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Single Family ResidenceResidential
$551,489$327 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $550,000 on Jan 16, 2024

109 HOWE ST

FRAMINGHAM, MA 01702
3
Beds
1.5
Baths
1,689 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.39 ac
Lot SizeThe size of the land the home sits on, from county records.
1961
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$551K
$499K low$604K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$550,000 · Jan 16, 2024
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$251,489
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$201,191
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.53%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$300,000
NATIONS DIRECT MORTGAGE LLC · P · recorded Jan 16, 2024

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,119 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$512,500 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$225,300
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$287,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$469,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$568,195

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.10 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Cape Cod
CountyMIDDLESEX
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1966
Lot (acres)The size of the land the home sits on, from county records.0.39
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Hot Water
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Basement
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Miriam F Mccarthy SchoolC
Elementary · Grades PK–5 · 0.8 mi
M
Fuller Middle SchoolC+
Middle · Grades 6–8 · 0.9 mi
H
Framingham High SchoolC+
High · Grades 9–12 · 2.1 mi

District: Framingham School District

Neighborhood · ZIP 01702These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.137
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.101
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.65

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.24%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.38,671
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.4,396 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$80,325
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$109,091
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

109 Howe St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 81% of homes in Middlesex County
  • Costs less per square foot than 87% of homes in Middlesex County

What homes are worth in Framingham 01702

Each bar is how many homes fall in that price range. The marker is this home.

This home
$144K$1.2M

This home is worth more than 54% of homes in Framingham 01702.

How it measures up in Framingham 01702

The dot is this home. The mark in the middle is the typical home in Framingham 01702.

Estimated value$551,489
CheaperTypical $534,286Pricier

Pricier than 54% of homes nearby

Price per ft²$327
CheaperTypical $369Pricier

Pricier than 21% of homes nearby

Living area1,689 ft²
SmallerTypical 1,475 ft²Bigger

Bigger than 59% of homes nearby

Lot size0.39 ac
SmallerTypical 0.29 acBigger

Bigger than 58% of homes nearby

Year built1961
OlderTypical 1957Newer

Newer than 56% of homes nearby

How 109 Howe St ranks against every home in each area.
MeasureThis homeFramingham 01702Middlesex County
Estimated valuepricier than$551,48954% of homes19% of homes
Price per ft²pricier than$32721% of homes13% of homes
Living areabigger than1,689 ft²59% of homes43% of homes
Lot sizebigger than0.39 ac58% of homes57% of homes
Year builtnewer than196156% of homes55% of homes

About 109 Howe St

How much is 109 Howe St, Framingham, MA worth?

The TopHap Estimate for 109 Howe St, Framingham, MA is $551,489 as of Jul 14, 2026. The likely range is $499,354 to $603,624. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 109 Howe St, Framingham, MA last sell?

109 Howe St, Framingham, MA last sold on Jan 16, 2024 for $550,000, according to the county's recorded deed.

How big is 109 Howe St, Framingham, MA?

109 Howe St, Framingham, MA has 3 bedrooms, 1.5 bathrooms, 1,689 square feet of living space and a 0.39-acre lot.

When was 109 Howe St, Framingham, MA built?

109 Howe St, Framingham, MA was built in 1961, making it 65 years old. It is a cape cod home. The building has 2 stories.

What schools serve 109 Howe St, Framingham, MA?

109 Howe St, Framingham, MA is assigned to Miriam F Mccarthy School (elementary), rated C; Fuller Middle School (middle), rated C+; Framingham High School (high), rated C+. All sit in Framingham School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 109 Howe St, Framingham, MA compare to other homes in Framingham 01702?

Among the 7,370 homes in Framingham 01702, it is worth more than 54% of them ($551,489 against a typical $534,286), its price per square foot is higher than 21% of them ($327 against a typical $369), it is bigger than 59% of them (1,689 ft² against a typical 1,475 ft²), its lot is bigger than 58% of them (0.39 ac against a typical 0.29 ac) and it is newer than 56% of them (1961 against a typical 1957). Measured against all of Middlesex County, it is worth more than 19% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 109 Howe St, Framingham, MA?

The 2025 property tax bill for 109 Howe St, Framingham, MA was $6,119. The county assessed it at $512,500.

Closest homes

More homes in Framingham 01702

Assigned schools

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