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Single Family ResidenceResidential
$332,548$220 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $198,000 on Feb 24, 2009

108 RIVER RD

SOUTH DEERFIELD, MA 01373
3
Beds
1
Baths
1,510 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.75 ac
Lot SizeThe size of the land the home sits on, from county records.
1922
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$333K
$307K low$358K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$198,000 · Feb 24, 2009
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$175,088
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$140,070
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.46%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$149,400
BANK OF AMERICA · recorded Feb 24, 2009
3rd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$8,060

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,644 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$273,200 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$110,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$163,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$245,400

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.22
95
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
7
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
10
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.110 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyFranklin
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1980
Lot (acres)The size of the land the home sits on, from county records.0.75
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Whately Elementary SchoolA-
Elementary · Grades PK–6 · 1.4 mi
M
Frontier RegionalB
Middle · Grades 7–12 · 3.3 mi

District: Frontier School District

Neighborhood · ZIP 01373These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.56
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.87
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.52

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.23%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.4,483
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.162 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$96,431
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$138,071
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

108 River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 92% of homes in South Deerfield 01373
  • Costs less per square foot than 83% of homes in South Deerfield 01373
  • Older than 82% of homes in South Deerfield 01373

What homes are worth in South Deerfield 01373

Each bar is how many homes fall in that price range. The marker is this home.

This home
$277K$893K

This home is worth more than 8% of homes in South Deerfield 01373.

How it measures up in South Deerfield 01373

The dot is this home. The mark in the middle is the typical home in South Deerfield 01373.

Estimated value$332,548
CheaperTypical $454,042Pricier

Pricier than 8% of homes nearby

Price per ft²$220
CheaperTypical $277Pricier

Pricier than 17% of homes nearby

Living area1,510 ft²
SmallerTypical 1,676 ft²Bigger

Bigger than 37% of homes nearby

Lot size0.75 ac
SmallerTypical 0.8 acBigger

Bigger than 48% of homes nearby

Year built1922
OlderTypical 1974Newer

Newer than 18% of homes nearby

How 108 River Rd ranks against every home in each area.
MeasureThis homeSouth Deerfield 01373Franklin County
Estimated valuepricier than$332,5488% of homes41% of homes
Price per ft²pricier than$22017% of homes41% of homes
Living areabigger than1,510 ft²37% of homes42% of homes
Lot sizebigger than0.75 ac48% of homes43% of homes
Year builtnewer than192218% of homes31% of homes

About 108 River Rd

How much is 108 River Rd, South Deerfield, MA worth?

The TopHap Estimate for 108 River Rd, South Deerfield, MA is $332,548 as of Jul 14, 2026. The likely range is $307,456 to $357,640. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 108 River Rd, South Deerfield, MA last sell?

108 River Rd, South Deerfield, MA last sold on Feb 24, 2009 for $198,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 108 River Rd, South Deerfield, MA?

108 River Rd, South Deerfield, MA has 3 bedrooms, 1 bathrooms, 1,510 square feet of living space and a 0.75-acre lot.

When was 108 River Rd, South Deerfield, MA built?

108 River Rd, South Deerfield, MA was built in 1922, making it 104 years old. The building has 2 stories.

What schools serve 108 River Rd, South Deerfield, MA?

108 River Rd, South Deerfield, MA is assigned to Whately Elementary School (elementary), rated A-; Frontier Regional (middle), rated B. All sit in Frontier School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 108 River Rd, South Deerfield, MA compare to other homes in South Deerfield 01373?

Among the 1,800 homes in South Deerfield 01373, it is worth more than 8% of them ($332,548 against a typical $454,042), its price per square foot is higher than 17% of them ($220 against a typical $277), it is bigger than 37% of them (1,510 ft² against a typical 1,676 ft²), its lot is bigger than 48% of them (0.75 ac against a typical 0.8 ac) and it is newer than 18% of them (1922 against a typical 1974). Measured against all of Franklin County, it is worth more than 41% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 108 River Rd, South Deerfield, MA?

The 2025 property tax bill for 108 River Rd, South Deerfield, MA was $3,644. The county assessed it at $273,200.

More homes on River Rd

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Assigned schools

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