Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$274,505$189 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

104 RIDGE DR

SAINT JOSEPH, MO 64506
0
Baths
1,454 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.26 ac
Lot SizeThe size of the land the home sits on, from county records.
1951
Year BuiltThe year the home was originally built, according to county records.

Valuation

$275K
$259K low$290K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$159,505
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$127,604
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.43%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$115,000
NODAWAY VALLEY BANK · recorded Mar 7, 2016

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,031 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$29,650 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$4,750
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$24,900
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$27,910
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$156,060

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.37
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
38
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
75
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
57
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
16
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBUCHANAN
Lot (acres)The size of the land the home sits on, from county records.0.26
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Eugene Field Elementary SchoolA
Elementary · Grades KG–6 · 0.3 mi
M
Bode Middle SchoolC
Middle · Grades 7–8 · 1.3 mi
H
Central High SchoolC
High · Grades 9–12 · 2.0 mi

District: St. Joseph School District

Neighborhood · ZIP 64506These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.77
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.130
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.25

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.28%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.19,927
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,944 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$69,936
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$88,659
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.37 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

104 Ridge Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 74% of homes in Buchanan County
  • Costs more per square foot than 72% of homes in Buchanan County
  • Bigger than 70% of homes in Buchanan County
  • Older than 87% of homes in Saint Joseph 64506

What homes are worth in Saint Joseph 64506

Each bar is how many homes fall in that price range. The marker is this home.

This home
$108K$635K

This home is worth more than 47% of homes in Saint Joseph 64506.

How it measures up in Saint Joseph 64506

The dot is this home. The mark in the middle is the typical home in Saint Joseph 64506.

Estimated value$274,505
CheaperTypical $280,396Pricier

Pricier than 47% of homes nearby

Price per ft²$189
CheaperTypical $192Pricier

Pricier than 48% of homes nearby

Living area1,454 ft²
SmallerTypical 1,466 ft²Bigger

Bigger than 49% of homes nearby

Lot size0.26 ac
SmallerTypical 0.26 acBigger

Bigger than 52% of homes nearby

Year built1951
OlderTypical 1976Newer

Newer than 13% of homes nearby

How 104 Ridge Dr ranks against every home in each area.
MeasureThis homeSaint Joseph 64506Buchanan County
Estimated valuepricier than$274,50547% of homes74% of homes
Price per ft²pricier than$18948% of homes72% of homes
Living areabigger than1,454 ft²49% of homes70% of homes
Lot sizebigger than0.26 ac52% of homes57% of homes
Year builtnewer than195113% of homes49% of homes

About 104 Ridge Dr

How much is 104 Ridge Dr, Saint Joseph, MO worth?

The TopHap Estimate for 104 Ridge Dr, Saint Joseph, MO is $274,505 as of Jul 14, 2026. The likely range is $258,618 to $290,392. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 104 Ridge Dr, Saint Joseph, MO last sell?

104 Ridge Dr, Saint Joseph, MO last sold on Jun 6, 2008, according to the county's recorded deed.

How big is 104 Ridge Dr, Saint Joseph, MO?

104 Ridge Dr, Saint Joseph, MO has 1,454 square feet of living space and a 0.26-acre lot.

When was 104 Ridge Dr, Saint Joseph, MO built?

104 Ridge Dr, Saint Joseph, MO was built in 1951, making it 75 years old.

What schools serve 104 Ridge Dr, Saint Joseph, MO?

104 Ridge Dr, Saint Joseph, MO is assigned to Eugene Field Elementary School (elementary), rated A; Bode Middle School (middle), rated C; Central High School (high), rated C. All sit in St. Joseph School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 104 Ridge Dr, Saint Joseph, MO compare to other homes in Saint Joseph 64506?

Among the 6,847 homes in Saint Joseph 64506, it is worth more than 47% of them ($274,505 against a typical $280,396), its price per square foot is higher than 48% of them ($189 against a typical $192), it is bigger than 49% of them (1,454 ft² against a typical 1,466 ft²), its lot is bigger than 52% of them (0.26 ac against a typical 0.26 ac) and it is newer than 13% of them (1951 against a typical 1976). Measured against all of Buchanan County, it is worth more than 74% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 104 Ridge Dr, Saint Joseph, MO?

The 2025 property tax bill for 104 Ridge Dr, Saint Joseph, MO was $2,031. The county assessed it at $29,650.

Closest homes

More homes in Saint Joseph 64506

Assigned schools

Explore the area

See this home in context

Open 104 Ridge Dr on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map