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Single Family ResidenceResidential
$99,624$101 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 82How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $90,000 on Jun 11, 2025

108 DEMPSTER RD

ROCKFORD, IL 61108
2
Beds
1
Baths
991 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.57 ac
Lot SizeThe size of the land the home sits on, from county records.
1947
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$100K
$81K low$118K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$90,000 · Jun 11, 2025
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$18,624
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$14,899
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.82%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$72,000
GREENSTATE CU · 7% 1 · recorded Jun 11, 2025
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$9,000
GREENSTATE CU

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,619 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$40,985 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$12,479
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$28,506
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$33,882
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$122,955

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.32
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
1
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
68
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
61
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
31
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Cape Cod
CountyWINNEBAGO
Lot (acres)The size of the land the home sits on, from county records.0.57
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Gregory Elementary SchoolC-
Elementary · Grades KG–5 · 0.6 mi
M
Eisenhower Middle SchoolD
Middle · Grades 6–8 · 2.1 mi
H
Guilford High SchoolD
High · Grades 9–12 · 2.6 mi

District: Rockford School District 205

Neighborhood · ZIP 61108These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.87
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.91
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.40

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.30,642
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,718 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$63,181
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$76,210
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.35 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

108 Dempster Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the least valuable homes in Rockford 61108
  • Costs less per square foot than 75% of homes in Rockford 61108
  • Smaller than 95% of homes in Rockford 61108
  • Has a bigger lot than 85% of homes in Rockford 61108
  • Older than 90% of homes in Rockford 61108

What homes are worth in Rockford 61108

Each bar is how many homes fall in that price range. The marker is this home.

This home
$114K$356K

This home is worth less than almost all homes in Rockford 61108.

How it measures up in Rockford 61108

The dot is this home. The mark in the middle is the typical home in Rockford 61108.

Estimated value$99,624
CheaperTypical $182,922Pricier

Cheaper than almost all homes nearby

Price per ft²$101
CheaperTypical $117Pricier

Pricier than 25% of homes nearby

Living area991 ft²
SmallerTypical 1,648 ft²Bigger

Bigger than 5% of homes nearby

Lot size0.57 ac
SmallerTypical 0.24 acBigger

Bigger than 85% of homes nearby

Year built1947
OlderTypical 1962Newer

Newer than 10% of homes nearby

How 108 Dempster Rd ranks against every home in each area.
MeasureThis homeRockford 61108Winnebago County
Estimated valuepricier than$99,624almost no homes12% of homes
Price per ft²pricier than$10125% of homes33% of homes
Living areabigger than991 ft²5% of homes12% of homes
Lot sizebigger than0.57 ac85% of homes78% of homes
Year builtnewer than194710% of homes23% of homes

About 108 Dempster Rd

How much is 108 Dempster Rd, Rockford, IL worth?

The TopHap Estimate for 108 Dempster Rd, Rockford, IL is $99,624 as of Jul 14, 2026. The likely range is $81,301 to $117,947. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 108 Dempster Rd, Rockford, IL last sell?

108 Dempster Rd, Rockford, IL last sold on Jun 11, 2025 for $90,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 108 Dempster Rd, Rockford, IL?

108 Dempster Rd, Rockford, IL has 2 bedrooms, 1 bathrooms, 991 square feet of living space and a 0.57-acre lot.

When was 108 Dempster Rd, Rockford, IL built?

108 Dempster Rd, Rockford, IL was built in 1947, making it 79 years old. It is a cape cod home. The building has 1 story.

What schools serve 108 Dempster Rd, Rockford, IL?

108 Dempster Rd, Rockford, IL is assigned to Gregory Elementary School (elementary), rated C-; Eisenhower Middle School (middle), rated D; Guilford High School (high), rated D. All sit in Rockford School District 205. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 108 Dempster Rd, Rockford, IL compare to other homes in Rockford 61108?

Among the 9,982 homes in Rockford 61108, it is worth more than almost none of them ($99,624 against a typical $182,922), its price per square foot is higher than 25% of them ($101 against a typical $117), it is bigger than 5% of them (991 ft² against a typical 1,648 ft²), its lot is bigger than 85% of them (0.57 ac against a typical 0.24 ac) and it is newer than 10% of them (1947 against a typical 1962). Measured against all of Winnebago County, it is worth more than 12% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 108 Dempster Rd, Rockford, IL?

The 2025 property tax bill for 108 Dempster Rd, Rockford, IL was $3,619. The county assessed it at $40,985.

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Assigned schools

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