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Single Family ResidenceResidential
$80,958$77 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 85How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

109 E RUDDLE ST

COALDALE, PA 18218
3
Beds
1
Baths
1,050 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.11 ac
Lot SizeThe size of the land the home sits on, from county records.
1880
Year BuiltThe year the home was originally built, according to county records.
3
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$81K
$69K low$93K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$60,579
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$48,463
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.32%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$20,379
WACHOVIA BANK NA · recorded Oct 4, 2007

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,902 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$79,200 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$11,200
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$68,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$12,320
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$79,200

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.40
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
4
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
65
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
96
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
38
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.16 in
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySchuylkill
Lot (acres)The size of the land the home sits on, from county records.0.11
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
HeatingThe type of heating system in the home.Hot Water
CoolingThe type of cooling or air conditioning in the home.None
PoolWhether the property has a pool, and what kind, such as in-ground.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 144 ft²Shed · 144 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Panther Valley High School
High · Grades 9–12 · 2.9 mi
M
Panther Valley Middle School
Middle · Grades 6–8 · 2.9 mi
E
Panther Valley Elementary SchoolF
Elementary · Grades KG–5 · 5.7 mi

District: Panther Valley School District

Neighborhood · ZIP 18218These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.131
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.148
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.61

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.85%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.7.9%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.2,206
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,292 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$57,002
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$65,496
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.53 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.53%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

109 E Ruddle St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 77% of homes in Schuylkill County
  • Smaller than 88% of homes in Schuylkill County
  • Has a bigger lot than 77% of homes in Coaldale 18218
  • Older than 95% of homes in Coaldale 18218

What homes are worth in Coaldale 18218

Each bar is how many homes fall in that price range. The marker is this home.

This home
$46K$237K

This home is worth more than 26% of homes in Coaldale 18218.

How it measures up in Coaldale 18218

The dot is this home. The mark in the middle is the typical home in Coaldale 18218.

Estimated value$80,958
CheaperTypical $101,997Pricier

Pricier than 26% of homes nearby

Price per ft²$77
CheaperTypical $73Pricier

Pricier than 60% of homes nearby

Living area1,050 ft²
SmallerTypical 1,402 ft²Bigger

Bigger than 14% of homes nearby

Lot size0.11 ac
SmallerTypical 3,485 ft²Bigger

Bigger than 77% of homes nearby

Year built1880
OlderTypical 1920Newer

Newer than 5% of homes nearby

How 109 E Ruddle St ranks against every home in each area.
MeasureThis homeCoaldale 18218Schuylkill County
Estimated valuepricier than$80,95826% of homes23% of homes
Price per ft²pricier than$7760% of homes38% of homes
Living areabigger than1,050 ft²14% of homes12% of homes
Lot sizebigger than0.11 ac77% of homes42% of homes
Year builtnewer than18805% of homes6% of homes

About 109 E Ruddle St

How much is 109 E Ruddle St, Coaldale, PA worth?

The TopHap Estimate for 109 E Ruddle St, Coaldale, PA is $80,958 as of Jul 14, 2026. The likely range is $68,752 to $93,164. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 109 E Ruddle St, Coaldale, PA last sell?

109 E Ruddle St, Coaldale, PA last sold on Feb 8, 1997, according to the county's recorded deed.

How big is 109 E Ruddle St, Coaldale, PA?

109 E Ruddle St, Coaldale, PA has 3 bedrooms, 1 bathrooms, 1,050 square feet of living space and a 0.11-acre lot.

When was 109 E Ruddle St, Coaldale, PA built?

109 E Ruddle St, Coaldale, PA was built in 1880, making it 146 years old. The building has 3 stories.

What schools serve 109 E Ruddle St, Coaldale, PA?

109 E Ruddle St, Coaldale, PA is assigned to Panther Valley High School (high); Panther Valley Middle School (middle); Panther Valley Elementary School (elementary), rated F. All sit in Panther Valley School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 109 E Ruddle St, Coaldale, PA compare to other homes in Coaldale 18218?

Among the 1,053 homes in Coaldale 18218, it is worth more than 26% of them ($80,958 against a typical $101,997), its price per square foot is higher than 60% of them ($77 against a typical $73), it is bigger than 14% of them (1,050 ft² against a typical 1,402 ft²), its lot is bigger than 77% of them (0.11 ac against a typical 3,485 ft²) and it is newer than 5% of them (1880 against a typical 1920). Measured against all of Schuylkill County, it is worth more than 23% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 109 E Ruddle St, Coaldale, PA?

The 2026 property tax bill for 109 E Ruddle St, Coaldale, PA was $5,902. The county assessed it at $79,200.

Closest homes

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Assigned schools

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