Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$109,036$108 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 75How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

109 MAIN ST W

ROCKWELL, IA 50469
3
Beds
2 / 2
Baths
1,008 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.13 ac
Lot SizeThe size of the land the home sits on, from county records.
1928
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$109K
$82K low$136K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$67,184
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$53,747
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.44%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$41,852
FIRST SECURITY BANK & TRUST CO · R · recorded Dec 14, 2010

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$832 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$64,370 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$7,700
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$56,670
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$58,510
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$64,370

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.31
25
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
8
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
64
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
57
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
5
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.6 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Contemporary
CountyCERRO GORDO
Lot (acres)The size of the land the home sits on, from county records.0.13
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 171 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
West Fork Middle SchoolA-
Middle · Grades 6–8 · 0.1 mi
E
West Fork Elementary at RockwellC
Elementary · Grades PK–5 · 0.1 mi
H
West Fork High SchoolB
High · Grades 9–12 · 6.2 mi

District: West Fork Community School District

Neighborhood · ZIP 50469These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.93
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.17

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.83%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.1,907
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.22 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$72,453
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$87,992
Average tempThe average temperature here across a full year.46°F
Annual precipHow much rain and melted snow falls here in a typical year.34 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

109 Main St W measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 88% of homes in Rockwell 50469
  • Costs less per square foot than 76% of homes in Cerro Gordo County
  • Smaller than 90% of homes in Rockwell 50469
  • Among the smallest lots in Rockwell 50469
  • Older than 72% of homes in Cerro Gordo County

What homes are worth in Rockwell 50469

Each bar is how many homes fall in that price range. The marker is this home.

This home
$60K$673K

This home is worth more than 12% of homes in Rockwell 50469.

How it measures up in Rockwell 50469

The dot is this home. The mark in the middle is the typical home in Rockwell 50469.

Estimated value$109,036
CheaperTypical $207,870Pricier

Pricier than 12% of homes nearby

Price per ft²$108
CheaperTypical $137Pricier

Pricier than 29% of homes nearby

Living area1,008 ft²
SmallerTypical 1,480 ft²Bigger

Bigger than 10% of homes nearby

Lot size0.13 ac
SmallerTypical 0.42 acBigger

Smaller than almost all homes nearby

Year built1928
OlderTypical 1957Newer

Newer than 39% of homes nearby

How 109 Main St W ranks against every home in each area.
MeasureThis homeRockwell 50469Cerro Gordo County
Estimated valuepricier than$109,03612% of homes19% of homes
Price per ft²pricier than$10829% of homes24% of homes
Living areabigger than1,008 ft²10% of homes27% of homes
Lot sizebigger than0.13 acalmost no homes18% of homes
Year builtnewer than192839% of homes28% of homes

About 109 Main St W

How much is 109 Main St W, Rockwell, IA worth?

The TopHap Estimate for 109 Main St W, Rockwell, IA is $109,036 as of Jul 14, 2026. The likely range is $82,008 to $136,064. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 109 Main St W, Rockwell, IA last sell?

109 Main St W, Rockwell, IA last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 109 Main St W, Rockwell, IA?

109 Main St W, Rockwell, IA has 3 bedrooms, 2 bathrooms, 1,008 square feet of living space and a 0.13-acre lot.

When was 109 Main St W, Rockwell, IA built?

109 Main St W, Rockwell, IA was built in 1928, making it 98 years old. It is a contemporary home. The building has 1 story.

What schools serve 109 Main St W, Rockwell, IA?

109 Main St W, Rockwell, IA is assigned to West Fork Middle School (middle), rated A-; West Fork Elementary at Rockwell (elementary), rated C; West Fork High School (high), rated B. All sit in West Fork Community School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 109 Main St W, Rockwell, IA compare to other homes in Rockwell 50469?

Among the 635 homes in Rockwell 50469, it is worth more than 12% of them ($109,036 against a typical $207,870), its price per square foot is higher than 29% of them ($108 against a typical $137), it is bigger than 10% of them (1,008 ft² against a typical 1,480 ft²), its lot is bigger than almost none of them (0.13 ac against a typical 0.42 ac) and it is newer than 39% of them (1928 against a typical 1957). Measured against all of Cerro Gordo County, it is worth more than 19% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 109 Main St W, Rockwell, IA?

The 2025 property tax bill for 109 Main St W, Rockwell, IA was $832. The county assessed it at $64,370.

Closest homes

More homes in Rockwell 50469

Assigned schools

Explore the area

See this home in context

Open 109 Main St W on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map