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Single Family ResidenceResidential
$285,626$231 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

10499 LOWER RIVER RD

LOUISVILLE, KY 40272
2
Baths
1,238 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.34 ac
Lot SizeThe size of the land the home sits on, from county records.
1964
Year BuiltThe year the home was originally built, according to county records.
7
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$286K
$272K low$299K high

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$212,420 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$21,600
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$190,820
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$212,420
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$212,420

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.46
39
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
11
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
88
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
91
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
5
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyJefferson
Lot (acres)The size of the land the home sits on, from county records.0.34
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 488 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Johnstown Road Elementary SchoolD
Elementary · Grades KG–5 · 0.9 mi
H
Valley High SchoolF
High · Grades 9–12 · 1.2 mi
M
Stuart Middle SchoolF
Middle · Grades 7–8 · 2.5 mi

District: Jefferson County School District

Neighborhood · ZIP 40272These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.87
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.92
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.48

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.16%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.37,481
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,013 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$63,783
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$78,136
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

10499 Lower River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 83% of homes in Louisville 40272
  • Costs more per square foot than 90% of homes in Louisville 40272
  • Has a bigger lot than 81% of homes in Jefferson County

What homes are worth in Louisville 40272

Each bar is how many homes fall in that price range. The marker is this home.

This home
$145K$430K

This home is worth more than 83% of homes in Louisville 40272.

How it measures up in Louisville 40272

The dot is this home. The mark in the middle is the typical home in Louisville 40272.

Estimated value$285,626
CheaperTypical $221,923Pricier

Pricier than 83% of homes nearby

Price per ft²$231
CheaperTypical $185Pricier

Pricier than 90% of homes nearby

Living area1,238 ft²
SmallerTypical 1,200 ft²Bigger

Bigger than 56% of homes nearby

Lot size0.34 ac
SmallerTypical 0.24 acBigger

Bigger than 76% of homes nearby

Year built1964
OlderTypical 1964Newer

Newer than 50% of homes nearby

How 10499 Lower River Rd ranks against every home in each area.
MeasureThis homeLouisville 40272Jefferson County
Estimated valuepricier than$285,62683% of homes58% of homes
Price per ft²pricier than$23190% of homes78% of homes
Living areabigger than1,238 ft²56% of homes43% of homes
Lot sizebigger than0.34 ac76% of homes81% of homes
Year builtnewer than196450% of homes51% of homes

About 10499 Lower River Rd

How much is 10499 Lower River Rd, Louisville, KY worth?

The TopHap Estimate for 10499 Lower River Rd, Louisville, KY is $285,626 as of Sep 24, 2026. The likely range is $271,848 to $299,404. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 10499 Lower River Rd, Louisville, KY?

10499 Lower River Rd, Louisville, KY has 2 bathrooms, 1,238 square feet of living space and a 0.34-acre lot.

When was 10499 Lower River Rd, Louisville, KY built?

10499 Lower River Rd, Louisville, KY was built in 1964, making it 62 years old.

What schools serve 10499 Lower River Rd, Louisville, KY?

10499 Lower River Rd, Louisville, KY is assigned to Johnstown Road Elementary School (elementary), rated D; Valley High School (high), rated F; Stuart Middle School (middle), rated F. All sit in Jefferson County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 10499 Lower River Rd, Louisville, KY compare to other homes in Louisville 40272?

Among the 13,741 homes in Louisville 40272, it is worth more than 83% of them ($285,626 against a typical $221,923), its price per square foot is higher than 90% of them ($231 against a typical $185), it is bigger than 56% of them (1,238 ft² against a typical 1,200 ft²), its lot is bigger than 76% of them (0.34 ac against a typical 0.24 ac) and it is newer than 50% of them (1964 against a typical 1964). Measured against all of Jefferson County, it is worth more than 58% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

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