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Single Family ResidenceResidential
$259,888$206 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $171,424 on Aug 9, 2016

105 BLUFF ST

CLEARWATER, MN 55320
4
Beds
5 / 1
Baths
1,260 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.47 ac
Lot SizeThe size of the land the home sits on, from county records.
1998
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
4
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$260K
$235K low$285K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$171,424 · Aug 9, 2016

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,600 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$284,000 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$46,100
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$237,900
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$272,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$284,000

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.25 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyWRIGHT
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2000
Lot (acres)The size of the land the home sits on, from county records.0.47
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Wood Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 198 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Clearview Elementary SchoolB-
Elementary · Grades PK–5 · 2.3 mi
H
Tech High SchoolD+
High · Grades 9–12 · 9.9 mi
M
South Junior High SchoolD+
Middle · Grades 6–8 · 10.3 mi

District: St. Cloud Area School District

Neighborhood · ZIP 55320These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.147
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.106
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.13

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.5,923
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.111 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$96,385
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$109,607
Average tempThe average temperature here across a full year.43°F
Annual precipHow much rain and melted snow falls here in a typical year.29 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

105 Bluff St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 70% of homes in Wright County
  • Has a smaller lot than 68% of homes in Clearwater 55320

What homes are worth in Clearwater 55320

Each bar is how many homes fall in that price range. The marker is this home.

This home
$124K$820K

This home is worth more than 33% of homes in Clearwater 55320.

How it measures up in Clearwater 55320

The dot is this home. The mark in the middle is the typical home in Clearwater 55320.

Estimated value$259,888
CheaperTypical $305,094Pricier

Pricier than 33% of homes nearby

Price per ft²$206
CheaperTypical $220Pricier

Pricier than 41% of homes nearby

Living area1,260 ft²
SmallerTypical 1,388 ft²Bigger

Bigger than 40% of homes nearby

Lot size0.47 ac
SmallerTypical 1.64 acBigger

Bigger than 32% of homes nearby

Year built1998
OlderTypical 1993Newer

Newer than 62% of homes nearby

How 105 Bluff St ranks against every home in each area.
MeasureThis homeClearwater 55320Wright County
Estimated valuepricier than$259,88833% of homes30% of homes
Price per ft²pricier than$20641% of homes46% of homes
Living areabigger than1,260 ft²40% of homes36% of homes
Lot sizebigger than0.47 ac32% of homes64% of homes
Year builtnewer than199862% of homes48% of homes

About 105 Bluff St

How much is 105 Bluff St, Clearwater, MN worth?

The TopHap Estimate for 105 Bluff St, Clearwater, MN is $259,888 as of Aug 30, 2026. The likely range is $235,257 to $284,519. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 105 Bluff St, Clearwater, MN last sell?

105 Bluff St, Clearwater, MN last sold on Aug 9, 2016 for $171,424, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 105 Bluff St, Clearwater, MN?

105 Bluff St, Clearwater, MN has 4 bedrooms, 5 bathrooms, 1,260 square feet of living space and a 0.47-acre lot.

When was 105 Bluff St, Clearwater, MN built?

105 Bluff St, Clearwater, MN was built in 1998, making it 28 years old. It is a ranch home. The building has 1 story.

What schools serve 105 Bluff St, Clearwater, MN?

105 Bluff St, Clearwater, MN is assigned to Clearview Elementary School (elementary), rated B-; Tech High School (high), rated D+; South Junior High School (middle), rated D+. All sit in St. Cloud Area School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 105 Bluff St, Clearwater, MN compare to other homes in Clearwater 55320?

Among the 2,073 homes in Clearwater 55320, it is worth more than 33% of them ($259,888 against a typical $305,094), its price per square foot is higher than 41% of them ($206 against a typical $220), it is bigger than 40% of them (1,260 ft² against a typical 1,388 ft²), its lot is bigger than 32% of them (0.47 ac against a typical 1.64 ac) and it is newer than 62% of them (1998 against a typical 1993). Measured against all of Wright County, it is worth more than 30% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 105 Bluff St, Clearwater, MN?

The 2026 property tax bill for 105 Bluff St, Clearwater, MN was $3,600. The county assessed it at $284,000.

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