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Single Family ResidenceResidential
$142,485$98 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 75How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

1040 109TH ST NW

RICE, MN 56367
3
Beds
1.8
Baths
1,456 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1 ac
Lot SizeThe size of the land the home sits on, from county records.
1998
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$142K
$106K low$179K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$126,635
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$101,308
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.11%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$15,850
CITIFINANCIAL SERVICES INC · recorded Jul 2, 2007

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,216 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$147,200 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$49,600
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$97,600
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$147,800
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$147,200

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.30
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
39
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
55
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
54
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
5
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Mobile Home
CountyBENTON
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2001
Lot (acres)The size of the land the home sits on, from county records.1.00
RoofThe main material covering the roof, such as asphalt shingle or tile.Asbestos
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 140 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Rice Elementary SchoolB+
Elementary · Grades EE–5 · 2.5 mi
H
Sauk Rapids-Rice High SchoolB-
High · Grades 9–12 · 8.6 mi
M
Sauk Rapids-Rice Middle SchoolC
Middle · Grades 6–8 · 9.4 mi

District: Sauk Rapids-Rice Public Schools

Neighborhood · ZIP 56367These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.80
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.95
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.17

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.7,720
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.73 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$96,648
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$105,173
Average tempThe average temperature here across a full year.42°F
Annual precipHow much rain and melted snow falls here in a typical year.28 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1040 109th St Nw measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 93% of homes in Rice 56367
  • Costs less per square foot than 96% of homes in Rice 56367
  • Bigger than 65% of homes in Benton County
  • Has a bigger lot than 67% of homes in Benton County
  • Newer than 65% of homes in Benton County

What homes are worth in Rice 56367

Each bar is how many homes fall in that price range. The marker is this home.

This home
$107K$644K

This home is worth more than 7% of homes in Rice 56367.

How it measures up in Rice 56367

The dot is this home. The mark in the middle is the typical home in Rice 56367.

Estimated value$142,485
CheaperTypical $242,918Pricier

Pricier than 7% of homes nearby

Price per ft²$98
CheaperTypical $180Pricier

Pricier than 4% of homes nearby

Living area1,456 ft²
SmallerTypical 1,281 ft²Bigger

Bigger than 63% of homes nearby

Lot size1 ac
SmallerTypical 0.91 acBigger

Bigger than 54% of homes nearby

Year built1998
OlderTypical 1993Newer

Newer than 61% of homes nearby

How 1040 109th St Nw ranks against every home in each area.
MeasureThis homeRice 56367Benton County
Estimated valuepricier than$142,4857% of homes19% of homes
Price per ft²pricier than$984% of homes7% of homes
Living areabigger than1,456 ft²63% of homes65% of homes
Lot sizebigger than1 ac54% of homes67% of homes
Year builtnewer than199861% of homes65% of homes

About 1040 109th St Nw

How much is 1040 109th St Nw, Rice, MN worth?

The TopHap Estimate for 1040 109th St Nw, Rice, MN is $142,485 as of Jul 14, 2026. The likely range is $106,312 to $178,658. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1040 109th St Nw, Rice, MN last sell?

1040 109th St Nw, Rice, MN last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 1040 109th St Nw, Rice, MN?

1040 109th St Nw, Rice, MN has 3 bedrooms, 1.8 bathrooms, 1,456 square feet of living space and a 1.00-acre lot.

When was 1040 109th St Nw, Rice, MN built?

1040 109th St Nw, Rice, MN was built in 1998, making it 28 years old. It is a mobile home home. The building has 1 story.

What schools serve 1040 109th St Nw, Rice, MN?

1040 109th St Nw, Rice, MN is assigned to Rice Elementary School (elementary), rated B+; Sauk Rapids-Rice High School (high), rated B-; Sauk Rapids-Rice Middle School (middle), rated C. All sit in Sauk Rapids-Rice Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1040 109th St Nw, Rice, MN compare to other homes in Rice 56367?

Among the 3,267 homes in Rice 56367, it is worth more than 7% of them ($142,485 against a typical $242,918), its price per square foot is higher than 4% of them ($98 against a typical $180), it is bigger than 63% of them (1,456 ft² against a typical 1,281 ft²), its lot is bigger than 54% of them (1 ac against a typical 0.91 ac) and it is newer than 61% of them (1998 against a typical 1993). Measured against all of Benton County, it is worth more than 19% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1040 109th St Nw, Rice, MN?

The 2026 property tax bill for 1040 109th St Nw, Rice, MN was $1,216. The county assessed it at $147,200.

Closest homes

More homes in Rice 56367

Assigned schools

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