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Single Family ResidentialResidential
$439,277$261 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 78How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

104 RIDGEWATER RD

DEVILS LAKE, ND 58301
1
Baths
1,680 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.02 ac
Lot SizeThe size of the land the home sits on, from county records.
2019
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$439K
$345K low$534K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$404,277
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$323,422
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.12%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$35,000
GATE CITY BANK · recorded Oct 28, 2024

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,921 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$120,750 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$13,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$107,750
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$90,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$241,500

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.25
13
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
49
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
41
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
17
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
7
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.2 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
CountyRAMSEY
Lot (acres)The size of the land the home sits on, from county records.1.02
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Devils Lake High SchoolC
High · Grades 9–12 · 5.3 mi
E
Sweetwater Elementary School
Elementary · Grades 1–2 · 5.7 mi
M
Central Middle SchoolC
Middle · Grades 5–8 · 6.0 mi

District: Devils Lake Public School District 1

Neighborhood · ZIP 58301These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.121
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.94
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.9

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.21%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.19%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.9,685
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.28 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$64,386
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$76,957
Average tempThe average temperature here across a full year.39°F
Annual precipHow much rain and melted snow falls here in a typical year.18 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

104 Ridgewater Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 84% of homes in Ramsey County
  • Costs more per square foot than 66% of homes in Ramsey County
  • Has a bigger lot than 78% of homes in Devils Lake 58301
  • Newer than 96% of homes in Devils Lake 58301

What homes are worth in Devils Lake 58301

Each bar is how many homes fall in that price range. The marker is this home.

This home
$55K$778K

This home is worth more than 82% of homes in Devils Lake 58301.

How it measures up in Devils Lake 58301

The dot is this home. The mark in the middle is the typical home in Devils Lake 58301.

Estimated value$439,277
CheaperTypical $271,849Pricier

Pricier than 82% of homes nearby

Price per ft²$261
CheaperTypical $247Pricier

Pricier than 57% of homes nearby

Living area1,680 ft²
SmallerTypical 1,660 ft²Bigger

Bigger than 52% of homes nearby

Lot size1.02 ac
SmallerTypical 0.28 acBigger

Bigger than 78% of homes nearby

Year built2019
OlderTypical 1988Newer

Newer than 96% of homes nearby

How 104 Ridgewater Rd ranks against every home in each area.
MeasureThis homeDevils Lake 58301Ramsey County
Estimated valuepricier than$439,27782% of homes84% of homes
Price per ft²pricier than$26157% of homes66% of homes
Living areabigger than1,680 ft²52% of homes56% of homes
Lot sizebigger than1.02 ac78% of homes73% of homes
Year builtnewer than201996% of homes96% of homes

About 104 Ridgewater Rd

How much is 104 Ridgewater Rd, Devils Lake, ND worth?

The TopHap Estimate for 104 Ridgewater Rd, Devils Lake, ND is $439,277 as of Jul 14, 2026. The likely range is $344,774 to $533,780. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 104 Ridgewater Rd, Devils Lake, ND last sell?

104 Ridgewater Rd, Devils Lake, ND last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 104 Ridgewater Rd, Devils Lake, ND?

104 Ridgewater Rd, Devils Lake, ND has 1 bathrooms, 1,680 square feet of living space and a 1.02-acre lot.

When was 104 Ridgewater Rd, Devils Lake, ND built?

104 Ridgewater Rd, Devils Lake, ND was built in 2019, making it 7 years old. The building has 1 story.

What schools serve 104 Ridgewater Rd, Devils Lake, ND?

104 Ridgewater Rd, Devils Lake, ND is assigned to Devils Lake High School (high), rated C; Sweetwater Elementary School (elementary); Central Middle School (middle), rated C. All sit in Devils Lake Public School District 1. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 104 Ridgewater Rd, Devils Lake, ND compare to other homes in Devils Lake 58301?

Among the 3,100 homes in Devils Lake 58301, it is worth more than 82% of them ($439,277 against a typical $271,849), its price per square foot is higher than 57% of them ($261 against a typical $247), it is bigger than 52% of them (1,680 ft² against a typical 1,660 ft²), its lot is bigger than 78% of them (1.02 ac against a typical 0.28 ac) and it is newer than 96% of them (2019 against a typical 1988). Measured against all of Ramsey County, it is worth more than 84% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 104 Ridgewater Rd, Devils Lake, ND?

The 2025 property tax bill for 104 Ridgewater Rd, Devils Lake, ND was $2,921. The county assessed it at $120,750.

Closest homes

More homes in Devils Lake 58301

Assigned schools

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