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Single Family ResidenceResidential
$166,894$100 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $170,000 on Aug 27, 2024

108 S CLAY ST

COLDWATER, MI 49036
2
Baths
1,669 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.25 ac
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$167K
$148K low$186K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$170,000 · Aug 27, 2024

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,055 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$58,050 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$51,150
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$116,100

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.34
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
13
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
62
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
53
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
41
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBRANCH
Lot (acres)The size of the land the home sits on, from county records.0.25
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Max Larsen Elementary School
Elementary · Grades KG–1 · 0.7 mi
H
Coldwater High SchoolB-
High · Grades 9–12 · 0.9 mi
M
Legg Middle SchoolB
Middle · Grades 6–8 · 1.0 mi

District: Coldwater Community Schools

Neighborhood · ZIP 49036These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.113
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.69
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.30

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.82%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.18%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.25,231
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.154 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$59,964
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$75,832
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.36 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.46%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

108 S Clay St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 71% of homes in Coldwater 49036
  • Bigger than 66% of homes in Coldwater 49036
  • Has a smaller lot than 70% of homes in Branch County

What homes are worth in Coldwater 49036

Each bar is how many homes fall in that price range. The marker is this home.

This home
$50K$888K

This home is worth more than 40% of homes in Coldwater 49036.

How it measures up in Coldwater 49036

The dot is this home. The mark in the middle is the typical home in Coldwater 49036.

Estimated value$166,894
CheaperTypical $195,525Pricier

Pricier than 40% of homes nearby

Price per ft²$100
CheaperTypical $133Pricier

Pricier than 29% of homes nearby

Living area1,669 ft²
SmallerTypical 1,451 ft²Bigger

Bigger than 66% of homes nearby

Lot size0.25 ac
SmallerTypical 0.32 acBigger

Bigger than 36% of homes nearby

How 108 S Clay St ranks against every home in each area.
MeasureThis homeColdwater 49036Branch County
Estimated valuepricier than$166,89440% of homes46% of homes
Price per ft²pricier than$10029% of homes31% of homes
Living areabigger than1,669 ft²66% of homes64% of homes
Lot sizebigger than0.25 ac36% of homes30% of homes

About 108 S Clay St

How much is 108 S Clay St, Coldwater, MI worth?

The TopHap Estimate for 108 S Clay St, Coldwater, MI is $166,894 as of Sep 24, 2026. The likely range is $148,250 to $185,538. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 108 S Clay St, Coldwater, MI last sell?

108 S Clay St, Coldwater, MI last sold on Aug 27, 2024 for $170,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 108 S Clay St, Coldwater, MI?

108 S Clay St, Coldwater, MI has 2 bathrooms, 1,669 square feet of living space and a 0.25-acre lot.

What schools serve 108 S Clay St, Coldwater, MI?

108 S Clay St, Coldwater, MI is assigned to Max Larsen Elementary School (elementary); Coldwater High School (high), rated B-; Legg Middle School (middle), rated B. All sit in Coldwater Community Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 108 S Clay St, Coldwater, MI compare to other homes in Coldwater 49036?

Among the 10,551 homes in Coldwater 49036, it is worth more than 40% of them ($166,894 against a typical $195,525), its price per square foot is higher than 29% of them ($100 against a typical $133), it is bigger than 66% of them (1,669 ft² against a typical 1,451 ft²) and its lot is bigger than 36% of them (0.25 ac against a typical 0.32 ac). Measured against all of Branch County, it is worth more than 46% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 108 S Clay St, Coldwater, MI?

The 2025 property tax bill for 108 S Clay St, Coldwater, MI was $2,055. The county assessed it at $58,050.

More homes on S Clay St

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Assigned schools

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