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Single Family ResidenceResidential
$362,247$178 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

108 RIVERDALE LN

CLAYTON, DE 19938
3
Beds
2 / 1
Baths
2,034 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.25 ac
Lot SizeThe size of the land the home sits on, from county records.
2005
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$362K
$338K low$386K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$150,344
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$120,275
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.59%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$171,200
JPMORGAN CHASE BANK NA · recorded Feb 26, 2009
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$40,703
POLICE FCU

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,267 (2023)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$315,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$65,800
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$249,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$315,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.40
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
23
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
73
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
82
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
25
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyKent
Lot (acres)The size of the land the home sits on, from county records.0.25
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Finished
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Clayton Elementary SchoolC-
Elementary · Grades KG–4 · 0.8 mi
H
Smyrna High SchoolA-
High · Grades 9–12 · 1.5 mi
M
Smyrna Middle SchoolC+
Middle · Grades 7–8 · 1.7 mi

District: Smyrna School District

Neighborhood · ZIP 19938These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.78
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.82
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.44

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.10,868
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.222 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$89,185
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$104,145
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.70%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

108 Riverdale Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 69% of homes in Clayton 19938
  • Costs less per square foot than 82% of homes in Clayton 19938
  • Bigger than 69% of homes in Kent County
  • Has a smaller lot than 68% of homes in Clayton 19938
  • Newer than 70% of homes in Kent County

What homes are worth in Clayton 19938

Each bar is how many homes fall in that price range. The marker is this home.

This home
$194K$666K

This home is worth more than 31% of homes in Clayton 19938.

How it measures up in Clayton 19938

The dot is this home. The mark in the middle is the typical home in Clayton 19938.

Estimated value$362,247
CheaperTypical $420,352Pricier

Pricier than 31% of homes nearby

Price per ft²$178
CheaperTypical $209Pricier

Pricier than 18% of homes nearby

Living area2,034 ft²
SmallerTypical 1,773 ft²Bigger

Bigger than 63% of homes nearby

Lot size0.25 ac
SmallerTypical 0.57 acBigger

Bigger than 32% of homes nearby

Year built2005
OlderTypical 2000Newer

Newer than 59% of homes nearby

How 108 Riverdale Ln ranks against every home in each area.
MeasureThis homeClayton 19938Kent County
Estimated valuepricier than$362,24731% of homes50% of homes
Price per ft²pricier than$17818% of homes25% of homes
Living areabigger than2,034 ft²63% of homes69% of homes
Lot sizebigger than0.25 ac32% of homes43% of homes
Year builtnewer than200559% of homes70% of homes

About 108 Riverdale Ln

How much is 108 Riverdale Ln, Clayton, DE worth?

The TopHap Estimate for 108 Riverdale Ln, Clayton, DE is $362,247 as of Jul 14, 2026. The likely range is $338,384 to $386,110. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 108 Riverdale Ln, Clayton, DE?

108 Riverdale Ln, Clayton, DE has 3 bedrooms, 2 bathrooms, 2,034 square feet of living space and a 0.25-acre lot.

When was 108 Riverdale Ln, Clayton, DE built?

108 Riverdale Ln, Clayton, DE was built in 2005, making it 21 years old. The building has 2 stories.

What schools serve 108 Riverdale Ln, Clayton, DE?

108 Riverdale Ln, Clayton, DE is assigned to Clayton Elementary School (elementary), rated C-; Smyrna High School (high), rated A-; Smyrna Middle School (middle), rated C+. All sit in Smyrna School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 108 Riverdale Ln, Clayton, DE compare to other homes in Clayton 19938?

Among the 4,059 homes in Clayton 19938, it is worth more than 31% of them ($362,247 against a typical $420,352), its price per square foot is higher than 18% of them ($178 against a typical $209), it is bigger than 63% of them (2,034 ft² against a typical 1,773 ft²), its lot is bigger than 32% of them (0.25 ac against a typical 0.57 ac) and it is newer than 59% of them (2005 against a typical 2000). Measured against all of Kent County, it is worth more than 50% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 108 Riverdale Ln, Clayton, DE?

The 2023 property tax bill for 108 Riverdale Ln, Clayton, DE was $1,267. The county assessed it at $315,000.

Closest homes

More homes in Clayton 19938

Assigned schools

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