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Single Family ResidenceResidential
$163,839$210 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 77How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $51,000 on Aug 17, 2004

1040 RIVER DR

SIOUX CITY, IA 51109
2
Beds
3 / 1
Baths
782 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.26 ac
Lot SizeThe size of the land the home sits on, from county records.
1952
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$164K
$126K low$202K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$51,000 · Aug 17, 2004
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$73,800
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$59,040
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.56%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$85,470
PREMIER LNDG ALLIANCE · recorded Aug 19, 2016
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$4,569
HUD

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,068 (2023)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$144,700 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$28,200
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$116,500
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$129,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$144,700

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.11 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyWoodbury
Lot (acres)The size of the land the home sits on, from county records.0.26
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Block (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 144 ft²Porch · 344 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Riverside Elementary SchoolC
Elementary · Grades PK–5 · 0.4 mi
M
West Middle SchoolC+
Middle · Grades 6–8 · 1.8 mi
H
West High SchoolD+
High · Grades 9–12 · 1.9 mi

District: Sioux City Community School District

Neighborhood · ZIP 51109These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.84
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.87
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.19

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.7.7%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.3,999
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.170 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$73,659
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$75,473
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.27 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1040 River Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 82% of homes in Sioux City 51109
  • Smaller than 91% of homes in Woodbury County
  • Has a bigger lot than 70% of homes in Sioux City 51109

What homes are worth in Sioux City 51109

Each bar is how many homes fall in that price range. The marker is this home.

This home
$61K$584K

This home is worth more than 59% of homes in Sioux City 51109.

How it measures up in Sioux City 51109

The dot is this home. The mark in the middle is the typical home in Sioux City 51109.

Estimated value$163,839
CheaperTypical $148,791Pricier

Pricier than 59% of homes nearby

Price per ft²$210
CheaperTypical $145Pricier

Pricier than 82% of homes nearby

Living area782 ft²
SmallerTypical 1,033 ft²Bigger

Bigger than 18% of homes nearby

Lot size0.26 ac
SmallerTypical 0.19 acBigger

Bigger than 70% of homes nearby

Year built1952
OlderTypical 1952Newer

Newer than 51% of homes nearby

How 1040 River Dr ranks against every home in each area.
MeasureThis homeSioux City 51109Woodbury County
Estimated valuepricier than$163,83959% of homes37% of homes
Price per ft²pricier than$21082% of homes73% of homes
Living areabigger than782 ft²18% of homes9% of homes
Lot sizebigger than0.26 ac70% of homes67% of homes
Year builtnewer than195251% of homes54% of homes

About 1040 River Dr

How much is 1040 River Dr, Sioux City, IA worth?

The TopHap Estimate for 1040 River Dr, Sioux City, IA is $163,839 as of Jul 14, 2026. The likely range is $126,105 to $201,573. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1040 River Dr, Sioux City, IA last sell?

1040 River Dr, Sioux City, IA last sold on Aug 17, 2004 for $51,000, according to the county's recorded deed.

How big is 1040 River Dr, Sioux City, IA?

1040 River Dr, Sioux City, IA has 2 bedrooms, 3 bathrooms, 782 square feet of living space and a 0.26-acre lot.

When was 1040 River Dr, Sioux City, IA built?

1040 River Dr, Sioux City, IA was built in 1952, making it 74 years old. It is a ranch home. The building has 1 story.

What schools serve 1040 River Dr, Sioux City, IA?

1040 River Dr, Sioux City, IA is assigned to Riverside Elementary School (elementary), rated C; West Middle School (middle), rated C+; West High School (high), rated D+. All sit in Sioux City Community School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1040 River Dr, Sioux City, IA compare to other homes in Sioux City 51109?

Among the 1,251 homes in Sioux City 51109, it is worth more than 59% of them ($163,839 against a typical $148,791), its price per square foot is higher than 82% of them ($210 against a typical $145), it is bigger than 18% of them (782 ft² against a typical 1,033 ft²), its lot is bigger than 70% of them (0.26 ac against a typical 0.19 ac) and it is newer than 51% of them (1952 against a typical 1952). Measured against all of Woodbury County, it is worth more than 37% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1040 River Dr, Sioux City, IA?

The 2023 property tax bill for 1040 River Dr, Sioux City, IA was $2,068. The county assessed it at $144,700.

Closest homes

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Assigned schools

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