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Single Family ResidenceResidential
$168,501$110 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 81How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $155,000 on May 19, 2008

1040 ROBERT PL SW

OWATONNA, MN 55060
3
Beds
2
Baths
1,538 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1985
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
9
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$169K
$137K low$200K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$155,000 · May 19, 2008
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$0
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$0
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.112%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$129,000
EVERETT FINANCIAL INC · recorded Aug 14, 2020
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$50,000
HOME TOWN FCU

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,944 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$218,600 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$51,900
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$166,700
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$218,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$218,600

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.35
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
13
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
63
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
53
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
49
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Split Foyer
CountySteele
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Block (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Wilson Elementary SchoolC-
Elementary · Grades KG–5 · 0.8 mi
H
Owatonna High SchoolA
High · Grades 9–12 · 1.2 mi
M
Owatonna Middle SchoolB
Middle · Grades 6–8 · 2.5 mi

District: Owatonna Public School District

Neighborhood · ZIP 55060These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.98
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.82
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.15

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.30,022
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.145 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$82,780
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$102,042
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.32 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1040 Robert Pl Sw measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 77% of homes in Steele County
  • Costs less per square foot than 65% of homes in Steele County
  • Newer than 68% of homes in Steele County

What homes are worth in Owatonna 55060

Each bar is how many homes fall in that price range. The marker is this home.

This home
$93K$580K

This home is worth more than 24% of homes in Owatonna 55060.

How it measures up in Owatonna 55060

The dot is this home. The mark in the middle is the typical home in Owatonna 55060.

Estimated value$168,501
CheaperTypical $228,926Pricier

Pricier than 24% of homes nearby

Price per ft²$110
CheaperTypical $123Pricier

Pricier than 36% of homes nearby

Living area1,538 ft²
SmallerTypical 1,736 ft²Bigger

Bigger than 39% of homes nearby

Year built1985
OlderTypical 1973Newer

Newer than 66% of homes nearby

How 1040 Robert Pl Sw ranks against every home in each area.
MeasureThis homeOwatonna 55060Steele County
Estimated valuepricier than$168,50124% of homes23% of homes
Price per ft²pricier than$11036% of homes35% of homes
Living areabigger than1,538 ft²39% of homes40% of homes
Year builtnewer than198566% of homes68% of homes

About 1040 Robert Pl Sw

How much is 1040 Robert Pl Sw, Owatonna, MN worth?

The TopHap Estimate for 1040 Robert Pl Sw, Owatonna, MN is $168,501 as of Jul 14, 2026. The likely range is $136,548 to $200,454. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1040 Robert Pl Sw, Owatonna, MN last sell?

1040 Robert Pl Sw, Owatonna, MN last sold on May 19, 2008 for $155,000, according to the county's recorded deed.

How big is 1040 Robert Pl Sw, Owatonna, MN?

1040 Robert Pl Sw, Owatonna, MN has 3 bedrooms, 2 bathrooms and 1,538 square feet of living space.

When was 1040 Robert Pl Sw, Owatonna, MN built?

1040 Robert Pl Sw, Owatonna, MN was built in 1985, making it 41 years old. It is a split foyer home. The building has 1 story.

What schools serve 1040 Robert Pl Sw, Owatonna, MN?

1040 Robert Pl Sw, Owatonna, MN is assigned to Wilson Elementary School (elementary), rated C-; Owatonna High School (high), rated A; Owatonna Middle School (middle), rated B. All sit in Owatonna Public School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1040 Robert Pl Sw, Owatonna, MN compare to other homes in Owatonna 55060?

Among the 11,276 homes in Owatonna 55060, it is worth more than 24% of them ($168,501 against a typical $228,926), its price per square foot is higher than 36% of them ($110 against a typical $123), it is bigger than 39% of them (1,538 ft² against a typical 1,736 ft²) and it is newer than 66% of them (1985 against a typical 1973). Measured against all of Steele County, it is worth more than 23% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1040 Robert Pl Sw, Owatonna, MN?

The 2025 property tax bill for 1040 Robert Pl Sw, Owatonna, MN was $2,944. The county assessed it at $218,600.

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