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Single Family ResidenceResidential
$249,678$118 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 64How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

109 E ROSE ST

ELK POINT, SD 57025
3
Beds
0
Baths
2,122 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.34 ac
Lot SizeThe size of the land the home sits on, from county records.
1979
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$250K
$161K low$339K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$51,678
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$41,342
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.75%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$163,000
SIOUXLAND FCU · 5.5% 1 · recorded Aug 4, 2008
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$35,000
SIOUXLAND FCU

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,437 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$324,365 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$23,600
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$300,765
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$324,365

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.20
44
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
37
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
19
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.10 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyUnion
Lot (acres)The size of the land the home sits on, from county records.0.34
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Elk Point-Jefferson High School - 01A
High · Grades 9–12 · 0.5 mi
M
Elk Point-Jefferson Middle School - 03C+
Middle · Grades 6–8 · 0.5 mi
E
Elk Point-Jefferson Elementary - 02C+
Elementary · Grades KG–5 · 0.6 mi

District: Elk Point-Jefferson School District 61-7

Neighborhood · ZIP 57025These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.142
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.95
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.22

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.3,422
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.25 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$86,292
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$106,110
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.27 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

Ownership

Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

109 E Rose St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 68% of homes in Union County
  • Costs less per square foot than 90% of homes in Union County
  • Bigger than 89% of homes in Elk Point 57025
  • Has a bigger lot than 67% of homes in Elk Point 57025

What homes are worth in Elk Point 57025

Each bar is how many homes fall in that price range. The marker is this home.

This home
$100K$519K

This home is worth more than 45% of homes in Elk Point 57025.

How it measures up in Elk Point 57025

The dot is this home. The mark in the middle is the typical home in Elk Point 57025.

Estimated value$249,678
CheaperTypical $265,664Pricier

Pricier than 45% of homes nearby

Price per ft²$118
CheaperTypical $186Pricier

Pricier than 14% of homes nearby

Living area2,122 ft²
SmallerTypical 1,372 ft²Bigger

Bigger than 89% of homes nearby

Lot size0.34 ac
SmallerTypical 0.29 acBigger

Bigger than 67% of homes nearby

Year built1979
OlderTypical 1976Newer

Newer than 55% of homes nearby

How 109 E Rose St ranks against every home in each area.
MeasureThis homeElk Point 57025Union County
Estimated valuepricier than$249,67845% of homes32% of homes
Price per ft²pricier than$11814% of homes10% of homes
Living areabigger than2,122 ft²89% of homes79% of homes
Lot sizebigger than0.34 ac67% of homes64% of homes
Year builtnewer than197955% of homes43% of homes

About 109 E Rose St

How much is 109 E Rose St, Elk Point, SD worth?

The TopHap Estimate for 109 E Rose St, Elk Point, SD is $249,678 as of Jul 14, 2026. The likely range is $160,644 to $338,712. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 109 E Rose St, Elk Point, SD?

109 E Rose St, Elk Point, SD has 3 bedrooms, 2,122 square feet of living space and a 0.34-acre lot.

When was 109 E Rose St, Elk Point, SD built?

109 E Rose St, Elk Point, SD was built in 1979, making it 47 years old. The building has 1 story.

What schools serve 109 E Rose St, Elk Point, SD?

109 E Rose St, Elk Point, SD is assigned to Elk Point-Jefferson High School - 01 (high), rated A; Elk Point-Jefferson Middle School - 03 (middle), rated C+; Elk Point-Jefferson Elementary - 02 (elementary), rated C+. All sit in Elk Point-Jefferson School District 61-7. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 109 E Rose St, Elk Point, SD compare to other homes in Elk Point 57025?

Among the 914 homes in Elk Point 57025, it is worth more than 45% of them ($249,678 against a typical $265,664), its price per square foot is higher than 14% of them ($118 against a typical $186), it is bigger than 89% of them (2,122 ft² against a typical 1,372 ft²), its lot is bigger than 67% of them (0.34 ac against a typical 0.29 ac) and it is newer than 55% of them (1979 against a typical 1976). Measured against all of Union County, it is worth more than 32% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 109 E Rose St, Elk Point, SD?

The 2025 property tax bill for 109 E Rose St, Elk Point, SD was $5,437. The county assessed it at $324,365.

Closest homes

More homes in Elk Point 57025

Assigned schools

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