Skip to content
Skip to content
TopHapOpen in map
Single Family ResidentialResidential
$670,000$515 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 79How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

1086 CARTERS RIDGE RD

SPRUCE PINE, NC 28777
2
Beds
1
Baths
1,300 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.6 ac
Lot SizeThe size of the land the home sits on, from county records.
1958
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$670K
$529K low$811K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,488 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$232,500 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$23,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$209,500
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$232,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$232,500

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
CountyMITCHELL
Lot (acres)The size of the land the home sits on, from county records.0.60
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
HeatingThe type of heating system in the home.Space
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Greenlee Primary School
Elementary · Grades PK–2 · 0.5 mi
H
Mayland Early CollegeA
High · Grades 9–12 · 3.6 mi

District: Mitchell County Schools

Neighborhood · ZIP 28777These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.110
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.107

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.80%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.8,757
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.129 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$58,047
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$77,203
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.53 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1086 Carters Ridge Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 97% of homes in Spruce Pine 28777
  • Among the highest price per square foot in Spruce Pine 28777
  • Has a smaller lot than 78% of homes in Mitchell County
  • Older than 72% of homes in Spruce Pine 28777

What homes are worth in Spruce Pine 28777

Each bar is how many homes fall in that price range. The marker is this home.

This home
$42K$719K

This home is worth more than 97% of homes in Spruce Pine 28777.

How it measures up in Spruce Pine 28777

The dot is this home. The mark in the middle is the typical home in Spruce Pine 28777.

Estimated value$670,000
CheaperTypical $221,328Pricier

Pricier than 97% of homes nearby

Price per ft²$515
CheaperTypical $181Pricier

Pricier than almost all homes nearby

Living area1,300 ft²
SmallerTypical 1,332 ft²Bigger

Bigger than 48% of homes nearby

Lot size0.6 ac
SmallerTypical 1 acBigger

Bigger than 29% of homes nearby

Year built1958
OlderTypical 1975Newer

Newer than 28% of homes nearby

How 1086 Carters Ridge Rd ranks against every home in each area.
MeasureThis homeSpruce Pine 28777Mitchell County
Estimated valuepricier than$670,00097% of homes97% of homes
Price per ft²pricier than$515almost all homesalmost all homes
Living areabigger than1,300 ft²48% of homes49% of homes
Lot sizebigger than0.6 ac29% of homes22% of homes
Year builtnewer than195828% of homes32% of homes

About 1086 Carters Ridge Rd

How much is 1086 Carters Ridge Rd, Spruce Pine, NC worth?

The TopHap Estimate for 1086 Carters Ridge Rd, Spruce Pine, NC is $670,000 as of Sep 24, 2026. The likely range is $529,000 to $811,000. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1086 Carters Ridge Rd, Spruce Pine, NC last sell?

1086 Carters Ridge Rd, Spruce Pine, NC last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 1086 Carters Ridge Rd, Spruce Pine, NC?

1086 Carters Ridge Rd, Spruce Pine, NC has 2 bedrooms, 1 bathrooms, 1,300 square feet of living space and a 0.60-acre lot.

When was 1086 Carters Ridge Rd, Spruce Pine, NC built?

1086 Carters Ridge Rd, Spruce Pine, NC was built in 1958, making it 68 years old. The building has 1 story.

What schools serve 1086 Carters Ridge Rd, Spruce Pine, NC?

1086 Carters Ridge Rd, Spruce Pine, NC is assigned to Greenlee Primary School (elementary); Mayland Early College (high), rated A. All sit in Mitchell County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1086 Carters Ridge Rd, Spruce Pine, NC compare to other homes in Spruce Pine 28777?

Among the 4,977 homes in Spruce Pine 28777, it is worth more than 97% of them ($670,000 against a typical $221,328), its price per square foot is higher than almost all of them ($515 against a typical $181), it is bigger than 48% of them (1,300 ft² against a typical 1,332 ft²), its lot is bigger than 29% of them (0.6 ac against a typical 1 ac) and it is newer than 28% of them (1958 against a typical 1975). Measured against all of Mitchell County, it is worth more than 97% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1086 Carters Ridge Rd, Spruce Pine, NC?

The 2026 property tax bill for 1086 Carters Ridge Rd, Spruce Pine, NC was $1,488. The county assessed it at $232,500.

More homes on Carters Ridge Rd

Closest homes

More homes in Spruce Pine 28777

Assigned schools

Explore the area

See this home in context

Open 1086 Carters Ridge Rd on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map