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Single Family ResidenceResidential
$254,283$194 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 81How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026
Last sold for $230,000 on Dec 11, 2024

108 N PROSPECT ST

PHILLIPSBURG, NJ 08865
0
Baths
1,310 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.1 ac
Lot SizeThe size of the land the home sits on, from county records.
1902
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$254K
$206K low$303K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$230,000 · Dec 11, 2024

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,387 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$144,200 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$83,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$61,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$144,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$144,200

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.41
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
16
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
67
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
92
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
30
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyWARREN
Lot (acres)The size of the land the home sits on, from county records.0.10
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Phillipsburg High SchoolC-
High · Grades 9–12 · 0.9 mi
M
Lopatcong Township Middle SchoolB+
Middle · Grades 5–8 · 1.6 mi
E
Lopatcong Elementary SchoolC
Elementary · Grades PK–4 · 2.0 mi

District: Phillipsburg Town School District

Neighborhood · ZIP 08865These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.122
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.76

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.21%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.31,496
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.725 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$75,055
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$96,798
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

108 N Prospect St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 91% of homes in Warren County
  • Costs less per square foot than 83% of homes in Warren County
  • Smaller than 74% of homes in Warren County
  • Has a smaller lot than 80% of homes in Warren County
  • Older than 86% of homes in Warren County

What homes are worth in Phillipsburg 08865

Each bar is how many homes fall in that price range. The marker is this home.

This home
$161K$700K

This home is worth more than 20% of homes in Phillipsburg 08865.

How it measures up in Phillipsburg 08865

The dot is this home. The mark in the middle is the typical home in Phillipsburg 08865.

Estimated value$254,283
CheaperTypical $343,749Pricier

Pricier than 20% of homes nearby

Price per ft²$194
CheaperTypical $236Pricier

Pricier than 29% of homes nearby

Living area1,310 ft²
SmallerTypical 1,460 ft²Bigger

Bigger than 37% of homes nearby

Lot size0.1 ac
SmallerTypical 0.17 acBigger

Bigger than 33% of homes nearby

Year built1902
OlderTypical 1945Newer

Newer than 19% of homes nearby

How 108 N Prospect St ranks against every home in each area.
MeasureThis homePhillipsburg 08865Warren County
Estimated valuepricier than$254,28320% of homes9% of homes
Price per ft²pricier than$19429% of homes17% of homes
Living areabigger than1,310 ft²37% of homes26% of homes
Lot sizebigger than0.1 ac33% of homes20% of homes
Year builtnewer than190219% of homes14% of homes

About 108 N Prospect St

How much is 108 N Prospect St, Phillipsburg, NJ worth?

The TopHap Estimate for 108 N Prospect St, Phillipsburg, NJ is $254,283 as of Oct 21, 2026. The likely range is $205,939 to $302,627. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 108 N Prospect St, Phillipsburg, NJ last sell?

108 N Prospect St, Phillipsburg, NJ last sold on Dec 11, 2024 for $230,000, according to the county's recorded deed.

How big is 108 N Prospect St, Phillipsburg, NJ?

108 N Prospect St, Phillipsburg, NJ has 1,310 square feet of living space and a 0.10-acre lot.

When was 108 N Prospect St, Phillipsburg, NJ built?

108 N Prospect St, Phillipsburg, NJ was built in 1902, making it 124 years old. The building has 2 stories.

What schools serve 108 N Prospect St, Phillipsburg, NJ?

108 N Prospect St, Phillipsburg, NJ is assigned to Phillipsburg High School (high), rated C-; Lopatcong Township Middle School (middle), rated B+; Lopatcong Elementary School (elementary), rated C. All sit in Phillipsburg Town School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 108 N Prospect St, Phillipsburg, NJ compare to other homes in Phillipsburg 08865?

Among the 9,876 homes in Phillipsburg 08865, it is worth more than 20% of them ($254,283 against a typical $343,749), its price per square foot is higher than 29% of them ($194 against a typical $236), it is bigger than 37% of them (1,310 ft² against a typical 1,460 ft²), its lot is bigger than 33% of them (0.1 ac against a typical 0.17 ac) and it is newer than 19% of them (1902 against a typical 1945). Measured against all of Warren County, it is worth more than 9% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 108 N Prospect St, Phillipsburg, NJ?

The 2025 property tax bill for 108 N Prospect St, Phillipsburg, NJ was $4,387. The county assessed it at $144,200.

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