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Single Family ResidenceResidential
$1,319,819
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 79How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026

10551 HIGGINS LN

SPEARFISH, SD 57783
0
Baths
8.11 ac
Lot SizeThe size of the land the home sits on, from county records.
2018
Year BuiltThe year the home was originally built, according to county records.

Valuation

$1.3M
$1M low$1.6M high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,414 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$430,970 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$138,420
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$292,550
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$386,160
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$315,980

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.47
48
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
70
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
51
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
28
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
39
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.17 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyLAWRENCE
Lot (acres)The size of the land the home sits on, from county records.8.11
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
West Elementary - 03
Elementary · Grades 1–2 · 3.4 mi
M
Spearfish Middle School - 05B-
Middle · Grades 6–8 · 3.9 mi
H
Spearfish High School - 01B+
High · Grades 9–12 · 3.9 mi

District: Spearfish School District 40-2

Neighborhood · ZIP 57783These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.86
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.105
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.33

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.31%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.6%
PopulationHow many people live in this area.17,419
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.84 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$68,002
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$88,688
Average tempThe average temperature here across a full year.44°F
Annual precipHow much rain and melted snow falls here in a typical year.24 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

10551 Higgins Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 97% of homes in Spearfish 57783
  • Has a bigger lot than 92% of homes in Spearfish 57783
  • Newer than 89% of homes in Spearfish 57783

What homes are worth in Spearfish 57783

Each bar is how many homes fall in that price range. The marker is this home.

This home
$261K$1.5M

This home is worth more than 97% of homes in Spearfish 57783.

How it measures up in Spearfish 57783

The dot is this home. The mark in the middle is the typical home in Spearfish 57783.

Estimated value$1,319,819
CheaperTypical $483,745Pricier

Pricier than 97% of homes nearby

Lot size8.11 ac
SmallerTypical 0.28 acBigger

Bigger than 92% of homes nearby

Year built2018
OlderTypical 1995Newer

Newer than 89% of homes nearby

How 10551 Higgins Ln ranks against every home in each area.
MeasureThis homeSpearfish 57783Lawrence County
Estimated valuepricier than$1,319,81997% of homes97% of homes
Lot sizebigger than8.11 ac92% of homes90% of homes
Year builtnewer than201889% of homes89% of homes

About 10551 Higgins Ln

How much is 10551 Higgins Ln, Spearfish, SD worth?

The TopHap Estimate for 10551 Higgins Ln, Spearfish, SD is $1,319,819 as of Oct 21, 2026. The likely range is $1,044,998 to $1,594,640. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 10551 Higgins Ln, Spearfish, SD last sell?

10551 Higgins Ln, Spearfish, SD last sold on Jan 1, 1900, according to the county's recorded deed.

When was 10551 Higgins Ln, Spearfish, SD built?

10551 Higgins Ln, Spearfish, SD was built in 2018, making it 8 years old.

What schools serve 10551 Higgins Ln, Spearfish, SD?

10551 Higgins Ln, Spearfish, SD is assigned to West Elementary - 03 (elementary); Spearfish Middle School - 05 (middle), rated B-; Spearfish High School - 01 (high), rated B+. All sit in Spearfish School District 40-2. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 10551 Higgins Ln, Spearfish, SD compare to other homes in Spearfish 57783?

Among the 7,135 homes in Spearfish 57783, it is worth more than 97% of them ($1,319,819 against a typical $483,745), its lot is bigger than 92% of them (8.11 ac against a typical 0.28 ac) and it is newer than 89% of them (2018 against a typical 1995). Measured against all of Lawrence County, it is worth more than 97% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 10551 Higgins Ln, Spearfish, SD?

The 2025 property tax bill for 10551 Higgins Ln, Spearfish, SD was $3,414. The county assessed it at $430,970.

More homes on Higgins Ln

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Assigned schools

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See this home in context

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