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Single Family ResidenceResidential
$608,116$130 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $590,000 on Jul 5, 2023

10820 E RIVIERA DR

SPRING GROVE, IL 60081
1.5
Baths
4,690 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1 ac
Lot SizeThe size of the land the home sits on, from county records.
2000
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
4
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$608K
$578K low$638K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$590,000 · Jul 5, 2023
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$97,116
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$77,693
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.83%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$511,000
MORGAN STANLEY PRIVATE BANK NA · 5.67% 2 · recorded Sep 20, 2023

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$10,795 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$151,733 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$16,618
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$135,115
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$137,919
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$455,199

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.3 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMCHENRY
Lot (acres)The size of the land the home sits on, from county records.1.00
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Transaction History(7)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Nippersink Middle SchoolB
Middle · Grades 6–8 · 4.5 mi
E
Richmond Grade SchoolB
Elementary · Grades PK–5 · 4.8 mi
H
Richmond-Burton High SchoolA-
High · Grades 9–12 · 5.4 mi

District: Richmond-Burton Community High School District 157

Neighborhood · ZIP 60081These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.92
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.40

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.8,440
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.448 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$103,523
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$127,181
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.35 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

10820 E Riviera Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 92% of homes in McHenry County
  • Costs less per square foot than 98% of homes in McHenry County
  • Among the largest homes in Spring Grove 60081
  • Has a bigger lot than 85% of homes in McHenry County
  • Newer than 77% of homes in McHenry County

What homes are worth in Spring Grove 60081

Each bar is how many homes fall in that price range. The marker is this home.

This home
$138K$797K

This home is worth more than 86% of homes in Spring Grove 60081.

How it measures up in Spring Grove 60081

The dot is this home. The mark in the middle is the typical home in Spring Grove 60081.

Estimated value$608,116
CheaperTypical $453,042Pricier

Pricier than 86% of homes nearby

Price per ft²$130
CheaperTypical $215Pricier

Pricier than 3% of homes nearby

Living area4,690 ft²
SmallerTypical 2,149 ft²Bigger

Bigger than almost all homes nearby

Lot size1 ac
SmallerTypical 0.92 acBigger

Bigger than 65% of homes nearby

Year built2000
OlderTypical 1993Newer

Newer than 75% of homes nearby

How 10820 E Riviera Dr ranks against every home in each area.
MeasureThis homeSpring Grove 60081McHenry County
Estimated valuepricier than$608,11686% of homes92% of homes
Price per ft²pricier than$1303% of homes2% of homes
Living areabigger than4,690 ft²almost all homes98% of homes
Lot sizebigger than1 ac65% of homes85% of homes
Year builtnewer than200075% of homes77% of homes

About 10820 E Riviera Dr

How much is 10820 E Riviera Dr, Spring Grove, IL worth?

The TopHap Estimate for 10820 E Riviera Dr, Spring Grove, IL is $608,116 as of Jul 14, 2026. The likely range is $578,033 to $638,199. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 10820 E Riviera Dr, Spring Grove, IL last sell?

10820 E Riviera Dr, Spring Grove, IL last sold on Jul 5, 2023 for $590,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 10820 E Riviera Dr, Spring Grove, IL?

10820 E Riviera Dr, Spring Grove, IL has 1.5 bathrooms, 4,690 square feet of living space and a 1.00-acre lot.

When was 10820 E Riviera Dr, Spring Grove, IL built?

10820 E Riviera Dr, Spring Grove, IL was built in 2000, making it 26 years old. The building has 1 story.

What schools serve 10820 E Riviera Dr, Spring Grove, IL?

10820 E Riviera Dr, Spring Grove, IL is assigned to Nippersink Middle School (middle), rated B; Richmond Grade School (elementary), rated B; Richmond-Burton High School (high), rated A-. All sit in Richmond-Burton Community High School District 157. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 10820 E Riviera Dr, Spring Grove, IL compare to other homes in Spring Grove 60081?

Among the 3,803 homes in Spring Grove 60081, it is worth more than 86% of them ($608,116 against a typical $453,042), its price per square foot is higher than 3% of them ($130 against a typical $215), it is bigger than almost all of them (4,690 ft² against a typical 2,149 ft²), its lot is bigger than 65% of them (1 ac against a typical 0.92 ac) and it is newer than 75% of them (2000 against a typical 1993). Measured against all of McHenry County, it is worth more than 92% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 10820 E Riviera Dr, Spring Grove, IL?

The 2024 property tax bill for 10820 E Riviera Dr, Spring Grove, IL was $10,795. The county assessed it at $151,733.

Closest homes

More homes in Spring Grove 60081

Assigned schools

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