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Single Family ResidenceResidential
$659,925$243 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $674,900 on Jan 7, 2026

109 HIGHLAND RIDGE DR

MADISON, AL 35757
3 / 1
Baths
2,717 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2003
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
4
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$660K
$625K low$695K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$674,900 · Jan 7, 2026
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$18,770
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$15,016
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.97%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$641,155
NEIGHBORHOOD LOANS · recorded Jan 7, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,462 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$69,500 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$8,800
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$60,700
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$69,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$694,900

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMadison
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Retaining Wall
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Sparkman High SchoolB
High · Grades 10–12 · 0.9 mi
E
Legacy Elementary SchoolA-
Elementary · Grades KG–5 · 2.3 mi
M
Monrovia Middle SchoolA+
Middle · Grades 6–8 · 2.4 mi

District: Madison County School District

Neighborhood · ZIP 35757These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.44
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.115
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.58

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.29%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.18,768
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,460 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$105,776
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$126,984
Average tempThe average temperature here across a full year.59°F
Annual precipHow much rain and melted snow falls here in a typical year.58 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

109 Highland Ridge Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 97% of homes in Madison 35757
  • Costs more per square foot than 81% of homes in Madison 35757
  • Bigger than 91% of homes in Madison County
  • Newer than 65% of homes in Madison County

What homes are worth in Madison 35757

Each bar is how many homes fall in that price range. The marker is this home.

This home
$182K$683K

This home is worth more than 97% of homes in Madison 35757.

How it measures up in Madison 35757

The dot is this home. The mark in the middle is the typical home in Madison 35757.

Estimated value$659,925
CheaperTypical $346,017Pricier

Pricier than 97% of homes nearby

Price per ft²$243
CheaperTypical $185Pricier

Pricier than 81% of homes nearby

Living area2,717 ft²
SmallerTypical 1,912 ft²Bigger

Bigger than 88% of homes nearby

Year built2003
OlderTypical 2007Newer

Newer than 40% of homes nearby

How 109 Highland Ridge Dr ranks against every home in each area.
MeasureThis homeMadison 35757Madison County
Estimated valuepricier than$659,92597% of homes93% of homes
Price per ft²pricier than$24381% of homes78% of homes
Living areabigger than2,717 ft²88% of homes91% of homes
Year builtnewer than200340% of homes65% of homes

About 109 Highland Ridge Dr

How much is 109 Highland Ridge Dr, Madison, AL worth?

The TopHap Estimate for 109 Highland Ridge Dr, Madison, AL is $659,925 as of Jul 14, 2026. The likely range is $624,623 to $695,227. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 109 Highland Ridge Dr, Madison, AL last sell?

109 Highland Ridge Dr, Madison, AL last sold on Jan 7, 2026 for $674,900, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 109 Highland Ridge Dr, Madison, AL?

109 Highland Ridge Dr, Madison, AL has 3 bathrooms and 2,717 square feet of living space.

When was 109 Highland Ridge Dr, Madison, AL built?

109 Highland Ridge Dr, Madison, AL was built in 2003, making it 23 years old. The building has 1 story.

What schools serve 109 Highland Ridge Dr, Madison, AL?

109 Highland Ridge Dr, Madison, AL is assigned to Sparkman High School (high), rated B; Legacy Elementary School (elementary), rated A-; Monrovia Middle School (middle), rated A+. All sit in Madison County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 109 Highland Ridge Dr, Madison, AL compare to other homes in Madison 35757?

Among the 7,432 homes in Madison 35757, it is worth more than 97% of them ($659,925 against a typical $346,017), its price per square foot is higher than 81% of them ($243 against a typical $185), it is bigger than 88% of them (2,717 ft² against a typical 1,912 ft²) and it is newer than 40% of them (2003 against a typical 2007). Measured against all of Madison County, it is worth more than 93% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 109 Highland Ridge Dr, Madison, AL?

The 2025 property tax bill for 109 Highland Ridge Dr, Madison, AL was $2,462. The county assessed it at $69,500.

Closest homes

More homes in Madison 35757

Assigned schools

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