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Residential (General/Single)Residential
$897,949$285 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $247,500 on Jul 12, 2005

108 RAY ST

GARFIELD, NJ 07026
0
Baths
3,152 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.11 ac
Lot SizeThe size of the land the home sits on, from county records.
1920
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$898K
$816K low$980K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$247,500 · Jul 12, 2005

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$13,829 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$397,500 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$125,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$272,500
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$397,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$397,500

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Residential (General/Single)
CountyBERGEN
Lot (acres)The size of the land the home sits on, from county records.0.12
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Garfield High SchoolD
High · Grades 9–12 · 0.2 mi
E
Washington Irving School #4B
Elementary · Grades KG–5 · 0.3 mi
M
Garfield Middle SchoolC+
Middle · Grades 6–8 · 0.3 mi

District: Garfield City School District

Neighborhood · ZIP 07026These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.120
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.113
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.120

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.34,150
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.15,132 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$74,598
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$101,448
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.49 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

108 Ray St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 96% of homes in Garfield 07026
  • Costs less per square foot than 96% of homes in Bergen County
  • Bigger than 96% of homes in Garfield 07026
  • Has a smaller lot than 77% of homes in Bergen County
  • Older than 89% of homes in Bergen County

What homes are worth in Garfield 07026

Each bar is how many homes fall in that price range. The marker is this home.

This home
$322K$945K

This home is worth more than 96% of homes in Garfield 07026.

How it measures up in Garfield 07026

The dot is this home. The mark in the middle is the typical home in Garfield 07026.

Estimated value$897,949
CheaperTypical $628,604Pricier

Pricier than 96% of homes nearby

Price per ft²$285
CheaperTypical $353Pricier

Pricier than 14% of homes nearby

Living area3,152 ft²
SmallerTypical 1,825 ft²Bigger

Bigger than 96% of homes nearby

Lot size0.11 ac
SmallerTypical 0.11 acBigger

Bigger than 48% of homes nearby

Year built1920
OlderTypical 1924Newer

Newer than 35% of homes nearby

How 108 Ray St ranks against every home in each area.
MeasureThis homeGarfield 07026Bergen County
Estimated valuepricier than$897,94996% of homes64% of homes
Price per ft²pricier than$28514% of homes4% of homes
Living areabigger than3,152 ft²96% of homes88% of homes
Lot sizebigger than0.11 ac48% of homes23% of homes
Year builtnewer than192035% of homes11% of homes

About 108 Ray St

How much is 108 Ray St, Garfield, NJ worth?

The TopHap Estimate for 108 Ray St, Garfield, NJ is $897,949 as of Sep 24, 2026. The likely range is $815,667 to $980,231. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 108 Ray St, Garfield, NJ last sell?

108 Ray St, Garfield, NJ last sold on Jul 12, 2005 for $247,500, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 108 Ray St, Garfield, NJ?

108 Ray St, Garfield, NJ has 3,152 square feet of living space and a 0.12-acre lot.

When was 108 Ray St, Garfield, NJ built?

108 Ray St, Garfield, NJ was built in 1920, making it 106 years old. The building has 2 stories.

What schools serve 108 Ray St, Garfield, NJ?

108 Ray St, Garfield, NJ is assigned to Garfield High School (high), rated D; Washington Irving School #4 (elementary), rated B; Garfield Middle School (middle), rated C+. All sit in Garfield City School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 108 Ray St, Garfield, NJ compare to other homes in Garfield 07026?

Among the 5,849 homes in Garfield 07026, it is worth more than 96% of them ($897,949 against a typical $628,604), its price per square foot is higher than 14% of them ($285 against a typical $353), it is bigger than 96% of them (3,152 ft² against a typical 1,825 ft²), its lot is bigger than 48% of them (0.11 ac against a typical 0.11 ac) and it is newer than 35% of them (1920 against a typical 1924). Measured against all of Bergen County, it is worth more than 64% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 108 Ray St, Garfield, NJ?

The 2025 property tax bill for 108 Ray St, Garfield, NJ was $13,829. The county assessed it at $397,500.

More homes on Ray St

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Assigned schools

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