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Single Family ResidenceResidential
$332,490$252 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $430,000 on Jan 31, 2022

10816 RIVER TER

MINNEAPOLIS, MN 55431
4
Beds
2.5
Baths
1,317 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.38 ac
Lot SizeThe size of the land the home sits on, from county records.
1971
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$332K
$318K low$347K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$430,000 · Jan 31, 2022
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$0
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$0
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.85%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$344,000
BELL BANK · recorded Jan 31, 2022

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,441 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$470,100 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$169,300
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$300,800
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$448,800
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$470,100

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyHENNEPIN
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1999
Lot (acres)The size of the land the home sits on, from county records.0.38
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Floor/Wall Furnace
CoolingThe type of cooling or air conditioning in the home.Package
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 300 ft²Patio · 800 ft²Porch · 87 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Oak Grove Middle SchoolB
Middle · Grades 6–8 · 0.4 mi
E
Oak Grove Elementary SchoolB-
Elementary · Grades KG–5 · 0.5 mi
H
Kennedy High SchoolD+
High · Grades 9–12 · 1.6 mi

District: Bloomington Public School District

Neighborhood · ZIP 55431These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.64
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.93
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.11

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.34%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.20,038
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,435 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$100,109
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$119,326
Average tempThe average temperature here across a full year.45°F
Annual precipHow much rain and melted snow falls here in a typical year.31 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

10816 River Ter measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 67% of homes in Minneapolis 55431
  • Costs more per square foot than 65% of homes in Hennepin County
  • Has a bigger lot than 79% of homes in Minneapolis 55431
  • Newer than 79% of homes in Minneapolis 55431

What homes are worth in Minneapolis 55431

Each bar is how many homes fall in that price range. The marker is this home.

This home
$155K$527K

This home is worth more than 67% of homes in Minneapolis 55431.

How it measures up in Minneapolis 55431

The dot is this home. The mark in the middle is the typical home in Minneapolis 55431.

Estimated value$332,490
CheaperTypical $299,773Pricier

Pricier than 67% of homes nearby

Price per ft²$252
CheaperTypical $237Pricier

Pricier than 61% of homes nearby

Living area1,317 ft²
SmallerTypical 1,243 ft²Bigger

Bigger than 60% of homes nearby

Lot size0.38 ac
SmallerTypical 0.3 acBigger

Bigger than 79% of homes nearby

Year built1971
OlderTypical 1959Newer

Newer than 79% of homes nearby

How 10816 River Ter ranks against every home in each area.
MeasureThis homeMinneapolis 55431Hennepin County
Estimated valuepricier than$332,49067% of homes57% of homes
Price per ft²pricier than$25261% of homes65% of homes
Living areabigger than1,317 ft²60% of homes46% of homes
Lot sizebigger than0.38 ac79% of homes71% of homes
Year builtnewer than197179% of homes51% of homes

About 10816 River Ter

How much is 10816 River Ter, Minneapolis, MN worth?

The TopHap Estimate for 10816 River Ter, Minneapolis, MN is $332,490 as of Jul 14, 2026. The likely range is $317,695 to $347,285. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 10816 River Ter, Minneapolis, MN last sell?

10816 River Ter, Minneapolis, MN last sold on Jan 31, 2022 for $430,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 10816 River Ter, Minneapolis, MN?

10816 River Ter, Minneapolis, MN has 4 bedrooms, 2.5 bathrooms, 1,317 square feet of living space and a 0.38-acre lot.

When was 10816 River Ter, Minneapolis, MN built?

10816 River Ter, Minneapolis, MN was built in 1971, making it 55 years old. The building has 1 story.

What schools serve 10816 River Ter, Minneapolis, MN?

10816 River Ter, Minneapolis, MN is assigned to Oak Grove Middle School (middle), rated B; Oak Grove Elementary School (elementary), rated B-; Kennedy High School (high), rated D+. All sit in Bloomington Public School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 10816 River Ter, Minneapolis, MN compare to other homes in Minneapolis 55431?

Among the 6,708 homes in Minneapolis 55431, it is worth more than 67% of them ($332,490 against a typical $299,773), its price per square foot is higher than 61% of them ($252 against a typical $237), it is bigger than 60% of them (1,317 ft² against a typical 1,243 ft²), its lot is bigger than 79% of them (0.38 ac against a typical 0.3 ac) and it is newer than 79% of them (1971 against a typical 1959). Measured against all of Hennepin County, it is worth more than 57% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 10816 River Ter, Minneapolis, MN?

The 2025 property tax bill for 10816 River Ter, Minneapolis, MN was $6,441. The county assessed it at $470,100.

More homes on River Ter

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Assigned schools

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