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Single Family ResidenceResidential
$944,425$467 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jun 23, 2026

10649 WHISPERING BRK NW

GRAND RAPIDS, MI 49534
3.5
Baths
2,021 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3.39 ac
Lot SizeThe size of the land the home sits on, from county records.
1997
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$944K
$850K low$1M high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$707,851
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$566,281
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.25%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$148,493
WELLS FARGO BANK NA · recorded Mar 13, 2006
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$88,081
WELLS FARGO BANK NA

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,923 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$368,100 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$327,700
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$736,200

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.44 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyOTTAWA
Lot (acres)The size of the land the home sits on, from county records.3.39
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Cummings Elementary SchoolA+
Elementary · Grades KG–6 · 2.5 mi
M
Grandville Middle SchoolB+
Middle · Grades 7–8 · 5.2 mi
H
Grandville High SchoolB+
High · Grades 9–12 · 6.4 mi

District: Grandville Public Schools

Neighborhood · ZIP 49534These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.80
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.74
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.15

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.25%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.23,667
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.695 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$82,323
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$95,527
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.37 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.46%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

10649 Whispering Brk Nw measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Grand Rapids 49534
  • Among the highest price per square foot in Grand Rapids 49534
  • Bigger than 83% of homes in Grand Rapids 49534
  • Has a bigger lot than 88% of homes in Grand Rapids 49534
  • Newer than 70% of homes in Grand Rapids 49534

What homes are worth in Grand Rapids 49534

Each bar is how many homes fall in that price range. The marker is this home.

This home
$211K$776K

This home is worth more than almost all homes in Grand Rapids 49534.

How it measures up in Grand Rapids 49534

The dot is this home. The mark in the middle is the typical home in Grand Rapids 49534.

Estimated value$944,425
CheaperTypical $367,557Pricier

Pricier than almost all homes nearby

Price per ft²$467
CheaperTypical $251Pricier

Pricier than almost all homes nearby

Living area2,021 ft²
SmallerTypical 1,482 ft²Bigger

Bigger than 83% of homes nearby

Lot size3.39 ac
SmallerTypical 0.59 acBigger

Bigger than 88% of homes nearby

Year built1997
OlderTypical 1985Newer

Newer than 70% of homes nearby

How 10649 Whispering Brk Nw ranks against every home in each area.
MeasureThis homeGrand Rapids 49534Ottawa County
Estimated valuepricier than$944,425almost all homes96% of homes
Price per ft²pricier than$467almost all homes97% of homes
Living areabigger than2,021 ft²83% of homes79% of homes
Lot sizebigger than3.39 ac88% of homes82% of homes
Year builtnewer than199770% of homes67% of homes

About 10649 Whispering Brk Nw

How much is 10649 Whispering Brk Nw, Grand Rapids, MI worth?

The TopHap Estimate for 10649 Whispering Brk Nw, Grand Rapids, MI is $944,425 as of Jun 23, 2026. The likely range is $849,982 to $1,038,867. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 10649 Whispering Brk Nw, Grand Rapids, MI last sell?

10649 Whispering Brk Nw, Grand Rapids, MI last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 10649 Whispering Brk Nw, Grand Rapids, MI?

10649 Whispering Brk Nw, Grand Rapids, MI has 3.5 bathrooms, 2,021 square feet of living space and a 3.39-acre lot.

When was 10649 Whispering Brk Nw, Grand Rapids, MI built?

10649 Whispering Brk Nw, Grand Rapids, MI was built in 1997, making it 29 years old. The building has 1 story.

What schools serve 10649 Whispering Brk Nw, Grand Rapids, MI?

10649 Whispering Brk Nw, Grand Rapids, MI is assigned to Cummings Elementary School (elementary), rated A+; Grandville Middle School (middle), rated B+; Grandville High School (high), rated B+. All sit in Grandville Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 10649 Whispering Brk Nw, Grand Rapids, MI compare to other homes in Grand Rapids 49534?

Among the 6,913 homes in Grand Rapids 49534, it is worth more than almost all of them ($944,425 against a typical $367,557), its price per square foot is higher than almost all of them ($467 against a typical $251), it is bigger than 83% of them (2,021 ft² against a typical 1,482 ft²), its lot is bigger than 88% of them (3.39 ac against a typical 0.59 ac) and it is newer than 70% of them (1997 against a typical 1985). Measured against all of Ottawa County, it is worth more than 96% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 10649 Whispering Brk Nw, Grand Rapids, MI?

The 2025 property tax bill for 10649 Whispering Brk Nw, Grand Rapids, MI was $5,923. The county assessed it at $368,100.

Closest homes

More homes in Grand Rapids 49534

Assigned schools

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