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Single Family ResidenceResidential
$574,843$318 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $184,000 on May 15, 2000

109 LOY AVE

RIVERDALE, NJ 07457
0
Baths
1,808 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.2 ac
Lot SizeThe size of the land the home sits on, from county records.
1952
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$575K
$546K low$603K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$184,000 · May 15, 2000
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$170,813
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$136,650
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.68%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$284,030
COLUMBIA BANK · recorded Nov 7, 2014
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$120,000
VISIONS FCU

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$7,684 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$456,000 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$222,100
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$233,900
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$420,800
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$456,000

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMORRIS
Lot (acres)The size of the land the home sits on, from county records.0.20
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Riverdale SchoolB
Elementary · Grades PK–8 · 0.3 mi
H
Pompton Lakes High SchoolC+
High · Grades 9–12 · 1.4 mi

District: Pompton Lakes Borough School District

Neighborhood · ZIP 07457These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.122
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.98
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.111

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.29%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.4,349
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,040 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$106,711
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$118,876
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.50 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

109 Loy Ave measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 72% of homes in Morris County
  • Costs less per square foot than 83% of homes in Riverdale 07457
  • Bigger than 77% of homes in Riverdale 07457
  • Has a smaller lot than 70% of homes in Morris County
  • Older than 77% of homes in Riverdale 07457

What homes are worth in Riverdale 07457

Each bar is how many homes fall in that price range. The marker is this home.

This home
$339K$1.2M

This home is worth more than 67% of homes in Riverdale 07457.

How it measures up in Riverdale 07457

The dot is this home. The mark in the middle is the typical home in Riverdale 07457.

Estimated value$574,843
CheaperTypical $517,151Pricier

Pricier than 67% of homes nearby

Price per ft²$318
CheaperTypical $384Pricier

Pricier than 17% of homes nearby

Living area1,808 ft²
SmallerTypical 1,320 ft²Bigger

Bigger than 77% of homes nearby

Lot size0.2 ac
SmallerTypical 0.13 acBigger

Bigger than 67% of homes nearby

Year built1952
OlderTypical 2000Newer

Newer than 23% of homes nearby

How 109 Loy Ave ranks against every home in each area.
MeasureThis homeRiverdale 07457Morris County
Estimated valuepricier than$574,84367% of homes28% of homes
Price per ft²pricier than$31817% of homes28% of homes
Living areabigger than1,808 ft²77% of homes41% of homes
Lot sizebigger than0.2 ac67% of homes30% of homes
Year builtnewer than195223% of homes27% of homes

About 109 Loy Ave

How much is 109 Loy Ave, Riverdale, NJ worth?

The TopHap Estimate for 109 Loy Ave, Riverdale, NJ is $574,843 as of Jul 14, 2026. The likely range is $546,255 to $603,431. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 109 Loy Ave, Riverdale, NJ last sell?

109 Loy Ave, Riverdale, NJ last sold on May 15, 2000 for $184,000, according to the county's recorded deed.

How big is 109 Loy Ave, Riverdale, NJ?

109 Loy Ave, Riverdale, NJ has 1,808 square feet of living space and a 0.20-acre lot.

When was 109 Loy Ave, Riverdale, NJ built?

109 Loy Ave, Riverdale, NJ was built in 1952, making it 74 years old. The building has 1 story.

What schools serve 109 Loy Ave, Riverdale, NJ?

109 Loy Ave, Riverdale, NJ is assigned to Riverdale School (elementary), rated B; Pompton Lakes High School (high), rated C+. All sit in Pompton Lakes Borough School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 109 Loy Ave, Riverdale, NJ compare to other homes in Riverdale 07457?

Among the 1,662 homes in Riverdale 07457, it is worth more than 67% of them ($574,843 against a typical $517,151), its price per square foot is higher than 17% of them ($318 against a typical $384), it is bigger than 77% of them (1,808 ft² against a typical 1,320 ft²), its lot is bigger than 67% of them (0.2 ac against a typical 0.13 ac) and it is newer than 23% of them (1952 against a typical 2000). Measured against all of Morris County, it is worth more than 28% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 109 Loy Ave, Riverdale, NJ?

The 2024 property tax bill for 109 Loy Ave, Riverdale, NJ was $7,684. The county assessed it at $456,000.

Closest homes

More homes in Riverdale 07457

Assigned schools

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