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Single Family ResidenceResidential
$234,932
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 81How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

972 GULF RD

ROME, PA 18837
3
Beds
4 / 1
Baths
4.96 ac
Lot SizeThe size of the land the home sits on, from county records.
1976
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$235K
$191K low$279K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$19,932
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$15,946
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.85%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$215,000
FIRST CITIZENS COMMUNITY BANK · recorded May 18, 2015

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,992 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$32,250 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$32,250
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$64,497

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.166 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.34%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBradford
Lot (acres)The size of the land the home sits on, from county records.4.96
HeatingThe type of heating system in the home.None
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Northeast Bradford High SchoolC-
Middle · Grades 7–12 · 1.0 mi
E
Northeast Bradford Elementary SchoolB-
Elementary · Grades KG–6 · 1.3 mi

District: Northeast Bradford School District

Neighborhood · ZIP 18837These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.103
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.94
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.42

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.80%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.3,262
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.33 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$74,762
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$86,325
Average tempThe average temperature here across a full year.46°F
Annual precipHow much rain and melted snow falls here in a typical year.37 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.51%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

972 Gulf Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Has a bigger lot than 75% of homes in Bradford County

What homes are worth in Rome 18837

Each bar is how many homes fall in that price range. The marker is this home.

This home
$74K$575K

This home is worth more than 46% of homes in Rome 18837.

How it measures up in Rome 18837

The dot is this home. The mark in the middle is the typical home in Rome 18837.

Estimated value$234,932
CheaperTypical $250,139Pricier

Pricier than 46% of homes nearby

Lot size4.96 ac
SmallerTypical 2 acBigger

Bigger than 64% of homes nearby

Year built1976
OlderTypical 1976Newer

Newer than 50% of homes nearby

How 972 Gulf Rd ranks against every home in each area.
MeasureThis homeRome 18837Bradford County
Estimated valuepricier than$234,93246% of homes60% of homes
Lot sizebigger than4.96 ac64% of homes75% of homes
Year builtnewer than197650% of homes63% of homes

About 972 Gulf Rd

How much is 972 Gulf Rd, Rome, PA worth?

The TopHap Estimate for 972 Gulf Rd, Rome, PA is $234,932 as of Jul 14, 2026. The likely range is $190,927 to $278,937. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 972 Gulf Rd, Rome, PA?

972 Gulf Rd, Rome, PA has 3 bedrooms, 4 bathrooms and a 4.96-acre lot.

When was 972 Gulf Rd, Rome, PA built?

972 Gulf Rd, Rome, PA was built in 1976, making it 50 years old. The building has 1 story.

What schools serve 972 Gulf Rd, Rome, PA?

972 Gulf Rd, Rome, PA is assigned to Northeast Bradford High School (middle), rated C-; Northeast Bradford Elementary School (elementary), rated B-. All sit in Northeast Bradford School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 972 Gulf Rd, Rome, PA compare to other homes in Rome 18837?

Among the 1,322 homes in Rome 18837, it is worth more than 46% of them ($234,932 against a typical $250,139), its lot is bigger than 64% of them (4.96 ac against a typical 2 ac) and it is newer than 50% of them (1976 against a typical 1976). Measured against all of Bradford County, it is worth more than 60% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 972 Gulf Rd, Rome, PA?

The 2025 property tax bill for 972 Gulf Rd, Rome, PA was $1,992. The county assessed it at $32,250.

Closest homes

More homes in Rome 18837

Assigned schools

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