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Single Family ResidenceResidential
$384,900$119 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

109 LOCUST CT

SAINT ROBERT, MO 65584
2 / 1
Baths
3,248 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.3 ac
Lot SizeThe size of the land the home sits on, from county records.
2006
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$385K
$367K low$403K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$189,449
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$151,559
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.51%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$195,451
MID AMERICA BANK & TRUST CO · recorded Aug 16, 2010

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,454 (2019)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$45,098 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$8,208
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$36,890
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$40,376
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$237,356

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.7 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyPulaski
Lot (acres)The size of the land the home sits on, from county records.0.30
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 256 ft²Patio · 2 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Waynesville East Elementary SchoolC
Elementary · Grades KG–5 · 3.9 mi
H
Waynesville Sr. High SchoolB-
High · Grades 9–12 · 5.2 mi
M
Waynesville Middle SchoolC-
Middle · Grades 7–8 · 5.4 mi

District: Waynesville R-Vi Schools

Neighborhood · ZIP 65584These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.125
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.109
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.57

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.87%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.10,922
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.300 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$62,671
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$80,592
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

109 Locust Ct measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 95% of homes in Saint Robert 65584
  • Bigger than 87% of homes in Saint Robert 65584
  • Has a smaller lot than 73% of homes in Pulaski County
  • Newer than 77% of homes in Pulaski County

What homes are worth in Saint Robert 65584

Each bar is how many homes fall in that price range. The marker is this home.

This home
$118K$433K

This home is worth more than 95% of homes in Saint Robert 65584.

How it measures up in Saint Robert 65584

The dot is this home. The mark in the middle is the typical home in Saint Robert 65584.

Estimated value$384,900
CheaperTypical $252,982Pricier

Pricier than 95% of homes nearby

Price per ft²$119
CheaperTypical $120Pricier

Pricier than 48% of homes nearby

Living area3,248 ft²
SmallerTypical 2,010 ft²Bigger

Bigger than 87% of homes nearby

Lot size0.3 ac
SmallerTypical 0.4 acBigger

Bigger than 41% of homes nearby

Year built2006
OlderTypical 2003Newer

Newer than 70% of homes nearby

How 109 Locust Ct ranks against every home in each area.
MeasureThis homeSaint Robert 65584Pulaski County
Estimated valuepricier than$384,90095% of homes92% of homes
Price per ft²pricier than$11948% of homes49% of homes
Living areabigger than3,248 ft²87% of homes87% of homes
Lot sizebigger than0.3 ac41% of homes27% of homes
Year builtnewer than200670% of homes77% of homes

About 109 Locust Ct

How much is 109 Locust Ct, Saint Robert, MO worth?

The TopHap Estimate for 109 Locust Ct, Saint Robert, MO is $384,900 as of Jul 14, 2026. The likely range is $367,004 to $402,796. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 109 Locust Ct, Saint Robert, MO last sell?

109 Locust Ct, Saint Robert, MO last sold on Jun 9, 2006, according to the county's recorded deed.

How big is 109 Locust Ct, Saint Robert, MO?

109 Locust Ct, Saint Robert, MO has 2 bathrooms, 3,248 square feet of living space and a 0.30-acre lot.

When was 109 Locust Ct, Saint Robert, MO built?

109 Locust Ct, Saint Robert, MO was built in 2006, making it 20 years old. The building has 1 story.

What schools serve 109 Locust Ct, Saint Robert, MO?

109 Locust Ct, Saint Robert, MO is assigned to Waynesville East Elementary School (elementary), rated C; Waynesville Sr. High School (high), rated B-; Waynesville Middle School (middle), rated C-. All sit in Waynesville R-Vi Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 109 Locust Ct, Saint Robert, MO compare to other homes in Saint Robert 65584?

Among the 3,276 homes in Saint Robert 65584, it is worth more than 95% of them ($384,900 against a typical $252,982), its price per square foot is higher than 48% of them ($119 against a typical $120), it is bigger than 87% of them (3,248 ft² against a typical 2,010 ft²), its lot is bigger than 41% of them (0.3 ac against a typical 0.4 ac) and it is newer than 70% of them (2006 against a typical 2003). Measured against all of Pulaski County, it is worth more than 92% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 109 Locust Ct, Saint Robert, MO?

The 2019 property tax bill for 109 Locust Ct, Saint Robert, MO was $1,454. The county assessed it at $45,098.

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