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Rural ResidenceResidential
$541,952$306 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

1087 N ROCK CREEK RD

WACO, TX 76708
2
Baths
1,769 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
12 ac
Lot SizeThe size of the land the home sits on, from county records.
1980
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
4
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$542K
$482K low$602K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$346,952
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$277,562
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.36%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$120,000
CAPITAL FARM CREDIT ACA · recorded Jan 18, 2018
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$75,000
FIRST CENTRAL CU

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$24 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$399,911 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$372,714
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$447,120

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
CountyMcLennan
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1988
Lot (acres)The size of the land the home sits on, from county records.12.00
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Mixed
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 192 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
China Spring Elementary SchoolA-
Elementary · Grades PK–3 · 1.9 mi
M
China Spring Middle SchoolA-
Middle · Grades 7–8 · 2.0 mi
H
China Spring High SchoolA-
High · Grades 9–12 · 2.1 mi

District: China Spring Independent School District

Neighborhood · ZIP 76708These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.80
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.139
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.20

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.28,316
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.557 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$65,793
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$77,219
Average tempThe average temperature here across a full year.66°F
Annual precipHow much rain and melted snow falls here in a typical year.35 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1087 N Rock Creek Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 94% of homes in Waco 76708
  • Among the highest price per square foot in Waco 76708
  • Bigger than 65% of homes in Waco 76708
  • Among the largest lots in Waco 76708

What homes are worth in Waco 76708

Each bar is how many homes fall in that price range. The marker is this home.

This home
$107K$776K

This home is worth more than 94% of homes in Waco 76708.

How it measures up in Waco 76708

The dot is this home. The mark in the middle is the typical home in Waco 76708.

Estimated value$541,952
CheaperTypical $239,900Pricier

Pricier than 94% of homes nearby

Price per ft²$306
CheaperTypical $157Pricier

Pricier than almost all homes nearby

Living area1,769 ft²
SmallerTypical 1,541 ft²Bigger

Bigger than 65% of homes nearby

Lot size12 ac
SmallerTypical 0.21 acBigger

Bigger than almost all homes nearby

Year built1980
OlderTypical 1964Newer

Newer than 57% of homes nearby

How 1087 N Rock Creek Rd ranks against every home in each area.
MeasureThis homeWaco 76708McLennan County
Estimated valuepricier than$541,95294% of homes89% of homes
Price per ft²pricier than$306almost all homes96% of homes
Living areabigger than1,769 ft²65% of homes58% of homes
Lot sizebigger than12 acalmost all homes97% of homes
Year builtnewer than198057% of homes50% of homes

About 1087 N Rock Creek Rd

How much is 1087 N Rock Creek Rd, Waco, TX worth?

The TopHap Estimate for 1087 N Rock Creek Rd, Waco, TX is $541,952 as of Jul 14, 2026. The likely range is $481,965 to $601,939. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 1087 N Rock Creek Rd, Waco, TX?

1087 N Rock Creek Rd, Waco, TX has 2 bathrooms, 1,769 square feet of living space and a 12.00-acre lot.

When was 1087 N Rock Creek Rd, Waco, TX built?

1087 N Rock Creek Rd, Waco, TX was built in 1980, making it 46 years old. The building has 1 story.

What schools serve 1087 N Rock Creek Rd, Waco, TX?

1087 N Rock Creek Rd, Waco, TX is assigned to China Spring Elementary School (elementary), rated A-; China Spring Middle School (middle), rated A-; China Spring High School (high), rated A-. All sit in China Spring Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1087 N Rock Creek Rd, Waco, TX compare to other homes in Waco 76708?

Among the 9,845 homes in Waco 76708, it is worth more than 94% of them ($541,952 against a typical $239,900), its price per square foot is higher than almost all of them ($306 against a typical $157), it is bigger than 65% of them (1,769 ft² against a typical 1,541 ft²), its lot is bigger than almost all of them (12 ac against a typical 0.21 ac) and it is newer than 57% of them (1980 against a typical 1964). Measured against all of McLennan County, it is worth more than 89% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1087 N Rock Creek Rd, Waco, TX?

The 2024 property tax bill for 1087 N Rock Creek Rd, Waco, TX was $24. The county assessed it at $399,911.

Closest homes

More homes in Waco 76708

Assigned schools

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