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Rural ResidenceResidential
$1,319,983$453 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

106 RIVER DR

KERRVILLE, TX 78028
2
Beds
3
Baths
2,916 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
15.5 ac
Lot SizeThe size of the land the home sits on, from county records.
2005
Year BuiltThe year the home was originally built, according to county records.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$1.3M
$1.2M low$1.5M high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$1,036,483
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$829,186
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.23%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$283,500
QUICKEN LOANS INC · recorded May 24, 2010

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$13,009 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$1,053,321 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$33,327
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$1,019,994
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$942,086
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$1,515,994

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.141 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
CountyKerr
Lot (acres)The size of the land the home sits on, from county records.15.50
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 1,112 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Ingram Middle SchoolB+
Middle · Grades 6–8 · 0.4 mi
H
Ingram Tom Moore High SchoolB+
High · Grades 9–12 · 0.4 mi
E
Ingram Elementary SchoolA
Elementary · Grades PK–5 · 1.5 mi

District: Ingram Independent School District

Neighborhood · ZIP 78028These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.107
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.86
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.16

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.39,914
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.169 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$68,347
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$86,340
Average tempThe average temperature here across a full year.64°F
Annual precipHow much rain and melted snow falls here in a typical year.33 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

106 River Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 98% of homes in Kerrville 78028
  • Costs more per square foot than 95% of homes in Kerrville 78028
  • Bigger than 93% of homes in Kerr County
  • Has a bigger lot than 94% of homes in Kerrville 78028
  • Newer than 77% of homes in Kerrville 78028

What homes are worth in Kerrville 78028

Each bar is how many homes fall in that price range. The marker is this home.

This home
$149K$1.3M

This home is worth more than 98% of homes in Kerrville 78028.

How it measures up in Kerrville 78028

The dot is this home. The mark in the middle is the typical home in Kerrville 78028.

Estimated value$1,319,983
CheaperTypical $365,920Pricier

Pricier than 98% of homes nearby

Price per ft²$453
CheaperTypical $225Pricier

Pricier than 95% of homes nearby

Living area2,916 ft²
SmallerTypical 1,567 ft²Bigger

Bigger than 92% of homes nearby

Lot size15.5 ac
SmallerTypical 0.66 acBigger

Bigger than 94% of homes nearby

Year built2005
OlderTypical 1988Newer

Newer than 77% of homes nearby

How 106 River Dr ranks against every home in each area.
MeasureThis homeKerrville 78028Kerr County
Estimated valuepricier than$1,319,98398% of homes97% of homes
Price per ft²pricier than$45395% of homes91% of homes
Living areabigger than2,916 ft²92% of homes93% of homes
Lot sizebigger than15.5 ac94% of homes90% of homes
Year builtnewer than200577% of homes75% of homes

About 106 River Dr

How much is 106 River Dr, Kerrville, TX worth?

The TopHap Estimate for 106 River Dr, Kerrville, TX is $1,319,983 as of Jul 14, 2026. The likely range is $1,175,357 to $1,464,609. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 106 River Dr, Kerrville, TX last sell?

106 River Dr, Kerrville, TX last sold on Oct 3, 2014, according to the county's recorded deed.

How big is 106 River Dr, Kerrville, TX?

106 River Dr, Kerrville, TX has 2 bedrooms, 3 bathrooms, 2,916 square feet of living space and a 15.50-acre lot.

When was 106 River Dr, Kerrville, TX built?

106 River Dr, Kerrville, TX was built in 2005, making it 21 years old.

What schools serve 106 River Dr, Kerrville, TX?

106 River Dr, Kerrville, TX is assigned to Ingram Middle School (middle), rated B+; Ingram Tom Moore High School (high), rated B+; Ingram Elementary School (elementary), rated A. All sit in Ingram Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 106 River Dr, Kerrville, TX compare to other homes in Kerrville 78028?

Among the 18,113 homes in Kerrville 78028, it is worth more than 98% of them ($1,319,983 against a typical $365,920), its price per square foot is higher than 95% of them ($453 against a typical $225), it is bigger than 92% of them (2,916 ft² against a typical 1,567 ft²), its lot is bigger than 94% of them (15.5 ac against a typical 0.66 ac) and it is newer than 77% of them (2005 against a typical 1988). Measured against all of Kerr County, it is worth more than 97% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 106 River Dr, Kerrville, TX?

The 2024 property tax bill for 106 River Dr, Kerrville, TX was $13,009. The county assessed it at $1,053,321.

Closest homes

More homes in Kerrville 78028

Assigned schools

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