Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$557,652$241 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $299,500 on Nov 12, 1998

10804 W RIVIERA DR

SPRING GROVE, IL 60081
2 / 1
Baths
2,312 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.01 ac
Lot SizeThe size of the land the home sits on, from county records.
1998
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$558K
$519K low$596K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$299,500 · Nov 12, 1998
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$162,152
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$129,722
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.71%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$223,700
AMERICAN MIDWEST BANK · 3.37% 2 · recorded Jan 13, 2012
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$171,800
CORNERSTONE NATIONAL BANK

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$10,254 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$152,528 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$16,618
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$135,910
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$152,528
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$457,584

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.14 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMcHenry
Lot (acres)The size of the land the home sits on, from county records.1.01
HeatingThe type of heating system in the home.None

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Nippersink Middle SchoolB
Middle · Grades 6–8 · 4.4 mi
E
Richmond Grade SchoolB
Elementary · Grades PK–5 · 4.7 mi
H
Richmond-Burton High SchoolA-
High · Grades 9–12 · 5.2 mi

District: Richmond-Burton Community High School District 157

Neighborhood · ZIP 60081These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.92
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.40

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.8,440
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.448 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$103,523
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$127,181
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.35 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

10804 W Riviera Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 88% of homes in McHenry County
  • Costs more per square foot than 77% of homes in McHenry County
  • Bigger than 72% of homes in McHenry County
  • Has a bigger lot than 86% of homes in McHenry County
  • Newer than 72% of homes in McHenry County

What homes are worth in Spring Grove 60081

Each bar is how many homes fall in that price range. The marker is this home.

This home
$138K$797K

This home is worth more than 76% of homes in Spring Grove 60081.

How it measures up in Spring Grove 60081

The dot is this home. The mark in the middle is the typical home in Spring Grove 60081.

Estimated value$557,652
CheaperTypical $453,042Pricier

Pricier than 76% of homes nearby

Price per ft²$241
CheaperTypical $215Pricier

Pricier than 75% of homes nearby

Living area2,312 ft²
SmallerTypical 2,149 ft²Bigger

Bigger than 59% of homes nearby

Lot size1.01 ac
SmallerTypical 0.92 acBigger

Bigger than 68% of homes nearby

Year built1998
OlderTypical 1993Newer

Newer than 70% of homes nearby

How 10804 W Riviera Dr ranks against every home in each area.
MeasureThis homeSpring Grove 60081McHenry County
Estimated valuepricier than$557,65276% of homes88% of homes
Price per ft²pricier than$24175% of homes77% of homes
Living areabigger than2,312 ft²59% of homes72% of homes
Lot sizebigger than1.01 ac68% of homes86% of homes
Year builtnewer than199870% of homes72% of homes

About 10804 W Riviera Dr

How much is 10804 W Riviera Dr, Spring Grove, IL worth?

The TopHap Estimate for 10804 W Riviera Dr, Spring Grove, IL is $557,652 as of Jul 14, 2026. The likely range is $519,396 to $595,908. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 10804 W Riviera Dr, Spring Grove, IL last sell?

10804 W Riviera Dr, Spring Grove, IL last sold on Nov 12, 1998 for $299,500, according to the county's recorded deed.

How big is 10804 W Riviera Dr, Spring Grove, IL?

10804 W Riviera Dr, Spring Grove, IL has 2 bathrooms, 2,312 square feet of living space and a 1.01-acre lot.

When was 10804 W Riviera Dr, Spring Grove, IL built?

10804 W Riviera Dr, Spring Grove, IL was built in 1998, making it 28 years old. The building has 1 story.

What schools serve 10804 W Riviera Dr, Spring Grove, IL?

10804 W Riviera Dr, Spring Grove, IL is assigned to Nippersink Middle School (middle), rated B; Richmond Grade School (elementary), rated B; Richmond-Burton High School (high), rated A-. All sit in Richmond-Burton Community High School District 157. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 10804 W Riviera Dr, Spring Grove, IL compare to other homes in Spring Grove 60081?

Among the 3,803 homes in Spring Grove 60081, it is worth more than 76% of them ($557,652 against a typical $453,042), its price per square foot is higher than 75% of them ($241 against a typical $215), it is bigger than 59% of them (2,312 ft² against a typical 2,149 ft²), its lot is bigger than 68% of them (1.01 ac against a typical 0.92 ac) and it is newer than 70% of them (1998 against a typical 1993). Measured against all of McHenry County, it is worth more than 88% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 10804 W Riviera Dr, Spring Grove, IL?

The 2024 property tax bill for 10804 W Riviera Dr, Spring Grove, IL was $10,254. The county assessed it at $152,528.

Closest homes

More homes in Spring Grove 60081

Assigned schools

Explore the area

See this home in context

Open 10804 W Riviera Dr on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map