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Single Family ResidenceResidential
$292,003
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 82How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

1040 GULF RD

ROME, PA 18837
0
Baths
0.77 ac
Lot SizeThe size of the land the home sits on, from county records.
2011
Year BuiltThe year the home was originally built, according to county records.

Valuation

$292K
$239K low$345K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$142,003
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$113,602
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.49%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$150,000
FIRST CITIZENS COMMUNITY BANK · recorded Aug 4, 2022

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,310 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$37,400 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$37,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$74,829

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.35 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBradford
Lot (acres)The size of the land the home sits on, from county records.0.77
HeatingThe type of heating system in the home.None
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Northeast Bradford High SchoolC-
Middle · Grades 7–12 · 1.1 mi
E
Northeast Bradford Elementary SchoolB-
Elementary · Grades KG–6 · 1.4 mi

District: Northeast Bradford School District

Neighborhood · ZIP 18837These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.103
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.94
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.42

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.80%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.3,262
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.33 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$74,762
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$86,325
Average tempThe average temperature here across a full year.46°F
Annual precipHow much rain and melted snow falls here in a typical year.37 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.51%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1040 Gulf Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 74% of homes in Bradford County
  • Has a smaller lot than 91% of homes in Rome 18837
  • Newer than 98% of homes in Bradford County

What homes are worth in Rome 18837

Each bar is how many homes fall in that price range. The marker is this home.

This home
$75K$581K

This home is worth more than 61% of homes in Rome 18837.

How it measures up in Rome 18837

The dot is this home. The mark in the middle is the typical home in Rome 18837.

Estimated value$292,003
CheaperTypical $250,866Pricier

Pricier than 61% of homes nearby

Lot size0.77 ac
SmallerTypical 2 acBigger

Bigger than 9% of homes nearby

Year built2011
OlderTypical 1976Newer

Newer than 97% of homes nearby

How 1040 Gulf Rd ranks against every home in each area.
MeasureThis homeRome 18837Bradford County
Estimated valuepricier than$292,00361% of homes74% of homes
Lot sizebigger than0.77 ac9% of homes34% of homes
Year builtnewer than201197% of homes98% of homes

About 1040 Gulf Rd

How much is 1040 Gulf Rd, Rome, PA worth?

The TopHap Estimate for 1040 Gulf Rd, Rome, PA is $292,003 as of Jul 14, 2026. The likely range is $238,897 to $345,109. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When was 1040 Gulf Rd, Rome, PA built?

1040 Gulf Rd, Rome, PA was built in 2011, making it 15 years old.

What schools serve 1040 Gulf Rd, Rome, PA?

1040 Gulf Rd, Rome, PA is assigned to Northeast Bradford High School (middle), rated C-; Northeast Bradford Elementary School (elementary), rated B-. All sit in Northeast Bradford School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1040 Gulf Rd, Rome, PA compare to other homes in Rome 18837?

Among the 1,321 homes in Rome 18837, it is worth more than 61% of them ($292,003 against a typical $250,866), its lot is bigger than 9% of them (0.77 ac against a typical 2 ac) and it is newer than 97% of them (2011 against a typical 1976). Measured against all of Bradford County, it is worth more than 74% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1040 Gulf Rd, Rome, PA?

The 2025 property tax bill for 1040 Gulf Rd, Rome, PA was $2,310. The county assessed it at $37,400.

Closest homes

More homes in Rome 18837

Assigned schools

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