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Single Family ResidenceResidential
$551,055$300 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $379,900 on Aug 13, 2018

1089 RIDGE DR

PALM HARBOR, FL 34683
2
Baths
1,836 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.22 ac
Lot SizeThe size of the land the home sits on, from county records.
1983
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$551K
$523K low$580K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$379,900 · Aug 13, 2018
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$179,642
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$143,714
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.72%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$371,413
QUICKEN LOANS LLC · recorded Jun 2, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,545 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$343,670 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$333,984
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$486,850

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyPinellas
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2002
Lot (acres)The size of the land the home sits on, from county records.0.22
ConstructionThe main material the home's frame and walls are built from.Concrete Blocks
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Footing
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 100 ft²Patio · 100 ft²Porch · 541 ft²Outdoor kitchen

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Palm Harbor University HighA-
High · Grades 9–12 · 0.5 mi
E
Ozona ElementaryA+
Elementary · Grades PK–5 · 1.5 mi
M
Palm Harbor Middle SchoolC+
Middle · Grades 6–8 · 1.9 mi

District: Pinellas County School District

Neighborhood · ZIP 34683These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.65
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.69
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.15

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.28%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.33,726
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,585 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$85,752
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$103,401
Average tempThe average temperature here across a full year.72°F
Annual precipHow much rain and melted snow falls here in a typical year.52 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.66%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1089 Ridge Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 75% of homes in Pinellas County
  • Costs more per square foot than 70% of homes in Palm Harbor 34683
  • Bigger than 77% of homes in Pinellas County
  • Has a bigger lot than 66% of homes in Pinellas County
  • Newer than 72% of homes in Pinellas County

What homes are worth in Palm Harbor 34683

Each bar is how many homes fall in that price range. The marker is this home.

This home
$153K$1.8M

This home is worth more than 60% of homes in Palm Harbor 34683.

How it measures up in Palm Harbor 34683

The dot is this home. The mark in the middle is the typical home in Palm Harbor 34683.

Estimated value$551,055
CheaperTypical $498,091Pricier

Pricier than 60% of homes nearby

Price per ft²$300
CheaperTypical $277Pricier

Pricier than 70% of homes nearby

Living area1,836 ft²
SmallerTypical 1,696 ft²Bigger

Bigger than 57% of homes nearby

Lot size0.22 ac
SmallerTypical 0.23 acBigger

Bigger than 46% of homes nearby

Year built1983
OlderTypical 1985Newer

Newer than 43% of homes nearby

How 1089 Ridge Dr ranks against every home in each area.
MeasureThis homePalm Harbor 34683Pinellas County
Estimated valuepricier than$551,05560% of homes75% of homes
Price per ft²pricier than$30070% of homes65% of homes
Living areabigger than1,836 ft²57% of homes77% of homes
Lot sizebigger than0.22 ac46% of homes66% of homes
Year builtnewer than198343% of homes72% of homes

About 1089 Ridge Dr

How much is 1089 Ridge Dr, Palm Harbor, FL worth?

The TopHap Estimate for 1089 Ridge Dr, Palm Harbor, FL is $551,055 as of Jul 14, 2026. The likely range is $522,562 to $579,548. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1089 Ridge Dr, Palm Harbor, FL last sell?

1089 Ridge Dr, Palm Harbor, FL last sold on Aug 13, 2018 for $379,900, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 1089 Ridge Dr, Palm Harbor, FL?

1089 Ridge Dr, Palm Harbor, FL has 2 bathrooms, 1,836 square feet of living space and a 0.22-acre lot.

When was 1089 Ridge Dr, Palm Harbor, FL built?

1089 Ridge Dr, Palm Harbor, FL was built in 1983, making it 43 years old. The building has 1 story.

What schools serve 1089 Ridge Dr, Palm Harbor, FL?

1089 Ridge Dr, Palm Harbor, FL is assigned to Palm Harbor University High (high), rated A-; Ozona Elementary (elementary), rated A+; Palm Harbor Middle School (middle), rated C+. All sit in Pinellas County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1089 Ridge Dr, Palm Harbor, FL compare to other homes in Palm Harbor 34683?

Among the 13,755 homes in Palm Harbor 34683, it is worth more than 60% of them ($551,055 against a typical $498,091), its price per square foot is higher than 70% of them ($300 against a typical $277), it is bigger than 57% of them (1,836 ft² against a typical 1,696 ft²), its lot is bigger than 46% of them (0.22 ac against a typical 0.23 ac) and it is newer than 43% of them (1983 against a typical 1985). Measured against all of Pinellas County, it is worth more than 75% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1089 Ridge Dr, Palm Harbor, FL?

The 2025 property tax bill for 1089 Ridge Dr, Palm Harbor, FL was $5,545. The county assessed it at $343,670.

Closest homes

More homes in Palm Harbor 34683

Assigned schools

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