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Single Family ResidentialResidential
$226,864$131 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 79How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

105 TWIN MOUNTAIN RD

RUIDOSO, NM 88345
0
Baths
1,736 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.24 ac
Lot SizeThe size of the land the home sits on, from county records.
1980
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$227K
$179K low$275K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$106,864
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$85,491
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.59%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$95,000
NEW MEXICO EDUCATORS FCU · recorded Aug 16, 2013
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$25,000
NUSENDA FCU

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,140 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$39,766 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$4,767
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$34,999
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$39,766
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$119,298

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.32 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
CountyLINCOLN
Lot (acres)The size of the land the home sits on, from county records.0.24
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Ruidoso High SchoolC
High · Grades 9–12 · 2.6 mi
E
Sierra Vista Primary SchoolC+
Elementary · Grades PK–2 · 3.0 mi
M
Ruidoso Middle SchoolB-
Middle · Grades 6–8 · 3.0 mi

District: Ruidoso Municipal Schools

Neighborhood · ZIP 88345These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.104
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.96
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.56

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.47%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.8,198
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.206 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$49,458
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$64,013
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.23 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.74%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

105 Twin Mountain Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 76% of homes in Ruidoso 88345
  • Costs less per square foot than 84% of homes in Ruidoso 88345
  • Bigger than 68% of homes in Ruidoso 88345
  • Has a smaller lot than 73% of homes in Lincoln County

What homes are worth in Ruidoso 88345

Each bar is how many homes fall in that price range. The marker is this home.

This home
$151K$675K

This home is worth more than 24% of homes in Ruidoso 88345.

How it measures up in Ruidoso 88345

The dot is this home. The mark in the middle is the typical home in Ruidoso 88345.

Estimated value$226,864
CheaperTypical $281,134Pricier

Pricier than 24% of homes nearby

Price per ft²$131
CheaperTypical $208Pricier

Pricier than 16% of homes nearby

Living area1,736 ft²
SmallerTypical 1,373 ft²Bigger

Bigger than 68% of homes nearby

Lot size0.24 ac
SmallerTypical 0.26 acBigger

Bigger than 41% of homes nearby

Year built1980
OlderTypical 1981Newer

Newer than 49% of homes nearby

How 105 Twin Mountain Rd ranks against every home in each area.
MeasureThis homeRuidoso 88345Lincoln County
Estimated valuepricier than$226,86424% of homes29% of homes
Price per ft²pricier than$13116% of homes25% of homes
Living areabigger than1,736 ft²68% of homes63% of homes
Lot sizebigger than0.24 ac41% of homes27% of homes
Year builtnewer than198049% of homes40% of homes

About 105 Twin Mountain Rd

How much is 105 Twin Mountain Rd, Ruidoso, NM worth?

The TopHap Estimate for 105 Twin Mountain Rd, Ruidoso, NM is $226,864 as of Jul 14, 2026. The likely range is $179,036 to $274,692. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 105 Twin Mountain Rd, Ruidoso, NM last sell?

105 Twin Mountain Rd, Ruidoso, NM last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 105 Twin Mountain Rd, Ruidoso, NM?

105 Twin Mountain Rd, Ruidoso, NM has 1,736 square feet of living space and a 0.24-acre lot.

When was 105 Twin Mountain Rd, Ruidoso, NM built?

105 Twin Mountain Rd, Ruidoso, NM was built in 1980, making it 46 years old. The building has 2 stories.

What schools serve 105 Twin Mountain Rd, Ruidoso, NM?

105 Twin Mountain Rd, Ruidoso, NM is assigned to Ruidoso High School (high), rated C; Sierra Vista Primary School (elementary), rated C+; Ruidoso Middle School (middle), rated B-. All sit in Ruidoso Municipal Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 105 Twin Mountain Rd, Ruidoso, NM compare to other homes in Ruidoso 88345?

Among the 8,159 homes in Ruidoso 88345, it is worth more than 24% of them ($226,864 against a typical $281,134), its price per square foot is higher than 16% of them ($131 against a typical $208), it is bigger than 68% of them (1,736 ft² against a typical 1,373 ft²), its lot is bigger than 41% of them (0.24 ac against a typical 0.26 ac) and it is newer than 49% of them (1980 against a typical 1981). Measured against all of Lincoln County, it is worth more than 29% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 105 Twin Mountain Rd, Ruidoso, NM?

The 2025 property tax bill for 105 Twin Mountain Rd, Ruidoso, NM was $1,140. The county assessed it at $39,766.

Closest homes

More homes in Ruidoso 88345

Assigned schools

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