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Single Family ResidenceResidential
$172,221$114 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $99,900 on Aug 9, 2019

123 S CLAY ST

COLDWATER, MI 49036
1.5
Baths
1,507 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.43 ac
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$172K
$163K low$181K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$99,900 · Aug 9, 2019

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,092 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$86,150 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$71,950
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$172,300

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.7 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBRANCH
Lot (acres)The size of the land the home sits on, from county records.0.43
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Max Larsen Elementary School
Elementary · Grades KG–1 · 0.8 mi
H
Coldwater High SchoolC+
High · Grades 9–12 · 0.9 mi
M
Legg Middle SchoolB-
Middle · Grades 6–8 · 1.1 mi

District: Coldwater Community Schools

Neighborhood · ZIP 49036These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.113
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.69
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.30

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.82%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.18%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.25,231
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.154 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$59,964
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$75,832
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.36 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.46%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

123 S Clay St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

What homes are worth in Coldwater 49036

Each bar is how many homes fall in that price range. The marker is this home.

This home
$52K$893K

This home is worth more than 42% of homes in Coldwater 49036.

How it measures up in Coldwater 49036

The dot is this home. The mark in the middle is the typical home in Coldwater 49036.

Estimated value$172,221
CheaperTypical $197,686Pricier

Pricier than 42% of homes nearby

Price per ft²$114
CheaperTypical $133Pricier

Pricier than 38% of homes nearby

Living area1,507 ft²
SmallerTypical 1,452 ft²Bigger

Bigger than 54% of homes nearby

Lot size0.43 ac
SmallerTypical 0.31 acBigger

Bigger than 64% of homes nearby

How 123 S Clay St ranks against every home in each area.
MeasureThis homeColdwater 49036Branch County
Estimated valuepricier than$172,22142% of homes48% of homes
Price per ft²pricier than$11438% of homes41% of homes
Living areabigger than1,507 ft²54% of homes53% of homes
Lot sizebigger than0.43 ac64% of homes54% of homes

About 123 S Clay St

How much is 123 S Clay St, Coldwater, MI worth?

The TopHap Estimate for 123 S Clay St, Coldwater, MI is $172,221 as of Sep 24, 2026. The likely range is $163,033 to $181,409. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 123 S Clay St, Coldwater, MI last sell?

123 S Clay St, Coldwater, MI last sold on Aug 9, 2019 for $99,900, according to the county's recorded deed.

How big is 123 S Clay St, Coldwater, MI?

123 S Clay St, Coldwater, MI has 1.5 bathrooms, 1,507 square feet of living space and a 0.43-acre lot.

What schools serve 123 S Clay St, Coldwater, MI?

123 S Clay St, Coldwater, MI is assigned to Max Larsen Elementary School (elementary); Coldwater High School (high), rated C+; Legg Middle School (middle), rated B-. All sit in Coldwater Community Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 123 S Clay St, Coldwater, MI compare to other homes in Coldwater 49036?

Among the 10,551 homes in Coldwater 49036, it is worth more than 42% of them ($172,221 against a typical $197,686), its price per square foot is higher than 38% of them ($114 against a typical $133), it is bigger than 54% of them (1,507 ft² against a typical 1,452 ft²) and its lot is bigger than 64% of them (0.43 ac against a typical 0.31 ac). Measured against all of Branch County, it is worth more than 48% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 123 S Clay St, Coldwater, MI?

The 2025 property tax bill for 123 S Clay St, Coldwater, MI was $2,092. The county assessed it at $86,150.

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Assigned schools

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