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Seasonal, Cabin, Vacation ResidenceResidential

1077 STATE ROUTE 49

BERNHARDS BAY, NY 13028
3
Beds
1
Baths
891 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.37 ac
Lot SizeThe size of the land the home sits on, from county records.
1910
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$137,100 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$67,100
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$70,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$137,100
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$228,500

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.47
46
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
14
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
58
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
91
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
29
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.11 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.34%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Seasonal, Cabin, Vacation Residence
StyleThe architectural style of the home, such as ranch or colonial.Cottage
CountyOswego
Lot (acres)The size of the land the home sits on, from county records.0.37
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Raised (Unspecified)
HeatingThe type of heating system in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 240 ft²Boat access

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Aura A. Cole Elementary SchoolC-
Elementary · Grades PK–5 · 2.6 mi
M
Central Square Middle SchoolB-
Middle · Grades 6–8 · 8.5 mi
H
Paul V. Moore High SchoolC+
High · Grades 9–12 · 9.4 mi

District: Central Square Central School District

Neighborhood · ZIP 13028These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.141
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.87
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.42

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.82%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.808
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.40 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$73,879
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$88,846
Average tempThe average temperature here across a full year.46°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.46%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1077 State Route 49 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Smaller than 90% of homes in Oswego County
  • Has a smaller lot than 79% of homes in Bernhards Bay 13028
  • Older than 89% of homes in Bernhards Bay 13028

How it measures up in Bernhards Bay 13028

The dot is this home. The mark in the middle is the typical home in Bernhards Bay 13028.

Living area891 ft²
SmallerTypical 1,276 ft²Bigger

Bigger than 22% of homes nearby

Lot size0.37 ac
SmallerTypical 1.3 acBigger

Bigger than 21% of homes nearby

Year built1910
OlderTypical 1970Newer

Newer than 11% of homes nearby

How 1077 State Route 49 ranks against every home in each area.
MeasureThis homeBernhards Bay 13028Oswego County
Living areabigger than891 ft²22% of homes10% of homes
Lot sizebigger than0.37 ac21% of homes27% of homes
Year builtnewer than191011% of homes25% of homes

About 1077 State Route 49

When did 1077 State Route 49, Bernhards Bay, NY last sell?

1077 State Route 49, Bernhards Bay, NY last sold on Jun 13, 2012, according to the county's recorded deed.

How big is 1077 State Route 49, Bernhards Bay, NY?

1077 State Route 49, Bernhards Bay, NY has 3 bedrooms, 1 bathrooms, 891 square feet of living space and a 0.37-acre lot.

When was 1077 State Route 49, Bernhards Bay, NY built?

1077 State Route 49, Bernhards Bay, NY was built in 1910, making it 116 years old. It is a cottage home. The building has 1 story.

What schools serve 1077 State Route 49, Bernhards Bay, NY?

1077 State Route 49, Bernhards Bay, NY is assigned to Aura A. Cole Elementary School (elementary), rated C-; Central Square Middle School (middle), rated B-; Paul V. Moore High School (high), rated C+. All sit in Central Square Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1077 State Route 49, Bernhards Bay, NY compare to other homes in Bernhards Bay 13028?

Among the 775 homes in Bernhards Bay 13028, it is bigger than 22% of them (891 ft² against a typical 1,276 ft²), its lot is bigger than 21% of them (0.37 ac against a typical 1.3 ac) and it is newer than 11% of them (1910 against a typical 1970). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

More homes on State Route 49

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