Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$1,696,762$513 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 87How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $280,000 on Dec 20, 1996

10828 SANTA ROSA RD

SANTA ROSA VALLEY, CA 93012
3
Beds
3 / 1
Baths
3,308 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2.38 ac
Lot SizeThe size of the land the home sits on, from county records.
1972
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$1.7M
$1.5M low$1.9M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$280,000 · Dec 20, 1996
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$1,335,762
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$1,068,610
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.22%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$361,000
WINNPOINTE CORPORATION · recorded Jun 10, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$7,655 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$705,893 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$249,178
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$456,715
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$692,052

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.45
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
79
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
37
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
26
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
85
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyVENTURA
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 288 ft²Patio · 288 ft²Porch · 263 ft²

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Santa Rosa Technology Magnet SchoolA-
Elementary · Grades KG–8 · 2.2 mi
H
Adolfo Camarillo High SchoolA-
High · Grades 9–12 · 5.4 mi

District: Oxnard Union High School District

Neighborhood · ZIP 93012These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.95
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.109
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.523

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.31%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.39,175
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.811 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$122,453
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$150,065
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.15 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.73%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

10828 Santa Rosa Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 93% of homes in Ventura County
  • Bigger than 94% of homes in Ventura County
  • Has a bigger lot than 98% of homes in Ventura County
  • Older than 97% of homes in Camarillo 93012

What homes are worth in Camarillo 93012

Each bar is how many homes fall in that price range. The marker is this home.

This home
$506K$2.5M

This home is worth more than 89% of homes in Camarillo 93012.

How it measures up in Camarillo 93012

The dot is this home. The mark in the middle is the typical home in Camarillo 93012.

Estimated value$1,696,762
CheaperTypical $872,384Pricier

Pricier than 89% of homes nearby

Price per ft²$513
CheaperTypical $507Pricier

Pricier than 53% of homes nearby

Living area3,308 ft²
SmallerTypical 1,707 ft²Bigger

Bigger than 90% of homes nearby

Lot size2.38 ac
SmallerTypical 0.14 acBigger

Bigger than 94% of homes nearby

Year built1972
OlderTypical 1987Newer

Newer than 3% of homes nearby

How 10828 Santa Rosa Rd ranks against every home in each area.
MeasureThis homeCamarillo 93012Ventura County
Estimated valuepricier than$1,696,76289% of homes93% of homes
Price per ft²pricier than$51353% of homes53% of homes
Living areabigger than3,308 ft²90% of homes94% of homes
Lot sizebigger than2.38 ac94% of homes98% of homes
Year builtnewer than19723% of homes41% of homes

About 10828 Santa Rosa Rd

How much is 10828 Santa Rosa Rd, Santa Rosa Valley, CA worth?

The TopHap Estimate for 10828 Santa Rosa Rd, Santa Rosa Valley, CA is $1,696,762 as of Jul 14, 2026. The likely range is $1,478,374 to $1,915,150. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 10828 Santa Rosa Rd, Santa Rosa Valley, CA last sell?

10828 Santa Rosa Rd, Santa Rosa Valley, CA last sold on Dec 20, 1996 for $280,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 10828 Santa Rosa Rd, Santa Rosa Valley, CA?

10828 Santa Rosa Rd, Santa Rosa Valley, CA has 3 bedrooms, 3 bathrooms and 3,308 square feet of living space.

When was 10828 Santa Rosa Rd, Santa Rosa Valley, CA built?

10828 Santa Rosa Rd, Santa Rosa Valley, CA was built in 1972, making it 54 years old. The building has 1 story.

What schools serve 10828 Santa Rosa Rd, Santa Rosa Valley, CA?

10828 Santa Rosa Rd, Santa Rosa Valley, CA is assigned to Santa Rosa Technology Magnet School (elementary), rated A-; Adolfo Camarillo High School (high), rated A-. All sit in Oxnard Union High School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 10828 Santa Rosa Rd, Santa Rosa Valley, CA compare to other homes in Camarillo 93012?

Among the 13,171 homes in Camarillo 93012, it is worth more than 89% of them ($1,696,762 against a typical $872,384), its price per square foot is higher than 53% of them ($513 against a typical $507), it is bigger than 90% of them (3,308 ft² against a typical 1,707 ft²), its lot is bigger than 94% of them (2.38 ac against a typical 0.14 ac) and it is newer than 3% of them (1972 against a typical 1987). Measured against all of Ventura County, it is worth more than 93% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 10828 Santa Rosa Rd, Santa Rosa Valley, CA?

The 2025 property tax bill for 10828 Santa Rosa Rd, Santa Rosa Valley, CA was $7,655. The county assessed it at $705,893.

More homes on Santa Rosa Rd

Closest homes

More homes in Santa Rosa Valley 93012

Assigned schools

Explore the area

See this home in context

Open 10828 Santa Rosa Rd on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map