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Single Family ResidenceResidential

108 TERRACE FIELD TRL

FLAT ROCK, NC 28731
3
Beds
2
Baths
1,902 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.84 ac
Lot SizeThe size of the land the home sits on, from county records.
2003
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$94,000
ROCKET MORTGAGE LLC · recorded Apr 7, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,709 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$482,900 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$74,600
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$408,300
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$482,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$482,900

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.36 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyHenderson
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2018
Lot (acres)The size of the land the home sits on, from county records.0.84
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Block (Unspecified)
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 16 ft²Porch · 152 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(3)

Neighborhood · ZIP 28731These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.108
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.97
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.94

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.11,192
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.401 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$64,204
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$77,508
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.62 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

108 Terrace Field Trl measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Newer than 72% of homes in Henderson County

How it measures up in Flat Rock 28731

The dot is this home. The mark in the middle is the typical home in Flat Rock 28731.

Living area1,902 ft²
SmallerTypical 1,850 ft²Bigger

Bigger than 53% of homes nearby

Lot size0.84 ac
SmallerTypical 0.89 acBigger

Bigger than 47% of homes nearby

Year built2003
OlderTypical 1995Newer

Newer than 69% of homes nearby

How 108 Terrace Field Trl ranks against every home in each area.
MeasureThis homeFlat Rock 28731Henderson County
Living areabigger than1,902 ft²53% of homes61% of homes
Lot sizebigger than0.84 ac47% of homes58% of homes
Year builtnewer than200369% of homes72% of homes

About 108 Terrace Field Trl

When did 108 Terrace Field Trl, Flat Rock, NC last sell?

108 Terrace Field Trl, Flat Rock, NC last sold on Oct 4, 2022, according to the county's recorded deed.

How big is 108 Terrace Field Trl, Flat Rock, NC?

108 Terrace Field Trl, Flat Rock, NC has 3 bedrooms, 2 bathrooms, 1,902 square feet of living space and a 0.84-acre lot.

When was 108 Terrace Field Trl, Flat Rock, NC built?

108 Terrace Field Trl, Flat Rock, NC was built in 2003, making it 23 years old. It is a conventional home. The building has 2 stories.

How does 108 Terrace Field Trl, Flat Rock, NC compare to other homes in Flat Rock 28731?

Among the 4,347 homes in Flat Rock 28731, it is bigger than 53% of them (1,902 ft² against a typical 1,850 ft²), its lot is bigger than 47% of them (0.84 ac against a typical 0.89 ac) and it is newer than 69% of them (2003 against a typical 1995). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 108 Terrace Field Trl, Flat Rock, NC?

The 2024 property tax bill for 108 Terrace Field Trl, Flat Rock, NC was $2,709. The county assessed it at $482,900.

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