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Rural ResidenceResidential
$4,685,854$1,238 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 86How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

1055 COTTAGE VALLEY LN

SANTA ROSA, CA 95403
3
Beds
4 / 1
Baths
3,785 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.77 ac
Lot SizeThe size of the land the home sits on, from county records.
2005
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
10
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$4.7M
$4M low$5.4M high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$4,685,854
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$3,748,683

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$52,633 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$4,587,183 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$1,624,864
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$2,962,319
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$4,587,183

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.36
70
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
86
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
27
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.42 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
CountySonoma
Lot (acres)The size of the land the home sits on, from county records.1.77
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.Yes

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
John B. Riebli Elementary SchoolB
Elementary · Grades KG–6 · 2.2 mi
H
Piner High SchoolC
High · Grades 9–12 · 5.2 mi
M
Hilliard Comstock Middle SchoolF
Middle · Grades 7–8 · 5.3 mi

District: Mark West Union Elementary School District

Neighborhood · ZIP 95403These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.104
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.86
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.511

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.43,826
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,997 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$96,508
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$119,029
Average tempThe average temperature here across a full year.58°F
Annual precipHow much rain and melted snow falls here in a typical year.37 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.78%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1055 Cottage Valley Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Santa Rosa 95403
  • Among the highest price per square foot in Santa Rosa 95403
  • Bigger than 98% of homes in Santa Rosa 95403
  • Has a bigger lot than 92% of homes in Santa Rosa 95403
  • Newer than 90% of homes in Sonoma County

What homes are worth in Santa Rosa 95403

Each bar is how many homes fall in that price range. The marker is this home.

This home
$308K$2.1M

This home is worth more than almost all homes in Santa Rosa 95403.

How it measures up in Santa Rosa 95403

The dot is this home. The mark in the middle is the typical home in Santa Rosa 95403.

Estimated value$4,685,854
CheaperTypical $711,121Pricier

Pricier than almost all homes nearby

Price per ft²$1238
CheaperTypical $439Pricier

Pricier than almost all homes nearby

Living area3,785 ft²
SmallerTypical 1,627 ft²Bigger

Bigger than 98% of homes nearby

Lot size1.77 ac
SmallerTypical 0.15 acBigger

Bigger than 92% of homes nearby

Year built2005
OlderTypical 1989Newer

Newer than 70% of homes nearby

How 1055 Cottage Valley Ln ranks against every home in each area.
MeasureThis homeSanta Rosa 95403Sonoma County
Estimated valuepricier than$4,685,854almost all homesalmost all homes
Price per ft²pricier than$1238almost all homes98% of homes
Living areabigger than3,785 ft²98% of homes98% of homes
Lot sizebigger than1.77 ac92% of homes88% of homes
Year builtnewer than200570% of homes90% of homes

About 1055 Cottage Valley Ln

How much is 1055 Cottage Valley Ln, Santa Rosa, CA worth?

The TopHap Estimate for 1055 Cottage Valley Ln, Santa Rosa, CA is $4,685,854 as of Jul 14, 2026. The likely range is $4,009,622 to $5,362,086. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 1055 Cottage Valley Ln, Santa Rosa, CA?

1055 Cottage Valley Ln, Santa Rosa, CA has 3 bedrooms, 4 bathrooms, 3,785 square feet of living space and a 1.77-acre lot.

When was 1055 Cottage Valley Ln, Santa Rosa, CA built?

1055 Cottage Valley Ln, Santa Rosa, CA was built in 2005, making it 21 years old. The building has 1 story.

What schools serve 1055 Cottage Valley Ln, Santa Rosa, CA?

1055 Cottage Valley Ln, Santa Rosa, CA is assigned to John B. Riebli Elementary School (elementary), rated B; Piner High School (high), rated C; Hilliard Comstock Middle School (middle), rated F. All sit in Mark West Union Elementary School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1055 Cottage Valley Ln, Santa Rosa, CA compare to other homes in Santa Rosa 95403?

Among the 12,533 homes in Santa Rosa 95403, it is worth more than almost all of them ($4,685,854 against a typical $711,121), its price per square foot is higher than almost all of them ($1238 against a typical $439), it is bigger than 98% of them (3,785 ft² against a typical 1,627 ft²), its lot is bigger than 92% of them (1.77 ac against a typical 0.15 ac) and it is newer than 70% of them (2005 against a typical 1989). Measured against all of Sonoma County, it is worth more than almost all homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1055 Cottage Valley Ln, Santa Rosa, CA?

The 2025 property tax bill for 1055 Cottage Valley Ln, Santa Rosa, CA was $52,633. The county assessed it at $4,587,183.

Closest homes

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Assigned schools

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