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Rural ResidenceResidential
$241,321$127 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 79How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $55,000 on Dec 7, 2021

1054 FLAT ROCK RD

HARTWELL, GA 30643
0
Baths
1,904 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
8 ac
Lot SizeThe size of the land the home sits on, from county records.
2022
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$241K
$190K low$292K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$55,000 · Dec 7, 2021
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$102,412
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$81,930
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.62%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$138,909
21ST CENTURY MORTGAGE · recorded Apr 11, 2023

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$843 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$61,143 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$33,648
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$27,495
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$58,029
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$152,858

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.52
50
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
18
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
84
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
88
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
22
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.13 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
CountyHart
Lot (acres)The size of the land the home sits on, from county records.8.00
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 16 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
South Hart Elementary SchoolA-
Elementary · Grades PK–5 · 4.2 mi
H
Hart County High SchoolB+
High · Grades 9–12 · 5.7 mi
M
Hart County Middle SchoolB
Middle · Grades 6–8 · 5.7 mi

District: Hart County School District

Neighborhood · ZIP 30643These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.113
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.83

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.83%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.17,310
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.129 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$62,195
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$79,545
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.52 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1054 Flat Rock Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 76% of homes in Hartwell 30643
  • Bigger than 65% of homes in Hartwell 30643
  • Has a bigger lot than 91% of homes in Hartwell 30643
  • Newer than 96% of homes in Hartwell 30643

What homes are worth in Hartwell 30643

Each bar is how many homes fall in that price range. The marker is this home.

This home
$69K$1.3M

This home is worth more than 37% of homes in Hartwell 30643.

How it measures up in Hartwell 30643

The dot is this home. The mark in the middle is the typical home in Hartwell 30643.

Estimated value$241,321
CheaperTypical $307,243Pricier

Pricier than 37% of homes nearby

Price per ft²$127
CheaperTypical $185Pricier

Pricier than 24% of homes nearby

Living area1,904 ft²
SmallerTypical 1,584 ft²Bigger

Bigger than 65% of homes nearby

Lot size8 ac
SmallerTypical 0.93 acBigger

Bigger than 91% of homes nearby

Year built2022
OlderTypical 1987Newer

Newer than 96% of homes nearby

How 1054 Flat Rock Rd ranks against every home in each area.
MeasureThis homeHartwell 30643Hart County
Estimated valuepricier than$241,32137% of homes37% of homes
Price per ft²pricier than$12724% of homes25% of homes
Living areabigger than1,904 ft²65% of homes65% of homes
Lot sizebigger than8 ac91% of homes87% of homes
Year builtnewer than202296% of homes96% of homes

About 1054 Flat Rock Rd

How much is 1054 Flat Rock Rd, Hartwell, GA worth?

The TopHap Estimate for 1054 Flat Rock Rd, Hartwell, GA is $241,321 as of Jul 14, 2026. The likely range is $190,477 to $292,165. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1054 Flat Rock Rd, Hartwell, GA last sell?

1054 Flat Rock Rd, Hartwell, GA last sold on Dec 7, 2021 for $55,000, according to the county's recorded deed.

How big is 1054 Flat Rock Rd, Hartwell, GA?

1054 Flat Rock Rd, Hartwell, GA has 1,904 square feet of living space and a 8.00-acre lot.

When was 1054 Flat Rock Rd, Hartwell, GA built?

1054 Flat Rock Rd, Hartwell, GA was built in 2022, making it 4 years old. The building has 1 story.

What schools serve 1054 Flat Rock Rd, Hartwell, GA?

1054 Flat Rock Rd, Hartwell, GA is assigned to South Hart Elementary School (elementary), rated A-; Hart County High School (high), rated B+; Hart County Middle School (middle), rated B. All sit in Hart County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1054 Flat Rock Rd, Hartwell, GA compare to other homes in Hartwell 30643?

Among the 8,316 homes in Hartwell 30643, it is worth more than 37% of them ($241,321 against a typical $307,243), its price per square foot is higher than 24% of them ($127 against a typical $185), it is bigger than 65% of them (1,904 ft² against a typical 1,584 ft²), its lot is bigger than 91% of them (8 ac against a typical 0.93 ac) and it is newer than 96% of them (2022 against a typical 1987). Measured against all of Hart County, it is worth more than 37% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1054 Flat Rock Rd, Hartwell, GA?

The 2025 property tax bill for 1054 Flat Rock Rd, Hartwell, GA was $843. The county assessed it at $61,143.

Closest homes

More homes in Hartwell 30643

Assigned schools

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