Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$1,134,924$296 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $790,000 on Nov 20, 2019

1044 NW SPRUCE RIDGE DR

STUART, FL 34994
3
Beds
4
Baths
3,832 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.59 ac
Lot SizeThe size of the land the home sits on, from county records.
1979
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
3
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$1.1M
$1M low$1.3M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$790,000 · Nov 20, 2019
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$464,924
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$371,939
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.69%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$670,000
THIRD FED'L S&L ASSN/CLEVELAND · 3.19% 1 · recorded Nov 20, 2019

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$10,558 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$675,739 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$656,695
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$1,203,760

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.24 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.62%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent coastal flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMartin
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1994
Lot (acres)The size of the land the home sits on, from county records.0.58
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.ElevatorPorch · 450 ft²

Transaction History(6)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Felix A. Williams Elementary SchoolA-
Elementary · Grades PK–5 · 0.7 mi
H
Jensen Beach High SchoolB-
High · Grades 9–12 · 1.5 mi
M
Stuart Middle SchoolB-
Middle · Grades 6–8 · 2.1 mi

District: Martin County School District

Neighborhood · ZIP 34994These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.143
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.87
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.11

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.85%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.23%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.19,594
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,989 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$67,478
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$89,419
Average tempThe average temperature here across a full year.74°F
Annual precipHow much rain and melted snow falls here in a typical year.58 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.65%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1044 Nw Spruce Ridge Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 94% of homes in Stuart 34994
  • Costs more per square foot than 79% of homes in Stuart 34994
  • Bigger than 98% of homes in Stuart 34994
  • Has a bigger lot than 83% of homes in Martin County
  • Older than 69% of homes in Martin County

What homes are worth in Stuart 34994

Each bar is how many homes fall in that price range. The marker is this home.

This home
$85K$2M

This home is worth more than 94% of homes in Stuart 34994.

How it measures up in Stuart 34994

The dot is this home. The mark in the middle is the typical home in Stuart 34994.

Estimated value$1,134,924
CheaperTypical $253,484Pricier

Pricier than 94% of homes nearby

Price per ft²$296
CheaperTypical $218Pricier

Pricier than 79% of homes nearby

Living area3,832 ft²
SmallerTypical 1,096 ft²Bigger

Bigger than 98% of homes nearby

Lot size0.59 ac
SmallerTypical 0.25 acBigger

Bigger than 79% of homes nearby

Year built1979
OlderTypical 1978Newer

Newer than 57% of homes nearby

How 1044 Nw Spruce Ridge Dr ranks against every home in each area.
MeasureThis homeStuart 34994Martin County
Estimated valuepricier than$1,134,92494% of homes88% of homes
Price per ft²pricier than$29679% of homes59% of homes
Living areabigger than3,832 ft²98% of homes95% of homes
Lot sizebigger than0.59 ac79% of homes83% of homes
Year builtnewer than197957% of homes31% of homes

About 1044 Nw Spruce Ridge Dr

How much is 1044 Nw Spruce Ridge Dr, Stuart, FL worth?

The TopHap Estimate for 1044 Nw Spruce Ridge Dr, Stuart, FL is $1,134,924 as of Jul 14, 2026. The likely range is $1,010,102 to $1,259,746. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1044 Nw Spruce Ridge Dr, Stuart, FL last sell?

1044 Nw Spruce Ridge Dr, Stuart, FL last sold on Nov 20, 2019 for $790,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 1044 Nw Spruce Ridge Dr, Stuart, FL?

1044 Nw Spruce Ridge Dr, Stuart, FL has 3 bedrooms, 4 bathrooms, 3,832 square feet of living space and a 0.58-acre lot.

When was 1044 Nw Spruce Ridge Dr, Stuart, FL built?

1044 Nw Spruce Ridge Dr, Stuart, FL was built in 1979, making it 47 years old. The building has 1 story.

What schools serve 1044 Nw Spruce Ridge Dr, Stuart, FL?

1044 Nw Spruce Ridge Dr, Stuart, FL is assigned to Felix A. Williams Elementary School (elementary), rated A-; Jensen Beach High School (high), rated B-; Stuart Middle School (middle), rated B-. All sit in Martin County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1044 Nw Spruce Ridge Dr, Stuart, FL compare to other homes in Stuart 34994?

Among the 7,912 homes in Stuart 34994, it is worth more than 94% of them ($1,134,924 against a typical $253,484), its price per square foot is higher than 79% of them ($296 against a typical $218), it is bigger than 98% of them (3,832 ft² against a typical 1,096 ft²), its lot is bigger than 79% of them (0.59 ac against a typical 0.25 ac) and it is newer than 57% of them (1979 against a typical 1978). Measured against all of Martin County, it is worth more than 88% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1044 Nw Spruce Ridge Dr, Stuart, FL?

The 2024 property tax bill for 1044 Nw Spruce Ridge Dr, Stuart, FL was $10,558. The county assessed it at $675,739.

Closest homes

More homes in Stuart 34994

Assigned schools

Explore the area

See this home in context

Open 1044 Nw Spruce Ridge Dr on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map