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Single Family ResidenceResidential
$127,055$79 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $180,000 on May 15, 2023

345 BLUFF ST

CLEARWATER, MN 55320
4
Beds
1
Baths
1,608 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.19 ac
Lot SizeThe size of the land the home sits on, from county records.
1868
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$127K
$117K low$138K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$180,000 · May 15, 2023

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,132 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$175,500 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$26,200
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$149,300
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$172,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$175,500

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyWRIGHT
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1990
Lot (acres)The size of the land the home sits on, from county records.0.19
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.None
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 90 ft²Porch · 90 ft²

Transaction History(8)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Clearview Elementary SchoolB-
Elementary · Grades PK–5 · 2.4 mi
H
Tech High SchoolD+
High · Grades 9–12 · 10.0 mi
M
South Junior High SchoolD+
Middle · Grades 6–8 · 10.4 mi

District: St. Cloud Area School District

Neighborhood · ZIP 55320These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.147
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.106
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.13

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.5,923
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.111 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$96,385
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$109,607
Average tempThe average temperature here across a full year.43°F
Annual precipHow much rain and melted snow falls here in a typical year.29 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

345 Bluff St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the least valuable homes in Wright County
  • Among the lowest price per square foot in Wright County
  • Bigger than 66% of homes in Clearwater 55320
  • Has a smaller lot than 89% of homes in Clearwater 55320
  • Among the oldest homes in Clearwater 55320

What homes are worth in Clearwater 55320

Each bar is how many homes fall in that price range. The marker is this home.

This home
$123K$820K

This home is worth more than 3% of homes in Clearwater 55320.

How it measures up in Clearwater 55320

The dot is this home. The mark in the middle is the typical home in Clearwater 55320.

Estimated value$127,055
CheaperTypical $305,094Pricier

Pricier than 3% of homes nearby

Price per ft²$79
CheaperTypical $219Pricier

Cheaper than almost all homes nearby

Living area1,608 ft²
SmallerTypical 1,392 ft²Bigger

Bigger than 66% of homes nearby

Lot size0.19 ac
SmallerTypical 1.7 acBigger

Bigger than 11% of homes nearby

Year built1868
OlderTypical 1993Newer

Older than almost all homes nearby

How 345 Bluff St ranks against every home in each area.
MeasureThis homeClearwater 55320Wright County
Estimated valuepricier than$127,0553% of homesalmost no homes
Price per ft²pricier than$79almost no homesalmost no homes
Living areabigger than1,608 ft²66% of homes61% of homes
Lot sizebigger than0.19 ac11% of homes17% of homes
Year builtnewer than1868almost no homesalmost no homes

About 345 Bluff St

How much is 345 Bluff St, Clearwater, MN worth?

The TopHap Estimate for 345 Bluff St, Clearwater, MN is $127,055 as of Aug 30, 2026. The likely range is $116,538 to $137,572. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 345 Bluff St, Clearwater, MN last sell?

345 Bluff St, Clearwater, MN last sold on May 15, 2023 for $180,000, according to the county's recorded deed. TopHap holds 6 recorded sales for this parcel.

How big is 345 Bluff St, Clearwater, MN?

345 Bluff St, Clearwater, MN has 4 bedrooms, 1 bathrooms, 1,608 square feet of living space and a 0.19-acre lot.

When was 345 Bluff St, Clearwater, MN built?

345 Bluff St, Clearwater, MN was built in 1868, making it 158 years old. The building has 2 stories.

What schools serve 345 Bluff St, Clearwater, MN?

345 Bluff St, Clearwater, MN is assigned to Clearview Elementary School (elementary), rated B-; Tech High School (high), rated D+; South Junior High School (middle), rated D+. All sit in St. Cloud Area School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 345 Bluff St, Clearwater, MN compare to other homes in Clearwater 55320?

Among the 2,073 homes in Clearwater 55320, it is worth more than 3% of them ($127,055 against a typical $305,094), its price per square foot is higher than almost none of them ($79 against a typical $219), it is bigger than 66% of them (1,608 ft² against a typical 1,392 ft²), its lot is bigger than 11% of them (0.19 ac against a typical 1.7 ac) and it is newer than almost none of them (1868 against a typical 1993). Measured against all of Wright County, it is worth more than almost no homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 345 Bluff St, Clearwater, MN?

The 2026 property tax bill for 345 Bluff St, Clearwater, MN was $2,132. The county assessed it at $175,500.

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