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Single Family ResidenceResidential
$1,150,000$696 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 63How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

10548 HIGGINS LN

SPEARFISH, SD 57783
0
Baths
1,653 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
4.55 ac
Lot SizeThe size of the land the home sits on, from county records.
2023
Year BuiltThe year the home was originally built, according to county records.

Valuation

$1.2M
$723K low$1.6M high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,944 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$603,850 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$114,190
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$489,660
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$571,650

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.38
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
71
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
51
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
28
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
39
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyLAWRENCE
Lot (acres)The size of the land the home sits on, from county records.4.55
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
West Elementary - 03
Elementary · Grades 1–2 · 3.4 mi
M
Spearfish Middle School - 05B-
Middle · Grades 6–8 · 3.9 mi
H
Spearfish High School - 01C+
High · Grades 9–12 · 3.9 mi

District: Spearfish School District 40-2

Neighborhood · ZIP 57783These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.86
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.105
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.33

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.31%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.6%
PopulationHow many people live in this area.17,419
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.84 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$68,002
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$88,688
Average tempThe average temperature here across a full year.44°F
Annual precipHow much rain and melted snow falls here in a typical year.24 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

10548 Higgins Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 95% of homes in Spearfish 57783
  • Costs more per square foot than 98% of homes in Spearfish 57783
  • Bigger than 69% of homes in Spearfish 57783
  • Has a bigger lot than 88% of homes in Spearfish 57783
  • Among the newest homes in Spearfish 57783

What homes are worth in Spearfish 57783

Each bar is how many homes fall in that price range. The marker is this home.

This home
$256K$1.5M

This home is worth more than 95% of homes in Spearfish 57783.

How it measures up in Spearfish 57783

The dot is this home. The mark in the middle is the typical home in Spearfish 57783.

Estimated value$1,150,000
CheaperTypical $496,511Pricier

Pricier than 95% of homes nearby

Price per ft²$696
CheaperTypical $345Pricier

Pricier than 98% of homes nearby

Living area1,653 ft²
SmallerTypical 1,358 ft²Bigger

Bigger than 69% of homes nearby

Lot size4.55 ac
SmallerTypical 0.28 acBigger

Bigger than 88% of homes nearby

Year built2023
OlderTypical 1994Newer

Newer than almost all homes nearby

How 10548 Higgins Ln ranks against every home in each area.
MeasureThis homeSpearfish 57783Lawrence County
Estimated valuepricier than$1,150,00095% of homes95% of homes
Price per ft²pricier than$69698% of homes96% of homes
Living areabigger than1,653 ft²69% of homes68% of homes
Lot sizebigger than4.55 ac88% of homes82% of homes
Year builtnewer than2023almost all homesalmost all homes

About 10548 Higgins Ln

How much is 10548 Higgins Ln, Spearfish, SD worth?

The TopHap Estimate for 10548 Higgins Ln, Spearfish, SD is $1,150,000 as of Aug 30, 2026. The likely range is $723,203 to $1,576,797. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 10548 Higgins Ln, Spearfish, SD last sell?

10548 Higgins Ln, Spearfish, SD last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 10548 Higgins Ln, Spearfish, SD?

10548 Higgins Ln, Spearfish, SD has 1,653 square feet of living space and a 4.55-acre lot.

When was 10548 Higgins Ln, Spearfish, SD built?

10548 Higgins Ln, Spearfish, SD was built in 2023, making it 3 years old.

What schools serve 10548 Higgins Ln, Spearfish, SD?

10548 Higgins Ln, Spearfish, SD is assigned to West Elementary - 03 (elementary); Spearfish Middle School - 05 (middle), rated B-; Spearfish High School - 01 (high), rated C+. All sit in Spearfish School District 40-2. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 10548 Higgins Ln, Spearfish, SD compare to other homes in Spearfish 57783?

Among the 7,071 homes in Spearfish 57783, it is worth more than 95% of them ($1,150,000 against a typical $496,511), its price per square foot is higher than 98% of them ($696 against a typical $345), it is bigger than 69% of them (1,653 ft² against a typical 1,358 ft²), its lot is bigger than 88% of them (4.55 ac against a typical 0.28 ac) and it is newer than almost all of them (2023 against a typical 1994). Measured against all of Lawrence County, it is worth more than 95% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 10548 Higgins Ln, Spearfish, SD?

The 2025 property tax bill for 10548 Higgins Ln, Spearfish, SD was $6,944. The county assessed it at $603,850.

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Assigned schools

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