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Single Family ResidenceResidential
$285,152$255 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jun 23, 2026

109 E FLAT ROCK DR

WESTFIELD, IN 46074
3
Beds
2
Baths
1,120 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.15 ac
Lot SizeThe size of the land the home sits on, from county records.
2001
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$285K
$265K low$305K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$198,152
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$158,522
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.31%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$87,000
TUCKER MORTGAGE LLC · recorded May 19, 2014

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,906 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$238,500 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$70,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$168,500
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$218,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$238,500

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyHamilton
Lot (acres)The size of the land the home sits on, from county records.0.15
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Westfield Middle SchoolA
Middle · Grades 7–8 · 1.5 mi
H
Westfield High SchoolA+
High · Grades 9–12 · 1.7 mi
E
Monon Trail Elementary SchoolB
Elementary · Grades KG–4 · 2.2 mi

District: Westfield-Washington Schools

Neighborhood · ZIP 46074These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.68
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.104
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.33

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.38%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.43,797
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,200 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$127,394
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$157,343
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.40 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

109 E Flat Rock Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 96% of homes in Westfield 46074
  • Costs more per square foot than 92% of homes in Hamilton County
  • Among the smallest homes in Westfield 46074
  • Has a smaller lot than 83% of homes in Hamilton County
  • Older than 80% of homes in Westfield 46074

What homes are worth in Westfield 46074

Each bar is how many homes fall in that price range. The marker is this home.

This home
$264K$1.5M

This home is worth more than 4% of homes in Westfield 46074.

How it measures up in Westfield 46074

The dot is this home. The mark in the middle is the typical home in Westfield 46074.

Estimated value$285,152
CheaperTypical $501,335Pricier

Pricier than 4% of homes nearby

Price per ft²$255
CheaperTypical $191Pricier

Pricier than 90% of homes nearby

Living area1,120 ft²
SmallerTypical 2,694 ft²Bigger

Smaller than almost all homes nearby

Lot size0.15 ac
SmallerTypical 0.23 acBigger

Bigger than 21% of homes nearby

Year built2001
OlderTypical 2015Newer

Newer than 20% of homes nearby

How 109 E Flat Rock Dr ranks against every home in each area.
MeasureThis homeWestfield 46074Hamilton County
Estimated valuepricier than$285,1524% of homes10% of homes
Price per ft²pricier than$25590% of homes92% of homes
Living areabigger than1,120 ft²almost no homes2% of homes
Lot sizebigger than0.15 ac21% of homes17% of homes
Year builtnewer than200120% of homes52% of homes

About 109 E Flat Rock Dr

How much is 109 E Flat Rock Dr, Westfield, IN worth?

The TopHap Estimate for 109 E Flat Rock Dr, Westfield, IN is $285,152 as of Jun 23, 2026. The likely range is $265,191 to $305,112. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 109 E Flat Rock Dr, Westfield, IN last sell?

109 E Flat Rock Dr, Westfield, IN last sold on May 19, 2014, according to the county's recorded deed.

How big is 109 E Flat Rock Dr, Westfield, IN?

109 E Flat Rock Dr, Westfield, IN has 3 bedrooms, 2 bathrooms, 1,120 square feet of living space and a 0.15-acre lot.

When was 109 E Flat Rock Dr, Westfield, IN built?

109 E Flat Rock Dr, Westfield, IN was built in 2001, making it 25 years old. The building has 1 story.

What schools serve 109 E Flat Rock Dr, Westfield, IN?

109 E Flat Rock Dr, Westfield, IN is assigned to Westfield Middle School (middle), rated A; Westfield High School (high), rated A+; Monon Trail Elementary School (elementary), rated B. All sit in Westfield-Washington Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 109 E Flat Rock Dr, Westfield, IN compare to other homes in Westfield 46074?

Among the 20,101 homes in Westfield 46074, it is worth more than 4% of them ($285,152 against a typical $501,335), its price per square foot is higher than 90% of them ($255 against a typical $191), it is bigger than almost none of them (1,120 ft² against a typical 2,694 ft²), its lot is bigger than 21% of them (0.15 ac against a typical 0.23 ac) and it is newer than 20% of them (2001 against a typical 2015). Measured against all of Hamilton County, it is worth more than 10% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 109 E Flat Rock Dr, Westfield, IN?

The 2024 property tax bill for 109 E Flat Rock Dr, Westfield, IN was $4,906. The county assessed it at $238,500.

Closest homes

More homes in Westfield 46074

Assigned schools

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