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Single Family ResidenceResidential
$207,852$146 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 81How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

10809 RIVER RD

LANCASTER, VA 22503
3
Beds
1
Baths
1,428 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
4.5 ac
Lot SizeThe size of the land the home sits on, from county records.
1958
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$208K
$169K low$247K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$107,852
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$86,282
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.43%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$100,000
AMERICAN GENERAL FINANCIA · recorded Feb 27, 2008

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$82,200 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$16,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$66,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$82,200

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyLANCASTER
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1979
Lot (acres)The size of the land the home sits on, from county records.4.50
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Space
CoolingThe type of cooling or air conditioning in the home.None
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 40 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Lancaster High SchoolD
High · Grades 8–12 · 6.6 mi
E
Lancaster Elementary SchoolD
Elementary · Grades KG–7 · 7.6 mi

District: Lancaster County Public Schools

Neighborhood · ZIP 22503These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.112
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.29

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.70%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.21%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.4,230
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.36 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$61,274
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$79,050
Average tempThe average temperature here across a full year.58°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

10809 River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 77% of homes in Lancaster County
  • Costs less per square foot than 82% of homes in Lancaster County
  • Has a bigger lot than 87% of homes in Lancaster County
  • Older than 77% of homes in Lancaster 22503

What homes are worth in Lancaster 22503

Each bar is how many homes fall in that price range. The marker is this home.

This home
$69K$1.3M

This home is worth more than 32% of homes in Lancaster 22503.

How it measures up in Lancaster 22503

The dot is this home. The mark in the middle is the typical home in Lancaster 22503.

Estimated value$207,852
CheaperTypical $297,042Pricier

Pricier than 32% of homes nearby

Price per ft²$146
CheaperTypical $204Pricier

Pricier than 26% of homes nearby

Living area1,428 ft²
SmallerTypical 1,505 ft²Bigger

Bigger than 46% of homes nearby

Lot size4.5 ac
SmallerTypical 1.5 acBigger

Bigger than 83% of homes nearby

Year built1958
OlderTypical 1980Newer

Newer than 23% of homes nearby

How 10809 River Rd ranks against every home in each area.
MeasureThis homeLancaster 22503Lancaster County
Estimated valuepricier than$207,85232% of homes23% of homes
Price per ft²pricier than$14626% of homes18% of homes
Living areabigger than1,428 ft²46% of homes38% of homes
Lot sizebigger than4.5 ac83% of homes87% of homes
Year builtnewer than195823% of homes24% of homes

About 10809 River Rd

How much is 10809 River Rd, Lancaster, VA worth?

The TopHap Estimate for 10809 River Rd, Lancaster, VA is $207,852 as of Jul 14, 2026. The likely range is $168,761 to $246,943. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 10809 River Rd, Lancaster, VA last sell?

10809 River Rd, Lancaster, VA last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 10809 River Rd, Lancaster, VA?

10809 River Rd, Lancaster, VA has 3 bedrooms, 1 bathrooms, 1,428 square feet of living space and a 4.50-acre lot.

When was 10809 River Rd, Lancaster, VA built?

10809 River Rd, Lancaster, VA was built in 1958, making it 68 years old. The building has 1 story.

What schools serve 10809 River Rd, Lancaster, VA?

10809 River Rd, Lancaster, VA is assigned to Lancaster High School (high), rated D; Lancaster Elementary School (elementary), rated D. All sit in Lancaster County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 10809 River Rd, Lancaster, VA compare to other homes in Lancaster 22503?

Among the 2,669 homes in Lancaster 22503, it is worth more than 32% of them ($207,852 against a typical $297,042), its price per square foot is higher than 26% of them ($146 against a typical $204), it is bigger than 46% of them (1,428 ft² against a typical 1,505 ft²), its lot is bigger than 83% of them (4.5 ac against a typical 1.5 ac) and it is newer than 23% of them (1958 against a typical 1980). Measured against all of Lancaster County, it is worth more than 23% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 10809 River Rd, Lancaster, VA?

The 2025 property tax bill for 10809 River Rd, Lancaster, VA was $5. The county assessed it at $82,200.

Closest homes

More homes in Lancaster 22503

Assigned schools

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