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Single Family ResidenceResidential
$448,598$228 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

10634 WHISPERING PINES WAY

ROCKFORD, IL 61114
3
Beds
2.5
Baths
1,964 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.94 ac
Lot SizeThe size of the land the home sits on, from county records.
1983
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$449K
$422K low$475K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$320,348
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$256,278
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.31%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$128,250
STILLMAN BANCORP NA · recorded Jul 20, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,230 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$123,728 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$15,893
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$107,835
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$104,621
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$371,184

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBOONE
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2003
Lot (acres)The size of the land the home sits on, from county records.0.94
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.No Foundation
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Belvidere North High SchoolB
High · Grades 9–12 · 3.6 mi
E
Seth Whitman Elementary SchoolB-
Elementary · Grades EE–5 · 3.8 mi
M
Belvidere Central Middle SchoolC+
Middle · Grades 6–8 · 4.0 mi

District: Belvidere Consolidated Unit School District 100

Neighborhood · ZIP 61114These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.53
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.91
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.38

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.25%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.15,641
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,943 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$86,141
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$113,567
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.34 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

10634 Whispering Pines Way measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 93% of homes in Rockford 61114
  • Among the highest price per square foot in Rockford 61114
  • Has a bigger lot than 81% of homes in Rockford 61114

What homes are worth in Rockford 61114

Each bar is how many homes fall in that price range. The marker is this home.

This home
$121K$564K

This home is worth more than 93% of homes in Rockford 61114.

How it measures up in Rockford 61114

The dot is this home. The mark in the middle is the typical home in Rockford 61114.

Estimated value$448,598
CheaperTypical $278,522Pricier

Pricier than 93% of homes nearby

Price per ft²$228
CheaperTypical $131Pricier

Pricier than almost all homes nearby

Living area1,964 ft²
SmallerTypical 2,192 ft²Bigger

Bigger than 39% of homes nearby

Lot size0.94 ac
SmallerTypical 0.33 acBigger

Bigger than 81% of homes nearby

Year built1983
OlderTypical 1981Newer

Newer than 54% of homes nearby

How 10634 Whispering Pines Way ranks against every home in each area.
MeasureThis homeRockford 61114Boone County
Estimated valuepricier than$448,59893% of homes83% of homes
Price per ft²pricier than$228almost all homes92% of homes
Living areabigger than1,964 ft²39% of homes57% of homes
Lot sizebigger than0.94 ac81% of homes73% of homes
Year builtnewer than198354% of homes43% of homes

About 10634 Whispering Pines Way

How much is 10634 Whispering Pines Way, Rockford, IL worth?

The TopHap Estimate for 10634 Whispering Pines Way, Rockford, IL is $448,598 as of Jul 14, 2026. The likely range is $422,116 to $475,080. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 10634 Whispering Pines Way, Rockford, IL last sell?

10634 Whispering Pines Way, Rockford, IL last sold on Dec 8, 2008, according to the county's recorded deed.

How big is 10634 Whispering Pines Way, Rockford, IL?

10634 Whispering Pines Way, Rockford, IL has 3 bedrooms, 2.5 bathrooms, 1,964 square feet of living space and a 0.94-acre lot.

When was 10634 Whispering Pines Way, Rockford, IL built?

10634 Whispering Pines Way, Rockford, IL was built in 1983, making it 43 years old. The building has 2 stories.

What schools serve 10634 Whispering Pines Way, Rockford, IL?

10634 Whispering Pines Way, Rockford, IL is assigned to Belvidere North High School (high), rated B; Seth Whitman Elementary School (elementary), rated B-; Belvidere Central Middle School (middle), rated C+. All sit in Belvidere Consolidated Unit School District 100. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 10634 Whispering Pines Way, Rockford, IL compare to other homes in Rockford 61114?

Among the 5,393 homes in Rockford 61114, it is worth more than 93% of them ($448,598 against a typical $278,522), its price per square foot is higher than almost all of them ($228 against a typical $131), it is bigger than 39% of them (1,964 ft² against a typical 2,192 ft²), its lot is bigger than 81% of them (0.94 ac against a typical 0.33 ac) and it is newer than 54% of them (1983 against a typical 1981). Measured against all of Boone County, it is worth more than 83% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 10634 Whispering Pines Way, Rockford, IL?

The 2025 property tax bill for 10634 Whispering Pines Way, Rockford, IL was $4,230. The county assessed it at $123,728.

Closest homes

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Assigned schools

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