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Single Family ResidenceResidential
$339,416$219 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 81How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

109 OAK ST

RINGGOLD, TX 76261
0
Baths
1,552 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1941
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$339K
$274K low$405K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$339,416
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$271,533

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$327 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$161,260 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$880
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$160,380
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$105,700
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$161,260

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMontague
HeatingThe type of heating system in the home.None
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 150 ft²Porch · 176 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Gold-Burg SchoolD+
High · Grades PK–12 · 10.3 mi

District: Gold-Burg Independent School District

Neighborhood · ZIP 76261These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.117
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.96
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.37

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.85%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.330
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.5 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$68,193
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$82,227
Average tempThe average temperature here across a full year.64°F
Annual precipHow much rain and melted snow falls here in a typical year.33 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.64%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

109 Oak St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 67% of homes in Montague County
  • Costs more per square foot than 73% of homes in Montague County
  • Older than 86% of homes in Montague County

What homes are worth in Ringgold 76261

Each bar is how many homes fall in that price range. The marker is this home.

This home
$68K$966K

This home is worth more than 56% of homes in Ringgold 76261.

How it measures up in Ringgold 76261

The dot is this home. The mark in the middle is the typical home in Ringgold 76261.

Estimated value$339,416
CheaperTypical $312,936Pricier

Pricier than 56% of homes nearby

Price per ft²$219
CheaperTypical $222Pricier

Pricier than 42% of homes nearby

Living area1,552 ft²
SmallerTypical 1,473 ft²Bigger

Bigger than 56% of homes nearby

Year built1941
OlderTypical 1975Newer

Newer than 28% of homes nearby

How 109 Oak St ranks against every home in each area.
MeasureThis homeRinggold 76261Montague County
Estimated valuepricier than$339,41656% of homes67% of homes
Price per ft²pricier than$21942% of homes73% of homes
Living areabigger than1,552 ft²56% of homes49% of homes
Year builtnewer than194128% of homes14% of homes

About 109 Oak St

How much is 109 Oak St, Ringgold, TX worth?

The TopHap Estimate for 109 Oak St, Ringgold, TX is $339,416 as of Jul 14, 2026. The likely range is $274,124 to $404,708. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 109 Oak St, Ringgold, TX last sell?

109 Oak St, Ringgold, TX last sold on Mar 27, 2006, according to the county's recorded deed.

When was 109 Oak St, Ringgold, TX built?

109 Oak St, Ringgold, TX was built in 1941, making it 85 years old. The building has 1 story.

What schools serve 109 Oak St, Ringgold, TX?

109 Oak St, Ringgold, TX is assigned to Gold-Burg School (high), rated D+. All sit in Gold-Burg Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 109 Oak St, Ringgold, TX compare to other homes in Ringgold 76261?

Among the 100 homes in Ringgold 76261, it is worth more than 56% of them ($339,416 against a typical $312,936), its price per square foot is higher than 42% of them ($219 against a typical $222), it is bigger than 56% of them (1,552 ft² against a typical 1,473 ft²) and it is newer than 28% of them (1941 against a typical 1975). Measured against all of Montague County, it is worth more than 67% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 109 Oak St, Ringgold, TX?

The 2025 property tax bill for 109 Oak St, Ringgold, TX was $327. The county assessed it at $161,260.

Closest homes

More homes in Ringgold 76261

Assigned schools

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