21%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.2.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.8,607
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.677 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$143,954
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$160,367
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

104 20th St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the least valuable homes in Wading River 11792
  • Smaller than 96% of homes in Wading River 11792
  • Has a smaller lot than 98% of homes in Wading River 11792
  • Older than 84% of homes in Wading River 11792

What homes are worth in Wading River 11792

Each bar is how many homes fall in that price range. The marker is this home.

This home
$405K$1.7M

This home is worth less than almost all homes in Wading River 11792.

How it measures up in Wading River 11792

The dot is this home. The mark in the middle is the typical home in Wading River 11792.

Estimated value$336,748
CheaperTypical $801,651Pricier

Cheaper than almost all homes nearby

Price per ft²$402
CheaperTypical $393Pricier

Pricier than 55% of homes nearby

Living area838 ft²
SmallerTypical 2,066 ft²Bigger

Bigger than 4% of homes nearby

Lot size0.12 ac
SmallerTypical 0.6 acBigger

Bigger than 2% of homes nearby

Year built1951
OlderTypical 1978Newer

Newer than 16% of homes nearby

How 104 20th St ranks against every home in each area.
MeasureThis homeWading River 11792Suffolk County
Estimated valuepricier than$336,748almost no homesalmost no homes
Price per ft²pricier than$40255% of homes45% of homes
Living areabigger than838 ft²4% of homes5% of homes
Lot sizebigger than0.12 ac2% of homes10% of homes
Year builtnewer than195116% of homes16% of homes

About 104 20th St

How much is 104 20th St, Wading River, NY worth?

The TopHap Estimate for 104 20th St, Wading River, NY is $336,748 as of Jul 14, 2026. The likely range is $312,080 to $361,416. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 104 20th St, Wading River, NY last sell?

104 20th St, Wading River, NY last sold on Aug 24, 2007 for $315,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 104 20th St, Wading River, NY?

104 20th St, Wading River, NY has 2 bedrooms, 1 bathrooms, 838 square feet of living space and a 0.12-acre lot.

When was 104 20th St, Wading River, NY built?

104 20th St, Wading River, NY was built in 1951, making it 75 years old. It is a cottage home. The building has 1 story.

What schools serve 104 20th St, Wading River, NY?

104 20th St, Wading River, NY is assigned to Riley Avenue School (elementary), rated D; Riverhead Senior High School (high), rated C-; Riverhead Middle School (middle), rated D. All sit in Riverhead Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 104 20th St, Wading River, NY compare to other homes in Wading River 11792?

Among the 3,276 homes in Wading River 11792, it is worth more than almost none of them ($336,748 against a typical $801,651), its price per square foot is higher than 55% of them ($402 against a typical $393), it is bigger than 4% of them (838 ft² against a typical 2,066 ft²), its lot is bigger than 2% of them (0.12 ac against a typical 0.6 ac) and it is newer than 16% of them (1951 against a typical 1978). Measured against all of Suffolk County, it is worth more than almost no homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 104 20th St, Wading River, NY?

The 2024 property tax bill for 104 20th St, Wading River, NY was $4,659. The county assessed it at $21,100.

Closest homes

More homes in Wading River 11792

Assigned schools

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