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TownhouseResidential
$312,368$266 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $202,000 on Feb 26, 2019

1040 STERLING RIDGE DR

RENSSELAER, NY 12144
2
Beds
1.5
Baths
1,176 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3,485 ft²
Lot SizeThe size of the land the home sits on, from county records.
1990
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$312K
$293K low$331K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$202,000 · Feb 26, 2019
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$122,368
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$97,894
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.61%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$190,000
KEYBANK USA · recorded Feb 26, 2019

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,106 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$42,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$3,800
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$38,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$42,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$250,000

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Townhouse
CountyRENSSELAER
Lot (acres)The size of the land the home sits on, from county records.0.08
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Van Rensselaer Elementary SchoolD+
Elementary · Grades PK–5 · 0.8 mi
M
Rensselaer Junior/Senior High SchoolC+
Middle · Grades 6–12 · 0.8 mi

District: Rensselaer City School District

Neighborhood · ZIP 12144These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.113
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.57

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.24%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.20,884
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,154 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$87,823
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$101,873
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.39 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1040 Sterling Ridge Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 86% of homes in Rensselaer 12144
  • Smaller than 80% of homes in Rensselaer County
  • Has a smaller lot than 90% of homes in Rensselaer County
  • Newer than 80% of homes in Rensselaer 12144

What homes are worth in Rensselaer 12144

Each bar is how many homes fall in that price range. The marker is this home.

This home
$124K$720K

This home is worth more than 58% of homes in Rensselaer 12144.

How it measures up in Rensselaer 12144

The dot is this home. The mark in the middle is the typical home in Rensselaer 12144.

Estimated value$312,368
CheaperTypical $290,964Pricier

Pricier than 58% of homes nearby

Price per ft²$266
CheaperTypical $214Pricier

Pricier than 86% of homes nearby

Living area1,176 ft²
SmallerTypical 1,540 ft²Bigger

Bigger than 23% of homes nearby

Lot size3,485 ft²
SmallerTypical 0.19 acBigger

Bigger than 13% of homes nearby

Year built1990
OlderTypical 1955Newer

Newer than 80% of homes nearby

How 1040 Sterling Ridge Dr ranks against every home in each area.
MeasureThis homeRensselaer 12144Rensselaer County
Estimated valuepricier than$312,36858% of homes50% of homes
Price per ft²pricier than$26686% of homes86% of homes
Living areabigger than1,176 ft²23% of homes20% of homes
Lot sizebigger than3,485 ft²13% of homes10% of homes
Year builtnewer than199080% of homes79% of homes

About 1040 Sterling Ridge Dr

How much is 1040 Sterling Ridge Dr, Rensselaer, NY worth?

The TopHap Estimate for 1040 Sterling Ridge Dr, Rensselaer, NY is $312,368 as of Jul 14, 2026. The likely range is $293,470 to $331,266. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1040 Sterling Ridge Dr, Rensselaer, NY last sell?

1040 Sterling Ridge Dr, Rensselaer, NY last sold on Feb 26, 2019 for $202,000, according to the county's recorded deed.

How big is 1040 Sterling Ridge Dr, Rensselaer, NY?

1040 Sterling Ridge Dr, Rensselaer, NY has 2 bedrooms, 1.5 bathrooms, 1,176 square feet of living space and a 0.08-acre lot.

When was 1040 Sterling Ridge Dr, Rensselaer, NY built?

1040 Sterling Ridge Dr, Rensselaer, NY was built in 1990, making it 36 years old. The building has 2 stories.

What schools serve 1040 Sterling Ridge Dr, Rensselaer, NY?

1040 Sterling Ridge Dr, Rensselaer, NY is assigned to Van Rensselaer Elementary School (elementary), rated D+; Rensselaer Junior/Senior High School (middle), rated C+. All sit in Rensselaer City School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1040 Sterling Ridge Dr, Rensselaer, NY compare to other homes in Rensselaer 12144?

Among the 6,575 homes in Rensselaer 12144, it is worth more than 58% of them ($312,368 against a typical $290,964), its price per square foot is higher than 86% of them ($266 against a typical $214), it is bigger than 23% of them (1,176 ft² against a typical 1,540 ft²), its lot is bigger than 13% of them (3,485 ft² against a typical 0.19 ac) and it is newer than 80% of them (1990 against a typical 1955). Measured against all of Rensselaer County, it is worth more than 50% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1040 Sterling Ridge Dr, Rensselaer, NY?

The 2025 property tax bill for 1040 Sterling Ridge Dr, Rensselaer, NY was $5,106. The county assessed it at $42,000.

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Assigned schools

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