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Single Family ResidenceResidential
$596,806$152 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

10827 ROUTE B

SENECA, MO 64865
0
Baths
3,932 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
4.8 ac
Lot SizeThe size of the land the home sits on, from county records.
2024
Year BuiltThe year the home was originally built, according to county records.

Valuation

$597K
$567K low$627K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$402,806
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$322,245
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.31%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$194,000
PEOPLES NATIONAL BANK · recorded Sep 5, 2023

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$104 (2023)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$57,580 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$2,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$303,050

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.10 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMcDonald
Lot (acres)The size of the land the home sits on, from county records.4.80
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Forced Air

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Seneca Elementary SchoolC
Elementary · Grades PK–3 · 7.0 mi
H
Seneca High SchoolC-
High · Grades 9–12 · 7.1 mi
M
Seneca Junior High SchoolD
Middle · Grades 7–8 · 7.3 mi

District: Seneca R-Vii School District

Neighborhood · ZIP 64865These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.109
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.107
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.29

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.9.9%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.17%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.6,148
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.81 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$62,580
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$92,514
Average tempThe average temperature here across a full year.58°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

10827 Route B measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 98% of homes in Seneca 64865
  • Among the largest homes in Seneca 64865
  • Among the newest homes in Seneca 64865

What homes are worth in Seneca 64865

Each bar is how many homes fall in that price range. The marker is this home.

This home
$58K$597K

This home is worth more than 98% of homes in Seneca 64865.

How it measures up in Seneca 64865

The dot is this home. The mark in the middle is the typical home in Seneca 64865.

Estimated value$596,806
CheaperTypical $206,476Pricier

Pricier than 98% of homes nearby

Price per ft²$152
CheaperTypical $136Pricier

Pricier than 62% of homes nearby

Living area3,932 ft²
SmallerTypical 1,456 ft²Bigger

Bigger than almost all homes nearby

Lot size4.8 ac
SmallerTypical 2.4 acBigger

Bigger than 61% of homes nearby

Year built2024
OlderTypical 1978Newer

Newer than almost all homes nearby

How 10827 Route B ranks against every home in each area.
MeasureThis homeSeneca 64865McDonald County
Estimated valuepricier than$596,80698% of homes92% of homes
Price per ft²pricier than$15262% of homes54% of homes
Living areabigger than3,932 ft²almost all homes97% of homes
Lot sizebigger than4.8 ac61% of homes52% of homes
Year builtnewer than2024almost all homesalmost all homes

About 10827 Route B

How much is 10827 Route B, Seneca, MO worth?

The TopHap Estimate for 10827 Route B, Seneca, MO is $596,806 as of Jul 14, 2026. The likely range is $566,618 to $626,994. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 10827 Route B, Seneca, MO last sell?

10827 Route B, Seneca, MO last sold on Nov 10, 2021, according to the county's recorded deed.

How big is 10827 Route B, Seneca, MO?

10827 Route B, Seneca, MO has 3,932 square feet of living space and a 4.80-acre lot.

When was 10827 Route B, Seneca, MO built?

10827 Route B, Seneca, MO was built in 2024, making it 2 years old.

What schools serve 10827 Route B, Seneca, MO?

10827 Route B, Seneca, MO is assigned to Seneca Elementary School (elementary), rated C; Seneca High School (high), rated C-; Seneca Junior High School (middle), rated D. All sit in Seneca R-Vii School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 10827 Route B, Seneca, MO compare to other homes in Seneca 64865?

Among the 2,105 homes in Seneca 64865, it is worth more than 98% of them ($596,806 against a typical $206,476), its price per square foot is higher than 62% of them ($152 against a typical $136), it is bigger than almost all of them (3,932 ft² against a typical 1,456 ft²), its lot is bigger than 61% of them (4.8 ac against a typical 2.4 ac) and it is newer than almost all of them (2024 against a typical 1978). Measured against all of McDonald County, it is worth more than 92% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 10827 Route B, Seneca, MO?

The 2023 property tax bill for 10827 Route B, Seneca, MO was $104. The county assessed it at $57,580.

Closest homes

More homes in Seneca 64865

Assigned schools

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