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Single Family ResidenceResidential
$58,938$41 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

1040 ROLAND ST

MEMPHIS, TN 38114
3
Beds
1
Baths
1,438 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.17 ac
Lot SizeThe size of the land the home sits on, from county records.
1912
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$59K
$52K low$66K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$42,568
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$34,054
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.34%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$16,370
AMERICAN GENERAL FIN'L SVCS · recorded Nov 26, 2002

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$531 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$19,750 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$6,250
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$13,500
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$15,125
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$79,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.13
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
24
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
43
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Bungalow
CountySHELBY
Lot (acres)The size of the land the home sits on, from county records.0.17
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.No Foundation
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 205 ft²

Transaction History(6)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(1)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Rozelle Elementary SchoolC-
Elementary · Grades PK–5 · 0.1 mi
M
Hamilton Middle School
Middle · Grades 6–8 · 0.7 mi
H
Central High SchoolC
High · Grades 9–12 · 1.3 mi

District: Memphis-Shelby County Schools

Neighborhood · ZIP 38114These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.159
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.123
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.250

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.83%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.9.9%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.26%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.23,038
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.3,035 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$38,441
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$50,409
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.54 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.64%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1040 Roland St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 95% of homes in Shelby County
  • Costs less per square foot than 97% of homes in Shelby County
  • Bigger than 68% of homes in Memphis 38114
  • Has a smaller lot than 75% of homes in Shelby County
  • Older than 98% of homes in Shelby County

What homes are worth in Memphis 38114

Each bar is how many homes fall in that price range. The marker is this home.

This home
$34K$265K

This home is worth more than 16% of homes in Memphis 38114.

How it measures up in Memphis 38114

The dot is this home. The mark in the middle is the typical home in Memphis 38114.

Estimated value$58,938
CheaperTypical $83,221Pricier

Pricier than 16% of homes nearby

Price per ft²$41
CheaperTypical $69Pricier

Pricier than 7% of homes nearby

Living area1,438 ft²
SmallerTypical 1,215 ft²Bigger

Bigger than 68% of homes nearby

Lot size0.17 ac
SmallerTypical 0.18 acBigger

Bigger than 48% of homes nearby

Year built1912
OlderTypical 1949Newer

Newer than 4% of homes nearby

How 1040 Roland St ranks against every home in each area.
MeasureThis homeMemphis 38114Shelby County
Estimated valuepricier than$58,93816% of homes5% of homes
Price per ft²pricier than$417% of homes3% of homes
Living areabigger than1,438 ft²68% of homes36% of homes
Lot sizebigger than0.17 ac48% of homes25% of homes
Year builtnewer than19124% of homes2% of homes

About 1040 Roland St

How much is 1040 Roland St, Memphis, TN worth?

The TopHap Estimate for 1040 Roland St, Memphis, TN is $58,938 as of Jul 14, 2026. The likely range is $51,763 to $66,113. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1040 Roland St, Memphis, TN last sell?

1040 Roland St, Memphis, TN last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 1040 Roland St, Memphis, TN?

1040 Roland St, Memphis, TN has 3 bedrooms, 1 bathrooms, 1,438 square feet of living space and a 0.17-acre lot.

When was 1040 Roland St, Memphis, TN built?

1040 Roland St, Memphis, TN was built in 1912, making it 114 years old. It is a bungalow home. The building has 1 story.

What schools serve 1040 Roland St, Memphis, TN?

1040 Roland St, Memphis, TN is assigned to Rozelle Elementary School (elementary), rated C-; Hamilton Middle School (middle); Central High School (high), rated C. All sit in Memphis-Shelby County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1040 Roland St, Memphis, TN compare to other homes in Memphis 38114?

Among the 8,767 homes in Memphis 38114, it is worth more than 16% of them ($58,938 against a typical $83,221), its price per square foot is higher than 7% of them ($41 against a typical $69), it is bigger than 68% of them (1,438 ft² against a typical 1,215 ft²), its lot is bigger than 48% of them (0.17 ac against a typical 0.18 ac) and it is newer than 4% of them (1912 against a typical 1949). Measured against all of Shelby County, it is worth more than 5% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1040 Roland St, Memphis, TN?

The 2025 property tax bill for 1040 Roland St, Memphis, TN was $531. The county assessed it at $19,750.

Closest homes

More homes in Memphis 38114

Assigned schools

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