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Single Family ResidenceResidential
$347,423$289 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $245,500 on Sep 12, 2016

10720 RIVER TER

MINNEAPOLIS, MN 55431
4
Beds
2.3
Baths
1,204 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.44 ac
Lot SizeThe size of the land the home sits on, from county records.
1961
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$347K
$321K low$374K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$245,500 · Sep 12, 2016
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$77,032
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$61,626
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.79%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$256,200
ZILLOW HOME LOANS LLC · recorded Jan 7, 2022
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$14,191
DEPARTMENT OF HOUSING & URBAN DEV

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,698 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$374,300 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$153,800
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$220,500
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$357,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$374,300

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyHENNEPIN
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1986
Lot (acres)The size of the land the home sits on, from county records.0.44
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Floor/Wall Furnace
CoolingThe type of cooling or air conditioning in the home.Package
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 446 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Oak Grove Middle SchoolB
Middle · Grades 6–8 · 0.2 mi
E
Oak Grove Elementary SchoolB-
Elementary · Grades KG–5 · 0.4 mi
H
Kennedy High SchoolD+
High · Grades 9–12 · 1.5 mi

District: Bloomington Public School District

Neighborhood · ZIP 55431These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.64
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.93
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.11

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.34%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.20,038
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,435 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$100,109
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$119,326
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.31 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

10720 River Ter measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 73% of homes in Minneapolis 55431
  • Costs more per square foot than 82% of homes in Minneapolis 55431
  • Has a bigger lot than 84% of homes in Minneapolis 55431

What homes are worth in Minneapolis 55431

Each bar is how many homes fall in that price range. The marker is this home.

This home
$153K$529K

This home is worth more than 73% of homes in Minneapolis 55431.

How it measures up in Minneapolis 55431

The dot is this home. The mark in the middle is the typical home in Minneapolis 55431.

Estimated value$347,423
CheaperTypical $299,542Pricier

Pricier than 73% of homes nearby

Price per ft²$289
CheaperTypical $237Pricier

Pricier than 82% of homes nearby

Living area1,204 ft²
SmallerTypical 1,243 ft²Bigger

Bigger than 44% of homes nearby

Lot size0.44 ac
SmallerTypical 0.3 acBigger

Bigger than 84% of homes nearby

Year built1961
OlderTypical 1959Newer

Newer than 55% of homes nearby

How 10720 River Ter ranks against every home in each area.
MeasureThis homeMinneapolis 55431Hennepin County
Estimated valuepricier than$347,42373% of homes60% of homes
Price per ft²pricier than$28982% of homes77% of homes
Living areabigger than1,204 ft²44% of homes37% of homes
Lot sizebigger than0.44 ac84% of homes74% of homes
Year builtnewer than196155% of homes42% of homes

About 10720 River Ter

How much is 10720 River Ter, Minneapolis, MN worth?

The TopHap Estimate for 10720 River Ter, Minneapolis, MN is $347,423 as of Jul 14, 2026. The likely range is $321,135 to $373,711. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 10720 River Ter, Minneapolis, MN last sell?

10720 River Ter, Minneapolis, MN last sold on Sep 12, 2016 for $245,500, according to the county's recorded deed.

How big is 10720 River Ter, Minneapolis, MN?

10720 River Ter, Minneapolis, MN has 4 bedrooms, 2.3 bathrooms, 1,204 square feet of living space and a 0.44-acre lot.

When was 10720 River Ter, Minneapolis, MN built?

10720 River Ter, Minneapolis, MN was built in 1961, making it 65 years old. The building has 1 story.

What schools serve 10720 River Ter, Minneapolis, MN?

10720 River Ter, Minneapolis, MN is assigned to Oak Grove Middle School (middle), rated B; Oak Grove Elementary School (elementary), rated B-; Kennedy High School (high), rated D+. All sit in Bloomington Public School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 10720 River Ter, Minneapolis, MN compare to other homes in Minneapolis 55431?

Among the 6,708 homes in Minneapolis 55431, it is worth more than 73% of them ($347,423 against a typical $299,542), its price per square foot is higher than 82% of them ($289 against a typical $237), it is bigger than 44% of them (1,204 ft² against a typical 1,243 ft²), its lot is bigger than 84% of them (0.44 ac against a typical 0.3 ac) and it is newer than 55% of them (1961 against a typical 1959). Measured against all of Hennepin County, it is worth more than 60% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 10720 River Ter, Minneapolis, MN?

The 2025 property tax bill for 10720 River Ter, Minneapolis, MN was $5,698. The county assessed it at $374,300.

Closest homes

More homes in Minneapolis 55431

Assigned schools

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